The Insurance Thread

[lord_anubis1600]

i was suprised myself when they gave me the quote, every other company wouldnt even bother quoting for me. But thats what just cars has insured me for. Only thing is my excess is pretty high but im happy to deal with that if anything ever happens

[Rolls]

Eh, either way I'm sticking with my Shannons with $28K agreed at $1250/yr.

Thats a bit rough, one of my mates has a 300kw turbo rotary 929 sedan thats only 900kg insured for 20k and only pays $600 a year, another mate has a mazda 1600 ute with a turbo gas rotary in it insured for $17k for $520 a year.

Should really try and get that quote adjusted.

[panzer]

Yeah i will vouch for Shannons.

Recently just switched from Just Car,

Shannons quote came in at slightly more but i now have an agreed value of 32k compared to the 18k or so market value from Just Car.

Came in at $1457.93 with

$500.00 excess + $400.00 for me being under 25

Extremely happy and found them to be very helpful and great to deal with over the phone.

[Brezza]

Yeah i will vouch for Shannons.

Recently just switched from Just Car,

Shannons quote came in at slightly more but i now have an agreed value of 32k compared to the 18k or so market value from Just Car.

Came in at $1457.93 with

$500.00 excess + $400.00 for me being under 25

Extremely happy and found them to be very helpful and great to deal with over the phone.

how the hell did you get an agreed value of that much??

far out, i should probably look at switching over. but i thought that for the first year you cannot make a claim?

thats what made just car a little more appealing.

i gotta get a higher agreed value, i got a rebuild and much more spent on my car than $17k

its easily cost me over $35k incl. purchase for everything i've got on it.

how did shannons go when it came to letting them know of mods?

[auzzi_17]

Im 26 with a R33 GTR

Just got rid of justcar insurance. Premium was around $2100.

Access was $2400 if i wanted to claim, car theft was another $700 for $26500 cover

Shannons $500 access is way better. Premium still comes in at $2200 for $26500 cover

No extra if i wanted to pay quarterly or monthly.

Premium will be adjusted by 10% when i get my cams license.

[Damo_R34]

excess*

[typevu]

[panzer]

how the hell did you get an agreed value of that much??

far out, i should probably look at switching over. but i thought that for the first year you cannot make a claim?

thats what made just car a little more appealing.

i gotta get a higher agreed value, i got a rebuild and much more spent on my car than $17k

its easily cost me over $35k incl. purchase for everything i've got on it.

how did shannons go when it came to letting them know of mods?

Would be worth giving them a call man,

I got a flyer for Shannons at the Kadina car show.

Filled out my details and current insurer etc, then it asked for how much i wanted it covered for.

I went through my receipt book and looked at some GTRs on the net and 32k seemed reasonable enough to replace my car if something were to happen.

Got a phone call about a week later and spoke with the guy about it all and listed pretty much everything i have done to the car etc etc,

he ended up doing the policy there and then and i think it was listed as being "medium" modified.

But yeah well worth the switch imo, especially with all the work yours has on it.

[Krishy]

well for once Just Cars gave me a wicked policy on the 33......at the autosalon show i was rather impressed with the discount and what they covered me for.......very very happy with them and now to cancel the shannons policy today

[Evil34]

Krishy,

Just pray you never have to claim with them to get your car repaired as the repairers they use are rather ordinary.

[Krishy]

Krishy,

Just pray you never have to claim with them to get your car repaired as the repairers they use are rather ordinary.

i got told that i could go to the repairer of my choice

[Madaz]

all type crash have made it onto there repairer of choice list

[Normsta]

i got told that i could go to the repairer of my choice

What happens is that they nominate their preferred repairer and let you choose your own. Whoever has the "better" quote on the day gets the job. If you don't nominate your own repairer, they will choose two preferred for you and use the "better" quote.

[Madaz]

correct

[Krishy]

well that means that they didnt tell me the correct info......i will be calling them sometime today and sorting this out otherwise i am back with shannons

[panzer]

What happens is that they nominate their preferred repairer and let you choose your own. Whoever has the "better" quote on the day gets the job. If you don't nominate your own repairer, they will choose two preferred for you and use the "better" quote.

Exactly as Norm said.

When i had and accident i had the same process, had to get a quote from one of their qualified repairers and the place i wanted my car to get repaired at.

Luckily the place i wanted to get it done at was cheaper.

[Dunc]

What happens is that they nominate their preferred repairer and let you choose your own. Whoever has the "better" quote on the day gets the job. If you don't nominate your own repairer, they will choose two preferred for you and use the "better" quote.

Im sure the dude I spoke to said the process was to get two quotes from their preferred repairers, and I can get a third from one of my choice - and if my quote was between the other two it'd be fine.

[Import S13]

My mate had his car with Shannon's.

It was stollen and torched and he got his claim, but only after they had a PI on him for a month, then had to wait for his payment for another month or so and now they say that they will never insure him again. Wasn't anything dodgy and the PI said everything was legit.

I've said it in here god know's how many time's but Wesfarmers is the best insurence company I've been with and my parents are with them too and also agree.

I had nearly 5k damage to my old 32 from some kent's trying to break into it. They said that I need to get 2 quotes from 2 different places and I pick which place that I wanted my car at (not them)

Also, they cleared the costs through the crash shop on the spot with their guy and repairs started straight away! Also, in the time it took me to go around and get the quotes, they paid for the door handle to get fixed on my car so I could keep using it till I get the rest of the car fixed.

Also offered free rental car to me for the time of the car being fixed, but I got one from the crash shop anyways.

On top of all this. I was only 17 when I got my insurence with them, and only changed me $700 full comp with a $500 excess. After I claimed I thought it would go up and it didn't. The next year it went to $498 and $400 excess.

The more shit you got insured with them the better it will all work out for you.

Edited August 14, 2010 by Import S13

[Madaz]

yeah i remember you giving glowing reports about wesfarmers

you need to ring to get quotes? i don't think i found much online about them

[Import S13]

This is their site steve http://www.wfi.com.au/wps/wcm/connect/internet/wfi/

My parent's are the ones who signed everything up for me when I was living with them a few years ago and when I got my own place I just transfered all the details of mine over.

Best bet is to call up and speak to someone as you'll get the best result that way.

SA Area Manager: Andrew Harris

Mobile: 0408 938 106

Location: Adelaide Branch

Wfi

100 Greenhill Road

Unley 5061

Phone: (08)8373 9200

Edited August 14, 2010 by Import S13