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Hey fellas,so I turned 18 a little while back and as only covered by my parent's HBF family policy thing till the end of the year I turned 18 which was last year.

So to benefit myself in ways such as not dying, I'm hoping to get me some health insurance.

I see bulk ads on TV for all of the companies claiming they're the best and all the others are worse by using bar graphs and s**t.

My question is what should I make sure my policy has in ways of cover? (ambulance, dental, etc.)

Also any recommendations or opinions for certain companies would be great.

Thanks in advance.

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You can ring up "iSelect" if you wish and answer some Qs to determine which fund suits your needs. "iSelect" is an agency - on the web too.

Oldies like me would not tick pregnancy, but might tick knee reconstruction or hip replacement.

Think beforehand whether or not you might wish to tick dental or spectacles for instance.

Some funds are in one state, but not another.

Some have been gobbled up by others too.

Thanks I'll look into this iSelect business, is it pretty much the same concept as those websites that compare bank interest rates, car insurance rates, etc.?

Yeah, I doubt I'll be needing optical like glasses or anything, and probably not needing limb replacements or anything like that just yet.

I'm considering psychiatry/psychology I've had to do whichever one I'm thinking of before because growing up and still now I was very short tempered, violent and agressive. whistling.gif

I know that I'll want dental (my teeth are rooted/sensitive) and chiropractic (been going on and off since I was like 10 or something).

P_______ D_______ S_______?

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