Jump to content
SAU Community

Recommended Posts

This is my first time on these boards so my apologies if this is in the wrong spot or has been asked a hundred times before.

I live in Canberra and am looking to purchase an R33 GTS Skyline next year. Only problem is I'll only be 18 years old by then (and male...), and most insurance companies don't want anything to do with me cause of it.

The best quote i could get was $3,515 a year from 'Young and Cool' and was wondering if anyone else here is my age (or under 25) which insurance company you're with, and how much it costs yearly to insure.

Anyways, thanks in advance to anyone who answers. Later.

Link to comment
https://www.sau.com.au/forums/topic/26434-r33-gts-insurance-under-25/
Share on other sites

I got quoted 3200 with Justcars Insurance

www.justcarinsurance.com.au

Thats with ECR33 GTST 1994 @ $19K

Im in brisbane btw,

We got them to do a quote for my dad to insure... get this!

Full comprehensive... $908!!!!!!!!!

F@cking cheap!

Im going to get him to insure and register under his name for a few months till i save to get it myself, he will be driving it during that time .. ofcourse :D

$3200 with just car? those $@#$!!! I rang them this morning they told me $4366 for a turbo and $4166 for a non-turbo. i wanted to reach down the phone line and strangle the guy... anyways, i lodged an online quote for a $16k GTS, just waiting for them to get back to me, cause i got quoted $4233 for a turbo on the online quote...

Well, i called Famous, and they said i must be 18 and a half at least to insure with them cause they claim a lot of people have crashed and had to make claims under that age...

I must say tho, and taking those people who have respect for Famous into account, I'm not to convinced by the way they do business, being able to pull figures out of the air. As someone said in another forum, it sounds a little unproffesional.

That said tho, I will probably end up going with either them or Just Car when the time comes.

There was another way i could insure it and i would just like some feedback on this. The car (R33 GTS or GTS-t, dunno yet) is going to be my 18th Bday present from my parents, so i don't have to pay for it, but my dad suggested putting the insurance in his name WITHOUT me on the policy, even tho it'll be my car. Then, if i have an accident i just pay the excess on the claim.

This way instead of being charged over $3k it will only cost a little over a grand.

Would that work? Any suggestions?

Yeah, make sure you read all the fine print. Most insurers who will insure import 'turbo' cars, will have exclusions for drivers who are under 25 and NOT named on policy. Meaning that u cant just say it was your only time that you have driven it. Sounds like a good idea, but if it was easily done, then most of us (in Syd, Mel) wouldnt be paying 3k+ for insurance

Insurance companies arent fools.

Maybe the GTS will be a different story as it is non-turbo.

I agree with 95GTST - definitely read the fine print. I did and it saved a lot of hassle.

I was going to swap to Famous cos they were slightly cheaper than Just Cars but when I read the policy it said that the car was not covered if I happened to leave it on the street within 500m of my house after 11pm at night (the chances of me doing that are slim anyway, but who wants to risk it) and there was also a clause about the car not being left in public parking spaces between 11pm and 7 or 8am, hence I stayed with Just Cars because I do drive my car everywhere and leave it sometimes!! :P

Just be careful!

Thanks to everyone so far... I am curious about the 'exclusions' for a turbo with an under 25 year old driving it who isn't named... mainly in regards to Just Car insurance, does anyone know if they will exclude me because it's a turbo if i have an accident? Thanks again.

its not necessarily also only yr age dude.

im 18. was 18 when i bought the car and will be 19 in 1 mnths time.

im paying 2600 with HBF(Hospital Benefit Fund) for FULL comprehensive insurance.

its also yr neighbourhood etc etc.

:P

Create an account or sign in to comment

You need to be a member in order to leave a comment

Create an account

Sign up for a new account in our community. It's easy!

Register a new account

Sign in

Already have an account? Sign in here.

Sign In Now


  • Similar Content

  • Latest Posts

    • My take on gg2 48mm, 54mm, 58mm, and 62mm compressor map for same size compressor vs gg1 : All gg2 only outflow gg1 above 20 psi. As all g gen 2 surge line at lower left of comp map move to the right, all gg2 sacrifice spool vs same size gg1, surge line move to the right worst for 54mm gg2. So for same size compressor if you want best response, use gg1, if you want max hp at >20psi use gg2 but you will be laggier vs same size gg1. Max compressor efficiency drops to max 75% on all gg2 vs max 76%-80% of same size gg1. Iirc lower efficiency means hotter iat less dense air so lower hp at same operating point of comp map. Also curious why gg2 is mapped to lower max rpm vs same size gg1 (only 48mm size both gg1 gg2 mapped to same rpm) : 54mm gg1 165,000 rpm  vs  gg2 160,000 rpm. 58mm gg1 150,000 rpm vs gg2 140,000rpm. 62mm gg1 145,000 rpm vs gg2 140,000 rpm. If gg2 can safely spin to gg1 rpm then they can flow a bit more than as mapped. Good thing that all gg 2 interchange compressor and turbine housings with same size gg 1. So gg1 owners can buy gg2 chra only if planning to boost >20psi.
    • My stuff is all with Shannon's, granted, I don't really have imports I'm driving on the road, however, I've had multiple cars at the same time with them. Presently we have the Landcruiser on laid up cover, Sarah's Kluger on full cover, and the house insured. About 18 months ago Sarah wrote her Subaru Liberty GTB off, insured with Shannon's, and the payout, and buy back of the wreck was super quick. In 2020 we had the VF Commodore totalled in a major hailstorm. Storm was on the Saturday, I called on the Sunday and lodged it, vehicle was towed on Tuesday night, assessment team called on Wednesday to say it was a total loss and get payout details, money was in the bank on Thursday morning. Have had a few other claims both at fault, and not at fault, over the years, and never had an issue with them.   Funnily enough, they're also the cheapest insurer I find for things like Sarah's Kluger.   I will say I'm less impressed dealing with them lately around "the experience", as a lot of their staff that you deal with aren't car enthusiasts. Shannon's has a much more main stream feel ever since they decided to become "big corporate", laid a heap of staff off, and then hired a bunch of non enthusiasts. At the same time they've been making a push to be less "call us and we'll personally have someone who cares help" to "hey, this computer can do stuff for you" and are trying to get more square pegs to fit round holes. (That's just the vibe I get from them). Again, have had no issues with claims with them, but get a bit of a "less personal" feel from them.
    • A thing I wasn’t happy with with enthusiast was during the initial phone call they told me they’d insure it for 130k but needed photos.   I then sent them photos and they told me $80k as there were other cars either similar modifications available for around that price, I told them to send me the links to said cars so that I can buy them. i then sent the modification list with prices of the parts (no labor) and the price then came to 115k, which is still shy of the 130 that was agreed in the initial phone call 
    • Ask me a bit later this week before payday
    • I agree that delayed payment probably isn't the most suitable solution. It seems a solid complete transaction would be best. As I wouldn't be using this sale as a line of credit that would typically earn interest, we can probably arrange a much cleaner single transaction deal. I can do $92.52 today. Would you prefer EFT, or Cash on Pickup?  😛
×
×
  • Create New...