Does Anyone Know/ Recomend An Auto Assessor

[D_I_F]

You need to find out if they actually have voided his claim or if they are denying liability - big difference. Regardless of if he admitted fault at the scene or not it's up to the insurance company to determine the lability - they are the experts.. Not the customers.

Should have been insured no matter what your age is.. Massive risk if your not..

[oweban]

Should have been insured no matter what your age is.. Massive risk if your not..

+1. third party is a couple hundred, but imagine if you slam into a brand new bmw...

[D_I_F]

+1. third party is a couple hundred, but imagine if you slam into a brand new bmw...

I know of one who hit a maserati - 60k later would suck to be them..

[Gerg_R31]

You need to find out if they actually have voided his claim or if they are denying liability - big difference. Regardless of if he admitted fault at the scene or not it's up to the insurance company to determine the lability - they are the experts.. Not the customers.

Should have been insured no matter what your age is.. Massive risk if your not..

yup and im still kicking myself over that, though i was with nrma before but they refused anything after the other driver ran me off the road and kept going which was alot cheaper at $640 for the new bumper and $200 panel beat and repaint guard and $150 wheel alignment, once again another f'n 4WD with a bull bar that has never seen a dirt patch

[D_I_F]

If you don't mind me asking, what is the accident description?

[Gerg_R31]

i was driving south on gibson avenue around 3:20pm on 17/9/2010 sunny dry

estimated about 3-4 missisipies behind a white transit van, the van turned left into gow st, i was at 50km/h (60 zone) right foot hovering over the accelerator, subaru forester heading west, attempted to turn right out of gow st we both hit breaks and met in the middle

my front passenger side met his drivers side guard just before his front tyre. my skid marks were faint and estimated about a metre long, lots of glass and fibre glass dust left on road

exchanged number plates, license info, mobile numbers, he asked me to get a quote and call him, called him friday night, saturday arvo no reply, got legal advice, made police report, done the other things the legal guy said i should do and yeah now the waiting game

[oweban]

holy shit i drive down there all the time; yeah, i can see how people would come out of gow street like that; it's a prick of a corner there especially with a van blocking vision. plus it seems everyone around there pulls out at the slightest gap

http://maps.google.com/maps?f=q&source...mp;t=h&z=17

location in case anyone is curious (all 0 of you)

[D_I_F]

So basically, what you are saying is that you were traveling straight along gibson and the other car has turned right onto gibson from gow street across on coming traffic (ie. you)?

If this is the case then he is liable for the accident if he is insured the insurance company can't deny liability unless they have declined the claim for the insured due to underwriting guidelines.

[Gerg_R31]

yup, pretty much it, i couldnt swerve not enough time to react to doing anything but clutch and break and clench

[Kinks]

sucks, especially for a pretty clean looking R31.

[Gerg_R31]

an update,

the insurance companies assesor came out, and said (not in exact words as he answered like a politician)

that as an independant assesor has given his opinion on the value of the car, he will look at the market value of the car with them modifications and his superiors will decide on either to give me a payment to repair the car, or payment for the market value.

as i dont want to have the car writen off he has noted that i have refused an extra $300 in the salvage value which means i keep the car regardless of the pay out, which if it should be a "financial write off" they will advise me to report the car as a write off but cant enforce it and i can choose to fix it or cancel the rego and wreck it myself.

end result ill keep the car and with in the next 48 hours ill know exactly how much the assesor says i would be owed for the car/repairs