Comprehensive Car Insurance

[GTR-N1]

Perhaps, but I bet they make it very clear in their PDS that driving under the influence of behind the counter benzodiazepines and SSRIs will void insurance claims

* Many Policies make an issue out of voiding insurance if a person insists on driving home from hospital after anaesthesia, taking painkillers that have a soporific effect (like Panadeine Forte), sedatives (like Stilnox, tranquilisers (like benzodiazepines eg Valium, Xanax, Serepax) or anything with Label #1 on the pack.

* Influence of alcohol and other recreational drugs will void insurance too of course.

* SSRIs are OK apparently, even though they can play with a person's head for the first 2-3 weeks on a new one. You know which drugs I mean, but for those who don't, they include Prozac, Lovan, Luvox, Lexapro, Zoloft, Aropax, Cipramil etc.

* Policies seem to ignore (at their own peril) natural medicines like melatonin, tryptophan & st. john's wort which will make most people drowsy - probably more so if taken with alcohol.

[Birds]

Useful information aside, I'm glad to see the humour of my post wasn't lost on you Terry

[GTR-N1]

Useful information aside, I'm glad to see the humour of my post wasn't lost on you Terry

Some goodness can come out of any sh!t you dish out Birds > fertiliser helps things grow - Yay!

[Turboterrorist]

Just make a claim to Lumley's Insurance, whoever you're with. God came to me when I was hiking on a mountain and said that Lumley's had to pay out your insurance claims. They know he exists so they will believe you. He also demanded agreed value, choice of repairer and lifetime no-claim bonuses for you all.

[Xizor]

Im currently insured with LSV and my insurance is due next month. Im really worried... Been with them a few years and never made a claim, but last year they upped my premium to something like $2400 instead of $1400... its an R33 GTST for christs sake she aint worth much. My mate with a $45k Golf GTI pays the same as me and my car is worth 1/4 of his if that! Im 29 no accidents/claims living in north shore. Thankfully last year LSV sent me a renewall at $1400 in error (new policy pref to stay away from imports) so they honoured it and i got out of the new rates of an extra $1k... waiting to see what they send me this time.

Shannons wont touch me as my basement garage does not have an individual cage for my car, so i fear ill only be able to afford third party now which im very uncomfortable about. Or are there other insurance options around now?

[Birds]

Just Cars? Paying about $800 a year full comp lol. And I've had no trouble with them paying out on a claim. My premium actually got cheaper after an accident - go figure.