Jump to content
SAU Community

Recommended Posts

i think i'll have the highest cost.

Justcar - $2,800 full comp. Obviously.

Covered for $30,000 with excess of $500.00

I was on my P's when I got it. so theres your reason :P I was suprised that I was covered at all :)

  • Replies 45
  • Created
  • Last Reply

Top Posters In This Topic

nah im alright with cars. i did loose my licence for a month, which had some sort of contribution.

but it was coz I was 19 when I bought the car :) I had a supra before that n it was covered for $1800 so i think its just coz of the turbo and new laws of the P-plate restrictions.

2003 M35 - just car - ~$780 full comp with rating 1 protection. I'm 29, my wife is 26.

I was like wtf? so cheap!

Then I saw Adelaide >_< This is what happens when you live in Sydney. Yes areas do make a massive difference to Premiums. I have 3rd party on my shopping trolley, moved one suburb over (diff postcode) and they wanted to charge me +$100. I had to argue over the phone, that it doesn't make sense as you can drive the car friggin anywhere... Aparently drivers one suburb over are more dangerous :wacko:

Canceled the policy for a cheaper one 3 days later.

i actually self insure.. i only have 3rd party fire and theft.. just case i lose the whole car or hit a merc..

if you think about it.. if you have a minor to mild smash every 5 years it works out quite well..

$1200 per year with $500 excess..

1200x5 = $6000 + $500 excess..

So if you have 1 prang every 5 years that is less than $6500 you are way ahead.. considering most prangs are generally only $1000-$2000 at most.

and i havent had a bad hit in over a decade.. (knock on wood) would hate to think i had forked out over $10,000 for nothing..

i think i'll have the highest cost.

Justcar - $2,800 full comp. Obviously.

Covered for $30,000 with excess of $500.00

I was on my P's when I got it. so theres your reason :P I was suprised that I was covered at all :)

far out man thats insane.. why such a high cover price?

i could barely get 25k for mine and my rims are worth more than your car - just kidding ;)

mind you my premium is 1127$ for both the stagea m35 and the skyline

$500 excess each - and the stagea is covered for 25k

the r33 skyline is covered for 10k - and thats one premium for both cars.

i was with just car - they wanted too much i shifted to shannons. - just car also gave me an agreed value of 22,800. for all my mods. wasnt enough.

if youve got 2 cars - bundle them its cheaper.. mind you they knew the skyline was off the road and unregistered - and un drivable till registered - that premium will go up another $112 when its back on the road and registered. only because its in bits and unregistered that theyve allowed such a low cover price. - and that its in a locked garage. (with an aftermarket alarm also)

but rating 1 and im nearly 32.

i reckon thats great cover for two turbo cars personally.

Edited by PetroDola

$1150 full comprehensive with just car on a higher excess rate. Wife and I are 32 both rating 1, living

in Seaforth Sydney' parked in the driveway. I thought that was fair except the non turbo didn't make much difference.

.

$1150 full comprehensive with just car on a higher excess rate. Wife and I are 32 both rating 1, living

in Seaforth Sydney' parked in the driveway. I thought that was fair except the non turbo didn't make much difference.

Yeah I talked to them when I got mine about the turbo/non turbo thing. The answer was pretty much, it don't matter squat. We'll base it off the AR-X which is in the system. Which would seriously suck if you some how had a 2.5 non turbo... (not that its possible here)

far out man thats insane.. why such a high cover price?

i could barely get 25k for mine and my rims are worth more than your car - just kidding ;)

mind you my premium is 1127$ for both the stagea m35 and the skyline

$500 excess each - and the stagea is covered for 25k

the r33 skyline is covered for 10k - and thats one premium for both cars.

i was with just car - they wanted too much i shifted to shannons. - just car also gave me an agreed value of 22,800. for all my mods. wasnt enough.

if youve got 2 cars - bundle them its cheaper.. mind you they knew the skyline was off the road and unregistered - and un drivable till registered - that premium will go up another $112 when its back on the road and registered. only because its in bits and unregistered that theyve allowed such a low cover price. - and that its in a locked garage. (with an aftermarket alarm also)

but rating 1 and im nearly 32.

i reckon thats great cover for two turbo cars personally.

ass hole lol..

I dont know they just said we'll cover you up to 30,000 on your own car? might be because my previous two cars were with them..and thats including all my mods too, and as a P-plater at the time. mods+P plates(insurance)=your left testicle.

