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Get a quote from a repairer or paintless dent removal, see what it'll cost, then see what your XS is.

If your XS is more, go pay yourself. Also, your NCB will be affected on renewal which means next years prem will increase if you dont have a protected NCB

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https://www.sau.com.au/forums/topic/265462-hail-storm/#findComment-4534782
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