Private Health Insurance

[1R34SON]

Even tho i believe the health insurance business is one of the most corrupt and careless business's on the planet, medicare doesnt cover dental and my teeth are important. And a good dentist usually isn't cheap. The thing id like to know is, has anyone got decent dental cover that they can recommend? Any examples of what u had done, the cost and how much of the cost your insurance covered? Im not interested in full cover and all the extra bullcrap, my priority is dental.

Ive been told by someone that had work done that his insurance hardly covered much at all. So is it even worth it?

[dan_the_man]

Each health care provider has their own approved dentists, make sure you use one from their list. Your level of cover will decide upon how much the health care provider gives you back from the dentist bill.

[turboedsloth]

I dont know how much my cover is as work pays for it but its HBF top level, covers me and my missus. I had fillings done and my wisdom teeth pulled and i think so far its saved me 2k. also covers me for glasses and other shit

[1R34SON]

Cheers dan, i thought u could just go to any dentist and u'd be covered. Ill look in to it thanks. Koree, thats awesome how your work pays for it, probably will end up with hbf just gona check with them about who i can see, cost etc

[msports180]

Im pretty sure with HBF the amount you get back depends on what dentist to, some you will get up to 70% others 30%, i know for down here in Bunno i got a list of approved dentists then just rang around.

[dan_the_man]

Im pretty sure with HBF the amount you get back depends on what dentist to, some you will get up to 70% others 30%, i know for down here in Bunno i got a list of approved dentists then just rang around.

I found out the hard way. I had coverage to receive 70% back. Went to my normal dentist and then to HBF and they gave me 30% back because it was not on their list.

I guess it stops dentists from rorting the system and charging the health insurers huge amounts.