To be honest i'de rather pay the cheaper amount. and have cover for 25,000. might differ now that im off my P's, although Shannons wont touch me until I'm 25.

talking about this reminds me my rego is almost up. almost one year with my black fridge :D

but to move to shannons its a requirement to keep the car in the garage. It tends to be a race between myself my sister and my dad. for one of the two spots in the garage. so i cant always guarantee who gets it lol

NRMA fully comp with window protection for $20 000 is $1150 for me in my wifes name me on policy.. she's 28 im 26.

whats crazy is her nissan cube 2003 model full comp window protection is $1050 insured for $10 500 its only a 1.4l small car.. they need to revamp the whole system.

  • 6 months later...

Thread dig! (Figure we may as well keep the info together)

Anyone have insurance other than with Shannons, Famous or Just Car? I can't find anyone else.

Shannons won't insure me because it's not garaged, which sucks because they've been great to me and my mates in the past. I'm too young for Famous (27). Soooo reluctant to even bother with Just Car comprehensive...

Thread dig! (Figure we may as well keep the info together)

Anyone have insurance other than with Shannons, Famous or Just Car? I can't find anyone else.

Shannons won't insure me because it's not garaged, which sucks because they've been great to me and my mates in the past. I'm too young for Famous (27). Soooo reluctant to even bother with Just Car comprehensive...

I am with Justcars, have made claims in the past and fount them ok.

Yeah, have just heard lots of horror stories, and with cars that easily breach ADR's in numerous ways (defectable in SA regardless of engineering) I like the peace of mind.. if I can get it.

Anyone had luck with Ryno insurance keeping the car in the driveway?

Yeah, have just heard lots of horror stories, and with cars that easily breach ADR's in numerous ways (defectable in SA regardless of engineering) I like the peace of mind.. if I can get it.

Anyone had luck with Ryno insurance keeping the car in the driveway?

But there will be horror stories for any insurance company.

Each to there own though...

Create an account or sign in to comment

You need to be a member in order to leave a comment

Create an account

Sign up for a new account in our community. It's easy!

Register a new account

Sign in

Already have an account? Sign in here.

Sign In Now



  • Similar Content

  • Latest Posts

    • I have a 6 boost manifold and it has loads of bends etc. turbo has a cover however manifold doesn’t so I started to wrap what I could without taking turbo off. Very restricted area   are you stating wrapping could lead to cracking weld? Is that because heat is retained?    i have a exhaust gas temp right after turbo and it hits 700degree or 800 at times.   there are areas which is impossible to reach with fibre glass cloth. Is there anything I could apply such as the photo shared earlier which would formulate around exhaust pipe in difficult to reach areas, sort of like aluminium foil flexible to shape it in place?   i think from earlier reply you mentioned acl? Is this what you meant?   https://www.nstparts.com/product/acl-heat-shield-700x275     photo of my engine bay   https://ibb.co/9grHsMN https://ibb.co/bXC8KRM https://ibb.co/KV3kGZc   I am trying to cover bottom of the exhaust manifold which joins the turbo. Only way is to take turbo and possible manifold out as it also touches the engine mount which I don’t fancy doing
    • So....I managed to fix the belt coming off problem, but unfortunately i destroyed my oil pump. While testing and hitting my rev limiter a bunch, my oil pump took a shit. I actually heard it break. In my great wisdom i decided to hit redline 5 times (original plan). Lowered it to 7500 for the soft limiter. Normally it would come off on the first go. The 6th time I hit the limiter the pump broke and as i began accelerating again and hit it the 7th time, oil pressure dropped and the protection kicked in. It actually made a "tink" as if i dropped something hollow.   The motor is pulled and should be rebuilt and put back in 3 weeks. No bearings were spun and i could have gotten away with simply replacing the pump, but since i had to pull the motor....might as well build it   I made a billet tensioner and the belt stayed on without getting frayed. I also made one for a friends R33, but I was thinking of using a hydraulic unit to keep constant pressure on it when the belt stretches.
    • Yeah 98 for me, and 6.7/100 was my actual usage. On the downside the bloody thing still isn't running properly but at least they hybrid system is happy now. It starts but missfires like a bastard, and isn't throwing any code except "missfire". Thanks scoop. I did notice the AFMs are reading quite different at idle 1.33v and 1.67v so 25% variance (and have both changed and swapped them, the issue stays on the driver's side afm) so I'm looking for exhaust restriction (mouse nest?), compression issue or (hopefully not, no physical damage seen) wiring issue. Throttle might also be an issue but that is harder because you can't swap them side to side and not cheap to fire the parts cannon at.
    • I hope you're right and it somehow justifies it's existence!
×
×
  • Create New...