The Insurance Thread

[Damo_R34]

exactly my point...

[TALBO]

They wouldn't quote for me the first time I called them in 2008! Apparently I didn't qualify as a motoring enthusiast

[J - Rad]

I don't know why people even bother with them? If they can bullshit you with reasons why they can't insure you, what makes you think its going to be even better with a claim?

I know Wayne got f**ked when someone reversed into him. They ruined the side indicators on the quarter panels then when his headlight got moisture in it they blamed it on age, even though the other side was fine nor was it leaking water into it before the accident. So they refused to fix it. Bullshit.

[Damo_R34]

just got my renewal from just car, dropping my value by $3,500. guess ive come to expect this by now tho.

[Normsta]

just got my renewal from just car, dropping my value by $3,500. guess ive come to expect this by now tho.

Strange, mine actually went up from $21,050 to $22,500 on JustCars

[Damo_R34]

monthly repayments dropped by $8 per month

[J - Rad]

what is your agreed value on it now? They know all your mods? Im insured for the same amount i bought the car for.

[Damo_R34]

last year agreed value was $23,999 (they assured me they couldnt go ANY higher...) and they have dropped it to $20,550. and they know alllll my mods

[Krishy]

Shannons or Justcars Damo???

[DSTROY]

just got my renewal from just car, dropping my value by $3,500. guess ive come to expect this by now tho.

Shannons or Justcars Damo???

[Krishy]

thanks chad....must have overlooked that....

[Carbon 34]

good old insurance, I moved closer to town (the dirty south = ghetto ) and it doubled the monthly cost. had to nego to get it lowered to only 20.00 a month more then aldinga beach

and value has fallen by 600 bucks without warning. but agreed value is still really high, 29,400. (shannons)

end rant.

time to move again...lol

[Damo_R34]

but agreed value is still really high, 29,400. (shannons)

[sare]

someone needs to create an insurance company that does something along the lines of e.g. you only do 5,000kms a year on your car so your insurance only costs xx amount. As oposed to you have to pay a full premium every year.. it's crazy there is only a really small amount of insurance companies to insure people with imports. Surely there's plenty of people who only use their cars as weekenders (if that!) yet we still have to pay the same. They do it for nana cars so why not ours..?

[Krishy]

you will find that shannons does insure you on your circumstances....ie if your car is a weekender then your insurance premium isnt that high....but i think that means your not covered from monday - friday....so its a big risk you take....but if you only drive it on sat and sun then shouldnt be a problem.....

[sare]

you will find that shannons does insure you on your circumstances....ie if your car is a weekender then your insurance premium isnt that high....but i think that means your not covered from monday - friday....so its a big risk you take....but if you only drive it on sat and sun then shouldnt be a problem.....

yeah we do have it set up like that with shannons.. a weekender and a daily.. we thought it'd reduce it but it really didn't.. the weekender car literally does no more than 5,000 kms a yr.. it should be based on how many kms you drive it as aposed to being a 'weekender' that gets done all day sat/sun .. if that makes sense!

Edited January 20, 2010 by sare

[Krishy]

i cannot remember who the insurance company was that had their Ad on the tv.....in regards to pay as you go or something like that.....i didnt look much into it however but it might pay for you to look a bit into that Sarah

[Damo_R34]

they dont cover imports im pretty sure.

plus, this:

Underwriting knockout

We are unable to offer you an online quote for the following underwriting reason(s):

We do not underwrite one or more of the modifications on your car.

One of the drivers of the insured car is under 25 years of age.

We apologise for any inconvenience this may cause you.

If you think you made a mistake on the previous page, please click the "back" button and correct your answers. Please remember your Duty of Disclosure, which is outlined on the top of the first page.

Said modifications include:

* AMG

* Active Suspension - Bounce

* Air Brushed &/or Chameleon Paint

* Blow Off Valve

* Bonnet Scoop(s)

* Drop Fuel Tanks

* External Fluorescent Lighting

* Flamer Kit installed

* Lowered Suspension - Non factory fitted

* Nitrous Oxide System - NOS

* Non Standard Body Kits

* Non Standard Boost Controller

* Non Standard Carburettor

* Non Standard Engine

* Non Standard Intercooler

* Non Standard Supercharger

* Non Standard Turbocharging

* Performance Cam Shaft

* Performance Cylinder Heads/Modifications

* Performance ECU Chip

* Performance Exhaust System

* Racing Harness

* Raised Suspension - more than 50mm

* Roll Cage

* Wheel Arch Flares

* Non Standard Cold Air Intake

http://www.payasyoudrive.com.au/

[Krishy]

lol you can insure with them if your skyline is completely stock and your over 25

hahaha just tried Budget Insurance and they wont insure me either

[sare]

hmm.. time to win the lottery and start a pay as you go per kms insurance company for imports hehe..