Inner West Crew Whoretown (toowong/st Lucia/kenmore/indooroopilly And Sometimes Sunnybank?)

[-Boz-]

Ok mangs, for those that either have or are currently studying at UQ, where's the best parking? I start at 8am Monday and Tuesday so I'll be getting to campus around 7:30. Is there any all day casual parking that is also undercover?

[PWND]

Never could afford a car back in my studying days, so cannot help you there.

[Captain Natro]

along the road behind the colleges, just grab a ticket from the machines. (not undercover though)

[Brandon]

Woohoo. Just renewed my insurance with NRMA.

Guys with insurance with Justcar you might want to check your excess. Although I bumped the excess up to max to reduce the premium ($900 PA with what I thought was $1500 excess) but I didnt realise they have another $1000 excess for theft and another "Vehicle Excess" which I think is due to the type of vehicle insured. Meaning I'll need to pay $2.5k for any claims and $3.5k for a theft claim! To make things worse, this is based on the old mod list and when I tried adding more things to the list online, the premium sky rocketed (around $1.6k with $600 excess with $1000 vehicle excess and $1000 theft excess).

Called NRMA up and got quoted flat $600 excess with an annual premium of $1250. Having said that Shannon would be my choice if they would insure me but unfortunately they dont.

[Chris Rogers]

Woohoo. Just renewed my insurance with NRMA.

Guys with insurance with Justcar you might want to check your excess. Although I bumped the excess up to max to reduce the premium ($900 PA with what I thought was $1500 excess) but I didnt realise they have another $1000 excess for theft and another "Vehicle Excess" which I think is due to the type of vehicle insured. Meaning I'll need to pay $2.5k for any claims and $3.5k for a theft claim! To make things worse, this is based on the old mod list and when I tried adding more things to the list online, the premium sky rocketed (around $1.6k with $600 excess with $1000 vehicle excess and $1000 theft excess).

Called NRMA up and got quoted flat $600 excess with an annual premium of $1250. Having said that Shannon would be my choice if they would insure me but unfortunately they dont.

thats what a car alarm does - it drops that excess..

[-Boz-]

It really depends on a lot of things. I'm now paying $900 a year with a $500 excess with Just Car for $19k agreed value and all of my mods are covered. The joys of never having made an at fault claim since I got my license I guess

[boiracer]

the GTR badge adds a large part of that excess too.

and why wouldnt shannons cover you?

[Brandon]

thats what a car alarm does - it drops that excess..

What has alarm gotta do with any excess?? I have immobilizer/alarm installed and list for both insurer... In case you're wondering, its a Mongoose M80 series.

It really depends on a lot of things. I'm now paying $900 a year with a $500 excess with Just Car for $19k agreed value and all of my mods are covered. The joys of never having made an at fault claim since I got my license I guess

I have never made any claims too and been driving for 10 years since I got my license and with Justcar for as long as I have the GTR (3years?). But its only on this bill which I noticed the other 2 excess which I wasnt aware of when I signed up for it.

the GTR badge adds a large part of that excess too.

and why wouldnt shannons cover you?

I dont know if the badge has got anything to do with the excess but I do know a 3.5k or even 2.5k excess is a ripoff.

Because I dont have a fully enclosed garage.

I dont mind paying a bit more to get a hassle free claim (not that I've made any or planning to) which is why I would love to go with Shannon...

[GHOSTrun]

NRMA may be cheaper than JustCar but do they give you an agreed value? When I was shopping around I don't think they offered an agreed value which put me right off them.

[boiracer]

not literally the badge, but the GTR does with most providers come with a "special" car excess that the likes of a GTS-T etc don't.

Another reason i couldnt justify buying one as a daily.

[-Boz-]

I just pulled my policy out to have a look. I have a $500 standard excess and an $800 total excess for theft. They do seem to charge more for theft (makes sense I guess seeing how popular a target imports are) but it's still nowhere near your level. Maybe it's just where you live and the GT-R badge.

