Insurance

[Smity42]

...Shannon doesnt insure a daily car...

PS: Daily Car = one and only car regardless of how many times you drive a week. The other condition to fulfil if you have 2 cars is you can only drive the insured car for 2 or 3times a week if I remembered correctly.

I thought Shannons were advertising that they will insure your daily drive these days...

Edited May 8, 2010 by Smity42

[berzerker]

I believe AAMI owns just cars, not suncorp. But they won't insure anything modified/import, they'll just direct you to just cars.

justcars is a subsidiary of AAMI who is owned by suncorp. AAMI also underwrite for other insurers like bingle and shannons.

suncorp also own GIO, NSW's equivalent of AAMI. they own heaps of other insurance companies as well, they're pretty much one of the big players in this industry.

[Brandon]

I thought Shannons were advertising that they will insure your daily drive these days...

Not a GTR unfortunately.

[BASHO]

Shannons , fully comp , $500 excess , $744pa , paid monthly @ $62pm dd, agreed value $16.5K , 1998 R34GT-T , only mods exhaust.

[Brandon]

Oh right... I forgot to mention its my first car which contributes to them rejecting me too.

Shannons , fully comp , $500 excess , $744pa , paid monthly @ $62pm dd, agreed value $16.5K , 1998 R34GT-T , only mods exhaust.

f**k thats alright.

[MSTRshenanigans]

I believe AAMI owns just cars, not suncorp. But they won't insure anything modified/import, they'll just direct you to just cars.

Just cars however will insure anything, but they will charge more than AAMI. It was about half as much to insure my shitbox XF with AAMI than it was with just cars

INCORRECT... AAMI and Just Cars and Shannons and Vero and APIA are all part of Promina... which is owned by Suncorp. AAMI(just like NRMA) does not insure grey imports. Trust me I am a shareholder.

Brandon - I'll scan my certificate for you. PS how old are you and your driving history these will all affect you

When stating your premiums you should probably mention your suburb too. Mine's Toowoomba. Thus my premiums are typically around $100-200 cheaper than Brisbane.

[PHT34]

I think im going to go with shannons now. Its my daily driver and they didnt have a problem with that, however this sound stupid but i had to convince the guy that i was a car enthusiest believe it or not!

I told him a skyline didnt just fall into my lap and had to tell him i was a paid member of SAU and was restoring a HQ Monaro before he would proceed! Hows that for odd!

He reckons they take each car case by case so if he didnt think you were an enthusiest as they tout on the adds then they may insure one skyline but not the next one.

They are around the $800 mark which is $600 less than LSV, so i know what im doing now!

[Brandon]

INCORRECT... AAMI and Just Cars and Shannons and Vero and APIA are all part of Promina... which is owned by Suncorp. AAMI(just like NRMA) does not insure grey imports. Trust me I am a shareholder.

Brandon - I'll scan my certificate for you. PS how old are you and your driving history these will all affect you

When stating your premiums you should probably mention your suburb too. Mine's Toowoomba. Thus my premiums are typically around $100-200 cheaper than Brisbane.

I'm 28 this year living in Brisbane south (Sunnybank Hills). As mentioned before, this is my first car and its a GTR. Shannon's excuse is they would like more driving history for a car like a GTR to be insured which is fair enough. Doesnt really bother me since Justcar's premium isnt bad at all.

Like what Donna said, Shannon insure car on a case by case basis so theres nothing much I can do about it.

[MSTRshenanigans]

Yeah Shannon's are cool like that. Have you given Suncorp a call or AMP? There is another group I know of (Recoveries shenanigans).... can't think of their name.

First car does make it hard BUUUUUT you have been driving all these years ie had a license, no accidents etc?

[brizzy_rocker]

Atleast you guys have a few choices when its comes to insurers, no one apart from JustCar wants to insure me, i pay 3000 a year premium, 3000 excess, insured when i was 18 and its a R33 GTR.

[Isola]

theres nothing much I can do about it.

Atleast you guys have a few choices when its comes to insurers

These guys should be able to help you two out.

[Beelzebub89]

Atleast you guys have a few choices when its comes to insurers, no one apart from JustCar wants to insure me, i pay 3000 a year premium, 3000 excess, insured when i was 18 and its a R33 GTR.

Just your average broke,18 year old,unemployed GTR owner.

So how does that work? Confused. My insurance is similar for the GTR but to be expected.

[MSTRshenanigans]

Just cars love under 25's

Isola: gold!

[.:: GimpS-R34 ::.]

So how does that work? Confused. My insurance is similar for the GTR but to be expected.

i am assuming mummy and daddy are rich

[Isola]

i am assuming mummy and daddy are rich

*ding ding ding ding ding!!*

What have we got for him Johnny?

[brizzy_rocker]

i am assuming mummy and daddy are rich

true that helps, also bunked high school alot to head to the stock exchange and make some good invesments

[defari]

with just cars, 26 only 2 speeding fines in 9 years of driving.. im paying $844pa with $400 excess agreed value of 14,500 (i have no idea why the agreed value is soo massive but ohwell, its on the policy) its pretty much a stocker series 2 r33.

so to the OP, definitely go have a yarn with your insurance mob, your paying waaaayyy too much

Edited May 14, 2010 by defari

[GTR-N1]

I think im going to go with shannons now. Its my daily driver and they didnt have a problem with that, however this sound stupid but i had to convince the guy that i was a car enthusiest believe it or not!

I told him a skyline didnt just fall into my lap and had to tell him i was a paid member of SAU and was restoring a HQ Monaro before he would proceed! Hows that for odd!

He reckons they take each car case by case so if he didnt think you were an enthusiest as they tout on the adds then they may insure one skyline but not the next one.

They are around the $800 mark which is $600 less than LSV, so i know what im doing now!

Congrats! It pays to shop araound.

Sometimes, they'll just assume that you'll stay with the same insurance company and then start to creep up the premium.

If anyone is in the health industry, Guild Insurance will also give out a policy to cover a grey import - and the premium is very competitive with Shannons or Just Car. Guild regards health workers (or even children of health workers) as being statistically lower risk.

[Reggi34dr]

Ok, so at least it's not just me who's been hit.

Was insured with Famous since '06 and my GT-V has only attracted a couple of dollars increase up till last year.

This year due to some changes (within Famous) my full comp went up almost $300!! For an NA!

Have since contacted JustCar and their quote is a lil more realistic.

[Isola]

Ok, so at least it's not just me who's been hit.

Was insured with Famous since '06 and my GT-V has only attracted a couple of dollars increase up till last year.

This year due to some changes (within Famous) my full comp went up almost $300!! For an NA!

Have since contacted JustCar and their quote is a lil more realistic.

ahhhhhh yeah, Famous suck. My policy started out at $550 per year, and then the second year, they wanted me to pay $1100 a year for a 4cyl turbo.

They said my Australian delivered car was a hektik import, and thus had to double in cost. I of course told them to jam it.