Insurance Question...

[GTRKat]

Just curious to hear who everyone uses?

I want to change to an agreed value on my car insurance so I'm going to go and get some quotes. Currently with Shannons and may stay there but I haven't looked in a while so want to see what's available.

I called Shannons for some info the other day and the guy on the phone really shitted me off. Couldn't even give me a proper quote on how much it'd cost to up my insurance too busy trying to give his un asked for opinion that if my car isn't in the top percentage of GTRs quality wise in Australia they won't raise it. Hmm if you read this buddy, kindly shove your opinion up your ass

[Shell]

Maybe go in and see them in person... the guys in the fyshwick office are really nice, and you can show them the car in person and explain what you want?

[GTRKat]

Yeah that's what I was going to do. But given what I've spent in parts and on the paint job it's a fair increase so I was going to get some other quotes too just in case its too over the top

[Shell]

Yeah, that's cool... I can't really help with other options cos I'm with Shannons too

[GTRKat]

LOL I figured as much Going to go see them soon.

I've also contacted the usual Just Car and Young and Cool for quotes too. It's a pain in the bum getting quotes now! LOL so many things to list.

[sl33py]

They value those mods a lot less than we do. I tried the same trick. Did like 5k worth of stuff and it only increased the agreed by about 500 tops.

[GTRKat]

Mines a fair bit more than that... And what I asked was a lot less than I'd spent so I think it's realistic but we'll see.

[Guest]

I'm with Shannons. I'm pretty happy with it. One of the SAU member in WA works for Shannons, I can't remember his user name, nor whether he still works there, it's been a while. I called him up and got a comprehensive insurance instantly with a phone call, and no vehicle check.

Just Cars premium is usually the highest.

Young and Cool was the cheapest requires your car to have alarm with non-colour coded wiring... you are not covered for theft. Toyota MR2 factory alarm had colour coded wiring, hence I couldn't insure with them. They also give you 10% discount if you do a Murcott defensive drive training.

GTR is insured with Shannons. Corolla is insured with Toyota. Rav4 is insured with GIO, packaged with home & content insurance... more paperwork!

Edited March 5, 2009 by zenith13

[tomcio]

try LSV (Lumley Special Vehicles) 133578

or Torque

I am with LSV, agreed value, cheapest I could find, great customer service.

[tomcio]

oh and Lsv has choice of repairer like Shannons.

[Shell]

One of the SAU member in WA works for Shannons, I can't remember his user name, nor whether he still works there, it's been a while. I called him up and got a comprehensive insurance instantly with a phone call, and no vehicle check.

yes I know who you mean.. but I won't mention his name cos he doesn't do enquiries through SAU anymore..

[Bluprint]

With Shannons you have to go see them in person. That's what I did with my car, and I got the agreed value that I wanted.

Kat, I actually had them first look at mine at the Wheels event, all I did was wander over to the Shannons sponsor tent and started talking to one of the guys there, he just said "take me to it and I'll look at it now",and that's how I got it, so maybe you could try that?

That way they get to look at the car when it's shiny clean too

Edited March 5, 2009 by Bluprint

[rossco_01]

im with justcar pretty good i got full price an all the mods i did with my car and they even increased the market value of my car after getting the mods so i was pretty happy with that and they were the cheapest i found

[Shell]

With Shannons you have to go see them in person.

Do you mean if you have mods? Cos I didn't...

[GTRKat]

If you've got extensive mods they can ask you to go see them. They want to see my new paint and some receipts apparently.

Cheers for the info guys!

[Guest]

also, you have to watch out for minimum age limits. I believe Shannons won't insure under 25, maybe i'm wrong.

AAMI won't insure any sports cars under 30 whether they are imports or modified, regardless... they just point you to Just Cars.

[GTRKat]

I have to say that's the only reason I'm happy to be over 25!

[Bluprint]

Do you mean if you have mods? Cos I didn't...

Nah, I mean you have to as in it's a good idea

[Xizor]

try LSV (Lumley Special Vehicles) 133578

or Torque

I am with LSV, agreed value, cheapest I could find, great customer service.

My current policy is with LSV but they have doubled my excess to $1k (must be the market, ive made no claims) and i found out their agreed value means nothing just maximum amount they will pay, its just a reference to what clause where hey will assess the value and then pay what they want!

[r33skylinegtst]

I've got my R33 and Z with Elders. They seem pretty reasonable but limit performance enhancing mods to about 3 (though they made an exception for me and increased to 4). Worth a try as well i guess.