[Brandon]

NRMA may be cheaper than JustCar but do they give you an agreed value? When I was shopping around I don't think they offered an agreed value which put me right off them.

The agreed value is only 1000 lesser than Justcar...

not literally the badge, but the GTR does with most providers come with a "special" car excess that the likes of a GTS-T etc don't.

Another reason i couldnt justify buying one as a daily.

Thats possible because I do recall either Shannon or Justcar mentioned that before.

I just pulled my policy out to have a look. I have a $500 standard excess and an $800 total excess for theft. They do seem to charge more for theft (makes sense I guess seeing how popular a target imports are) but it's still nowhere near your level. Maybe it's just where you live and the GT-R badge.

Are you saying a total excess of $800 if making a theft claim or is that $800 on top of the standard excess of $500?? You do know standard excess is what you pay a s a minimum for any claim and any additional excess may apply depending on the claims (e.g. underage drivers, theft etc).

I dont think its got much to do with where I live though even is it possible. The "Vehicle Excess" is clearly something additional which they charge and since you dont have it, I can only guess its the GTR badge and not just all imports. But yea... its not very nice to have "hidden" excess and them not letting you know (all they would say is the standard excess). I know its our responsibility to read the fineprints etc but I would expect this to be advised upon signing the insurance...

In any case, I'm happy with the premium and the flat 600 excess.

[-Boz-]

It's $800 total for theft. I'm guessing it just has to be the GT-R then. I'll definitely have a look at NRMA when my policy is up for renewal next year however. I didn't know they covered gray imports, they didn't when I first looked at insurance a while back.

[Isola]

My insurance is awesome.

$93.50 per year for full comprehensive

$500 excess whether stolen, crashed, burnt out etc etc etc. No different excesses for different things. Covered for more than I bought the car for

[Brandon]

It's $800 total for theft. I'm guessing it just has to be the GT-R then. I'll definitely have a look at NRMA when my policy is up for renewal next year however. I didn't know they covered gray imports, they didn't when I first looked at insurance a while back.

Yea neither do I until 1 of my colleague told me about insuring his V35 with them.

[-Boz-]

I shopped around when I recently renewed my insurance but I only tried the usual suspects (Just Car, Suncorp and Shannon's) ill have to look into some of the other big name companies beyond NRMA as well. Maybe the insurance world is getting a little more accepting of imports.

[Smity42]

Morning Mangs,

Thinking of flying down to Melbourne for F1 weekend... anyone keen? Will probably need the Monday off work.

My insurance is awesome.

$93.50 per year for full comprehensive

What, how?

[Dan_B]

I guess thats on the beetle?

I pay $280 a year full comp on the bike, including my riding gear and they know about my loss of license. The car is just stupid, $700 full comp with RACQ everywhere else either won't insure me or it's $1000 or more a year plus $300-400 normal excess, $400 performance excess and a $500 high risk driver excess.

Racq is just getting me $300 normal excess. Once i turned 25 they dropped all the rest.

Martin im still thinking this F1 weekend over, just all depends on when we are away with Slaughter motorsports

[Beelzebub89]

Yeah Just Car insurance will do that to ya. I get standard excess, age excess, car excess, wheel excess, additional adjust excess and theft excess on top if it gets stolen. All up my excess is $4k for an at fault claim and $5k if it gets stolen. But all mods are covered, wheels are insured if they get buckled or otherwise and my agreed value is 26k so meh. I'll shop around when I can be bothered.

Oh and Morning mangs.

[boiracer]

My insurance is awesome.

$93.50 per year for full comprehensive

$500 excess whether stolen, crashed, burnt out etc etc etc. No different excesses for different things. Covered for more than I bought the car for

yeah thats about right. when i had suncorp insurance her bug was about $90 on top of the liner. but no agreed value. red book is around $1800...lame

Now with shannons we pay $240ish but its agreed at $5500.