Car Got Keyed

[180 wanabe]

Make out a ploice report and then make a claim so you don't have to pay your excess.

If it's not your fault you don't have to pay.

DO IT!!

Yeah iv made the police report, my insurance company required that I do this before they can process the claim. I know I didint go key my own car so its not my fault but Im not sure how id go not paying the excess. If it was the case of another driver hitting my car and they were at fault then their insurance company would pay the bill and the other driver would pay his insucance companys excess. However with this being a random event and I dont know the details of who did this "which is lucky for them" I im pretty sure its the same as me being at fault. Kind of like how you have house and contents insurance on your house and then someone burns it down you still pay the excess i think.

[n15m0]

Not at fault claims can only be lodged if you can identify the party at fault and provide details eg: licence number, rego etc... in this situation I am pretty sure excess will still apply but hopefully you retain your rating 1 for life as per your policy. Hope you get it sorted out!

[V35_Paul]

Yeah iv made the police report, my insurance company required that I do this before they can process the claim. I know I didint go key my own car so its not my fault but Im not sure how id go not paying the excess. If it was the case of another driver hitting my car and they were at fault then their insurance company would pay the bill and the other driver would pay his insucance companys excess. However with this being a random event and I dont know the details of who did this "which is lucky for them" I im pretty sure its the same as me being at fault. Kind of like how you have house and contents insurance on your house and then someone burns it down you still pay the excess i think.

If someone breaks into your car and does damage in the prosess you don't have to pay.

I say this becasue my Camry was broken into and the window was mashed and i didn't have to pay a cent. They took my sunglasses .

[mosoto]

Vandalism is somewhat different to break/enter/theft. Nismo is correct, Unless you have witnesses or can identify the offender by some means, you pay the excess. I've been there myself.

Edited September 21, 2009 by mosoto

[V35_Paul]

Vandalism is somewhat different to break/enter/theft. Nismo is correct, Unless you have witnesses or can identify the offender by some means, you pay the excess. I've been there myself.

Smash your window and hide your sunglasses then LOL!!

[mosoto]

[180 wanabe]

Smash your window and hide your sunglasses then LOL!!

Stuff that im not waiting 4 weeks for a window to come over from japan! id sooner pay the $500

[missV35]

Im sorry to hear that about your car i know how you feel but my story is worse

It takes from japan 2 weeks for parts and windows too come through.

Nothing will get covered with the police report you have to pay that excess out no proof they say.

Hope it gets fixed really soon, people are so low doing stuff like this makes me upset...

[180 wanabe]

Looks like ill be getting it fixed up on the Gold Coast, local panel shop up in Townsville wanted me to drop the car off next monday and wait 2 weeks as they work on it between jobs, what a joke

When i called up my insurance company to get them to hold off till I move back to the Gold Coast they siad they had been quoted around $770, I know a panel beater back on the coast so might check out what he wants

[VNS 24]

Looks like ill be getting it fixed up on the Gold Coast, local panel shop up in Townsville wanted me to drop the car off next monday and wait 2 weeks as they work on it between jobs, what a joke

When i called up my insurance company to get them to hold off till I move back to the Gold Coast they siad they had been quoted around $770, I know a panel beater back on the coast so might check out what he wants

sorry to hear about your car mate. my friend's r34gtt got keyed before too.

i had an accident once, L-plater drove into my back. i was scared with the repair cuz its import and all.i went to insurer's panel place and the paint and everythin came back perfect. i think its best to go to insurer's place.

just my experience...GL with the repair.

[spenny]

Sorry to hear mate, hopefully the detailers can help you out!!

D8ckheads are everywhere,and unfortunately there are jealous d8ckheads too.

wish guns were legal (joking)

[T88turbo]

Im sick of F***** heads that do that, my mum and dads car was keyed 3 times and my patience with people on the road are becoming thin. You try to be really nice to people on the road and then you get smart arses beeping the horn at you while trying to reverse park. A crow bar will fix the job lol

[Ezy03]

Tell me about it man, last Saturday I'm in the city - car park, going out of it late at night, its really steep and narrow so as usual taking it slow with the v going down trying not to hit the sides or scraping any part of it....a car behind me came so pulled over to the side and let them pass cause they don't care about there car or its just easier for them to pass because it was a small ford focus and when they went past me they stuck there finger up at me.... I'm trying to do something decent for them and the bastards repay in that sort of manner, world is going to hell with the manners people have these days, no decency what so ever. I park, well i try to park away from other cars so i avoid getting keyed or dinged by some inconsiderate person opening there door at 1 million miles an hour

[Easy Tiger]

Yes morons are everywhere these days.. sometime in the last couple of days someone has nudged the front bumper and grill of my V35 and stressed the plastic on the grill and taken some paint off the front bumper.. no note left.. pricks.

[Stephen Thorpe]

Sorry to hear 180 Wanabe, you may be able to find someone to do a small touch up, a blend of the scratch only...

There is a guy here in Geelong that could do it, it is kinda like Airbrushing! If you could find someone it might be worth them havin a go. You could let them try and then get the whole panel done if it doesn't work!

As for the deadshits doing it, everyone gets what is coming to them.

As for the excess, unless you supply a detail, name rego etc, I think you will have to pay it!

As for the driving skills, incompetance and morons are everywhere... just ensure you are considerate and hopefully others will follow. Doesn't take a second to be aware of your surroundings and to be a bit patient.

However, I can never cope with someone who is oblivious to anyone else on the road for what seems like an eternity!

Some people drive cars without mirrors and horse blinkers on! No one owns the road and we need to be aware that there is a left lane and someone might just want to go past.

Also, moving over when travelling down a 2 lane road and let someone into traffic is a good start and it also gives you more room if they just pull out! Works in reverse too, the left lane is to be used at all times, but if you can move out to the right to let me in, I will always thank you!

Sorry for the rant, but as a Motorcyclist some of this simple stuff can save your life!

Back on topic... sorry!

[180 wanabe]

Sorry to hear 180 Wanabe, you may be able to find someone to do a small touch up, a blend of the scratch only...

There is a guy here in Geelong that could do it, it is kinda like Airbrushing! If you could find someone it might be worth them havin a go. You could let them try and then get the whole panel done if it doesn't work!

As for the deadshits doing it, everyone gets what is coming to them.

As for the excess, unless you supply a detail, name rego etc, I think you will have to pay it!

As for the driving skills, incompetance and morons are everywhere... just ensure you are considerate and hopefully others will follow. Doesn't take a second to be aware of your surroundings and to be a bit patient.

However, I can never cope with someone who is oblivious to anyone else on the road for what seems like an eternity!

Some people drive cars without mirrors and horse blinkers on! No one owns the road and we need to be aware that there is a left lane and someone might just want to go past.

Also, moving over when travelling down a 2 lane road and let someone into traffic is a good start and it also gives you more room if they just pull out! Works in reverse too, the left lane is to be used at all times, but if you can move out to the right to let me in, I will always thank you!

Sorry for the rant, but as a Motorcyclist some of this simple stuff can save your life!

Back on topic... sorry!

Iv got a bike 2 and I know exactly what ur on about, when im riding im busy trying to predict what all the cars around me are going to do. As well as staying out of blind spots.