Calling All P Platers In Brisbane..

[Beelzebub89]

thats the point of insurance though. Yes anything can happen at any time I see that as more of a reason to have insurance rather than less.

[.:: GimpS-R34 ::.]

wondering alex.. let's say a hyperthetical that your in an accident.. and the other guys at fault.. he's wrote your car off but he's not insured at all..

if you was on full comp insurance.. they'll fix/replace your car at a "not at fault" claim, costing no excess at all and the insurance company will chase him down for the money. where as if you had to chase him it could be ages before you get money and that's if you don't get the run around (had this happen to my parents, and cops eventually said not worth chasing anymore)..

Insurance has it's perks, but also it's downside..

Edited October 2, 2009 by .:: GimpS-R34 ::.

[PWND]

alex is a wog

if the other guy wrote alex's car off but didn't have insurance, and couldn't pay it, alex would call some potato eating cousins of his who would pay our uninsured friend a visit and leave with his kidneys..

[Danski]

alex is a wog

if the other guy wrote alex's car off but didn't have insurance, and couldn't pay it, alex would call some potato eating cousins of his who would pay our uninsured friend a visit and leave with his kidneys..

Rofl

I guess that solves it then, he doesnt need insurence because he has potato eating cousins

[AlexR34]

wondering alex.. let's say a hyperthetical that your in an accident.. and the other guys at fault.. he's wrote your car off but he's not insured at all..

if you was on full comp insurance.. they'll fix/replace your car at a "not at fault" claim, costing no excess at all and the insurance company will chase him down for the money. where as if you had to chase him it could be ages before you get money and that's if you don't get the run around (had this happen to my parents, and cops eventually said not worth chasing anymore)..

Insurance has it's perks, but also it's downside..

People here are taking my words out of context, im not saying don't get any insurance im saying just get third party, even with third party if your not at fault the insurer will chase down the case for u.

[AlexR34]

alex is a wog

if the other guy wrote alex's car off but didn't have insurance, and couldn't pay it, alex would call some potato eating cousins of his who would pay our uninsured friend a visit and leave with his kidneys..

whats your point?

[astrotristan]

People here are taking my words out of context, im not saying don't get any insurance im saying just get third party, even with third party if your not at fault the insurer will chase down the case for u.

correct me if im wrong but i was under the impression 3rd party only covers you when you damage someone elses car, if you're at fault

[PWND]

whats your point?

......

maybe read it slower?

[AlexR34]

......

maybe read it slower?

I read it, if the fag cant pay ill track his ass down and start taking his furniture and shit, should have thought about that before being gay wod.

[MSTRshenanigans]

2 notes as a professional in the industry...

1. Excess (fee) is not a fee it is paid as your contribution for a claim and is only required when you claim, never before.

2. Until you get 25 you will get buttsecked on premiums, silly car to get at 17 IMHO considering NRMA offerred me at 25 $2400 for my 33

Edited October 4, 2009 by MSTRshenanigans

[impact_blue]

Comp is something you definitely want to have, it's like health insurance really, I forked out ridiculous amounts of money all year long, but when it came time for surgery, it saved my wallet good and proper. It all comes down to whether you want to gamble. If you're feeling lucky, punk, then just get 3rd party. There's no way any of us can say if or when you'll be in an accident, you could be in a nasty one but it might not be your fault. If that is the case, and you don't have it, and THEY don't have it, you are left with nothing. The only thing you will be covered for is their hospital bills. So it's really just another one of those shitty personal choices.

In reply to your actual question though... No, you will not find cheaper than Just Car (or Shannons in some cases). Andy paid just under $3K when he first got insurance on our old R33 gtst, then he wrote it off 22 hours later. We got the agreed value back, and ended up making $1500 out of the whole ordeal. Second time around he paid the same amount on the same car, then every year since then it's gone down. Also, once you've been with them for a year or so, you are then eligible to pay by the month, which is great, no more big lump sum payouts every year! We are currently paying $102 a month for the GTR for both him and me insured, with an excess of $1900, so your costs will decrease with age and good driving history.

Good luck!

[MSTRshenanigans]

Not true, most TPPDO policies (Third Party Property Damage) also cover up to $5000 worth of damage caused by an uninsured third party.... so you can be partially protected... but if they have insurance and are jerkoffs you are screwed, don't be an idiot, get comp.