Insurance For Skylines?

[Luthor666]

hey all i just got my insurance bill the other day and.....

well the amount was.....well RIDICULOUS!!!

But also besides that i noticed the identity of my R33 GTST is not right. it was labled as a NISSAN SKYLINE GTST HR33 ...??? isnt it a ECR33 ??

So i did some more research for a better insurance company tried a few online quote forms but in their vehicle list it only has NISSAN_GTR

i cant find GTST or GTS for that matter and they do indeed exist! so i put in GTR with my make date (93) and there it is as a NISSAN SKYLINE HR33???

Do insurance companys actually hav GTSTs in their databases cos if ive been paying for a GTR price this whole time im gonna be pissed !

the reason im trying to figure out whats wrong is the price i pay for it. ive had it for 4 years now and :

1st year : $3650

2nd year: $2860

3rd year : $2640

4th year : $2332

now thats alot of money to insure a GTST almost stock as well as being under the wrong ID

and a few months ago my brother bought a FPV BF Super Pursuit ute with his insurance only costing him $1800 ??

theres got to be a solution after all theres alot of guys with GTSTs, is that about right for a GTST or am i getting jipped??

ive got 5 days to pay this so can some1 tell me quick??

[Got a Pulsar]

I've got mine (ECR33) insured with Shannons. They have it down as an HR33 also.

When I queried this with them they reckoned it was close enough.

Guess price depends on how much it's insured for, how dodgey an area you live in and even how old you are as well as driving history / claims history etc...

Edited April 12, 2011 by Not a Pulsar

[frowgli]

try http://www.justcarinsurance.com.au/index.asp ... i had my r33gtst insured with them and had a section where you could insure all your mods to the premium aswell-not cheap by normal standards but a hell of a lot cheaper than what you were posting above.

[Luthor666]

btw the company was through "JUST CAR" and all mods done to it are listed within >> Intercooler, exhaust, turbo charged non standard

No claims made

21 yo

Agreed value $13, 250

[94GTRR32]

I would try Shannons, 'Just car' places unecessary 'car excesses' on the policy I have my 32 gtr insured with shannons for under 1k... 26yr tho, with clear history...

[TTSNRSMAN]

btw the company was through "JUST CAR" and all mods done to it are listed within >> Intercooler, exhaust, turbo charged non standard

No claims made

21 yo

Agreed value $13, 250

hey luther,i'm with just car.got my r33 gtr insured for $28900 and it's $1280 for me a year.i'm 35 yrs old if that makes a diff with them.and that's gone down from last year.no claims.acknowledge all mods(very little)and if your mod isn't about power and more safety/handling,then explain that to them.aami owns shannons/just car.shannons will insure you if you have a lockable garage at home for your car.and you can opt for insuring the car as a weekender with no log books necessary.(for clarification ring them)have rung just about every insurer and you are limited to a narrow choice if you own an import.most don't recognise the car or as a couple stated"we don't insure race cars,that's a race car"

[TTSNRSMAN]

even my house insurer allianz,won't go near the car.could save money with combined policies.

[frowgli]

yup, it will be a bit hard for you being 21 n all.youre smack bang in the middle of their so called "hoon age group". being 27 / married helps me big time.

[TTSNRSMAN]

that's what i call justcar.hoon insurance.

[Luthor666]

tell me about i worked it out that if i have 1 claim for damage it would cost me $1900 of excess b4 they touch it

[TTSNRSMAN]

OUCH!!!!!!think my excess for damage is about $450.if car stolen it's bout 1300.costly necessity,but piece of mind.it does show what insurers think of our cars.and with amount of aussie made cars showing up on tv news reports on crashes,prob a bit unwarranted.especially as the jap cars are big on safety from factory.

[Luthor666]

also its got down those 3 mods intercooler, exhaust ,turbo charged does that mean >>>STOCK R33 GTST "is'' turbo charged, "has" an exhaust, and "has" an intercooler are they just scaping money from me just because the car has a turbo etc.

i havent told told them that recently if had ecu upgrade (PFC), injetecors (cant find the description in theri database), AFM w pod, Coil packs , HD clutch (if it matters) because im pretty sure the price will just go much higher cos if its written off i will just pull it all out

i just finished my traineeship last week but by the looks of it all ive saved from last year will go on this

[Luthor666]

450??????????? i didnt think an age gap like that could mean that much difference!!! my vehicle excess alone is $800

Standard: $450+

Vehicle: $800+

Age: $650+

theft $800

[JonnoHR31]

ring them up and get a new quote for your car (dont tell them your a customer, just pretend your new and get a quote) as it seams to vary every time. if it comes in drstically lower than what your currently paying then kick up a fuss and ask for the lower rate

[TTSNRSMAN]

also its got down those 3 mods intercooler, exhaust ,turbo charged does that mean >>>STOCK R33 GTST "is'' turbo charged, "has" an exhaust, and "has" an intercooler are they just scaping money from me just because the car has a turbo etc.

i havent told told them that recently if had ecu upgrade (PFC), injetecors (cant find the description in theri database), AFM w pod, Coil packs , HD clutch (if it matters) because im pretty sure the price will just go much higher cos if its written off i will just pull it all out

i just finished my traineeship last week but by the looks of it all ive saved from last year will go on this

they didnt tell me there was extra for turbos.clutch shouldnt matter,just tell its a replacement item thats better quality.you're not lying.same for coils,you want them to acknowledge that they agree with you on the phone.but you don't wanna see those mods appear on the bill.where there is major power upgrades.they gonna make you pay.and also,when you're asking about increases on the bill due to mods,ask 'why?'don't give them answers like power,outright car value or anything.make the consultant explain why a particular mod costs extra to ensure.if their logic doesn't stack up,you have a chance to negotiate.they wanted to charge me for braided brake lines(adr), and i told them it was done for compliancing reasons.which it was.and it made the car safer,if anything.but i say,good luck!

.

Edited April 13, 2011 by GT ARRRGH

[GTRRKT]

I just got quoted yesterday 3200 dollars with just car. And that's for an 02 GTR V Spec 2 Nur for a 20 year old.

Not sure how your getting charged so much for a 33gtst??

[are bee's]

I got quoted recently $3400 with Just Car as well. For a mildly modded R32 gts-t for an 18 year old, mind you they are the only ones who would insure it. Don't really remember specifics like premiums / excess etc.

[Luthor666]

I just got quoted yesterday 3200 dollars with just car. And that's for an 02 GTR V Spec 2 Nur for a 20 year old.

Not sure how your getting charged so much for a 33gtst??

wow if i had that Nur i wouldnt care what it costs to insure it But yes for a 33GTST is a bit much

even though its been in to be fixed twice (not my fault) shouldn't change anything

*sigh* looks like my bodykit, retune, BOV, mags, suspension, t timer and e boost controller are gonna have to wait longer............

[Luthor666]

seems to me that the age smashes it for the young ones cos of the reputation

wonder if i could put it in mums name..

[Pal]

dont know how you yong guys do it. i got my 96 r33 gtr v spec insured through shannons and it cost me $780/y and im not happy with that.with $500 excess.