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  T0nyGTSt said:
Oamps (ie. Jim Richard's team sponsor) have an office in North Parramatta.

They are a Zurich dealer.

$350 no questions.

T.

I got quoted $577 - so much for $350..... im the same age as you TonyGTSt, how come i got quote $227 more than you. Oh and another thing they didnt even ask what car i drive!! They only wanted year of car, my age and my postcode.

Help me out!

CTP insurance provides compensation for other people injured in an accident when you or the person driving your vehicle is the driver at fault.

Australia wide, 24 hours a day, your CTP insurance covers:

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your passengers
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other road users, such as drivers, passengers, pedestrians, cyclists, motor cyclists and pillion passengers
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injuries caused through the use of a trailer

It does not cover:

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you for personal injury if you are the driver at fault in an accident
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damage to property or other vehicles

CTP Insurance is compulsory, and must be taken out when registering a motor vehicle.

From the above, it will not go on your car, but rather driver experience (re: AGE), as well as the density of people and structures within your most common driving area, thus providing the chance (re: risk) of 3rd party accident (re: POSTCODE)

i think a lot of people are lucky that it doesnt go on vehicle, driving history, etc....(then again - some are unlucky)

  red900ss said:
No they're not.

What do you think CTP means? :confused:

Compulsory Third Party Green Slip (CTP) and Third Party Property Damage are two different things.

CTP - http://www.aami.com.au/products/ctp/fctp_nsw.htm

Third Party - http://www.aami.com.au/products/car/fthirdparty.htm

Here's the comical explanation frequently used in my industry...

You see both Third Party Compulsory (CTP) “Greens Slip” and Third Party Property Damage “Also a green slip” are printed on green paper. That’s the colour you get when you mix blue and yellow together in equal quantities. In the insurance industry we use these terms to help costumers decipher between what they are liable for and what they are entitled to if an accident may occur. Most people think that if they have paid their (CTP) they will be covered for the damages of the vehicle or phone box they side swipe, where in fact they are only covered for the injuries of a third party involved.

:(

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