Are You With Shannons? Then Read On...

[Haxorz]

Anyone with Shannons and doens't have there car in a garage?

I just got knocked back - mine is in a carport at the rear of an apartment block (not visible from the street). Wondering if I should try and ring again?

[(OO)SKYLINE(OO)]

Go Just Cars Insurance.

They seem nice and get the job done.

[Haxorz]

Go Just Cars Insurance.

They seem nice and get the job done.

I think choice of repairer is very important, especially for Skylines. I don't think Just Car have this?

[(OO)SKYLINE(OO)]

I think choice of repairer is very important, especially for Skylines. I don't think Just Car have this?

Have you asked Just Cars yet?

Doesn't hurt to ask or just call Shannons again and ask to speak to someone in a higher position to help you out.

A few ppl did that in a last Insurance Thread a while back.

[Hank Scorpio]

I think choice of repairer is very important, especially for Skylines. I don't think Just Car have this?

I'm with JC and I have choice of repairer.

Infact I just made a claim with my full comprehensive insurance. I need to get 2 quotes, one of which from a Just Cars repairer, the other from whoever I want. The work can be carried out by my choice of Panel Beater.

Edited May 22, 2009 by Hank Scorpio

[GTR-N1]

Anyone with Shannons and doens't have there car in a garage?

I just got knocked back - mine is in a carport at the rear of an apartment block (not visible from the street). Wondering if I should try and ring again?

I have 3 cars that can't fit into a 2 car garage unless I get the Smarts

I told Shannons (with my 2-car policy) that my Honda & Nissan are garaged - and they are most of the time.

But they can't hold it against me or any policyholder if the car is simply parked out the front for a while eh?

My Honda was parked indoors yesterday - but my wife's BM is in there to-day.

[allthewaytotheskyline]

imo there over priced.

just cars, cheaper and pretty much offer the same services.

[Cassbo]

imo there over priced.

just cars, cheaper and pretty much offer the same services.

That's weird, Shannons quoted me almost $1000 cheaper than Justcar

To bad at the last moment they asked me if I had a garage... which I don't...

[BANGN]

call "famous car insurance" you can pay monthly and they insure imports, i got a quote from them and was pretty happy with my full comp quote, I live in an average area under a car port and yeh still a good rate... guna get it done shortly

[Duncan]

yeah shannons required garaging for me too - one car is garaged the other is not like Terry.

[Rhys9]

I have 3 cars that can't fit into a 2 car garage unless I get the Smarts

I told Shannons (with my 2-car policy) that my Honda & Nissan are garaged - and they are most of the time.

But they can't hold it against me or any policyholder if the car is simply parked out the front for a while eh?

My Honda was parked indoors yesterday - but my wife's BM is in there to-day.

Almost exactly my situation.

Rhys

[Tas_Richo]

i'd be calling back and state your parents address or something and it is locked up there in a garage most of the time!

[Duncan]

nope thats not a good idea. you can guarantee if there is a big claim it will be investigated, and if they decide you didn't follow the conditions then you might as well not have been insured at all

[GTR-N1]

i'd be calling back and state your parents address or something and it is locked up there in a garage most of the time!

Well the car would HAVE TO BE IN THEIR GARAGE MOST OF THE TIME ! !

Because if the car is stolen, the insurance company is often likely to send out an investigator.

The investigator will interview each resident separately.

Any inconsistency like Duncan says, will leave you up the creek without a paddle.

That's how the system works!

[PM-R33]

The problem with just cars is they don't do an agreed value

[W0rp3D]

call "famous car insurance" you can pay monthly and they insure imports, i got a quote from them and was pretty happy with my full comp quote, I live in an average area under a car port and yeh still a good rate... guna get it done shortly

I just got a quote from famous, my quote from justcars was $1030 or $1107 for pay by the month with the car insured for $12500, which they had dropped from $15000 agreed value, standard excess of $500.

Famous quoted me $1590 or 1701 for pay by the month with an agreed value of $15000, standard excess of $1000.

Another point is that with justcars my stereo is insured for another $3000 but contents insurance was not offered through famous, if my car gets stolen and never recovered/destroyed with justcars the excess is $2000 with all up insurance of $15500, through famous the excess is $2000 and insured for $15000.

Thats my comparison of the two, shannons was about the same as famous but the excess was the same as just cars.

[Shell]

Anyone with Shannons and doens't have there car in a garage?

Yes

I wouldn't bother trying again though, unless you have special circumstances (not that I do, but I have a number of factors on my side which make me not that much of a risk). If all you've got is that you are not visible from the street, then I don't think you will have much luck..

[Wacky Dee]

The problem with just cars is they don't do an agreed value

I've been with JC for my last 3 cars incl. my current R34 and when renewing my insurance they wanted to drop the agreed value $2k or so and I told them not good enough, so I got a call back and they were happy to leave it at the previous insured value ($22k iirc) because I've been with them for a while (and even though I made a big claim on a previous car) so I'm pretty happy with JC, they haven't screwed me over *yet*.

[fuzzy_scuz]

Go to Shannons in person get agreed value for car while there. Ask the questions and see what happens when you don't go through the call centre.

[Wacky Dee]

how does shannons compare in price vs justcar for a daily drive (R34) ? Anyone been with JC and switched to Shannons ? From memory my premium with std. excess was close to $2k ($22k agreed) and I'm 28 with 60% NCB good driving record and live in a low crime suburb ie. not western sydney