S2 Stagea Insurance

[webng]

Hey guys,

Currently paying $920 p.a.or $77 p.m to have the wagon comprehensively insured. That's with a $750 excess and insured to $12000. 60% n.c.b, clean driving record, Mrs uses the car 90% of the time, she's 33 and I'm 36. Is there a better deal around at the moment? This is with Famous Motor Insurance, looks like they've put up their excess too.Car is parked off street (5070) in a car port with garage door (i.e. 2 walls around the car, not 4).

Edited June 6, 2011 by webng

[bentwagon]

Shop around, I think I'm paying the same but insured for more and less excess. Call just car, there is a guy there with a stagea, I think his name is Daniel. Pm me for more details.

[lilcrash]

I wish mine was that cheap. $135 per month, insured for $22000, $1000 excess

[webng]

Shop around, I think I'm paying the same but insured for more and less excess. Call just car, there is a guy there with a stagea, I think his name is Daniel. Pm me for more details.

PM'd, thanks!

[pipster11]

i'd be trying with shanons

if they ask about a car club say your a member of skylines australia and sound like an enthusiast

they are supposed to be really good but picky about who they insure

[bentwagon]

(Slaps forehead)... yes, I'm with Shannons, how silly of me.

[DaveB]

I'm currently paying nearly $1100 per year with Shannons and have been for 3 or 4 years now. I have to say, I'm not impressed with the cost of their premiums

[bentwagon]

Just depends on your details, Shannons was cheaper for me compared to two mainstream insurance companies I have been with for years. Sometimes you just get lucky.

[SHETLANDER]

Im paying $650 per year through Justcar, im 35 with clean licence.value is $13500

Edited June 7, 2011 by SHETLANDER

[webng]

Im paying $650 per year through Justcar, im 35 with clean licence.value is $13500

Now that's just what i like to hear. Will try them too.

[wolverine]

I depends a lot on what city you live in.

If you live in West Bumfark then premiums are much cheaper.

These threads often go around in circles unless you are comparing your rates, your modifications, your driving record/experience and location with someone in the same boat.

I am not saying this to have a go at anyone as we all want to pay less and get the same coverage for our insurance dollar but there is more in the price differences than meets the eye.

[tibinstein]

I'm with justcars paying $92 a month insured for $17,500,excess is $600 and "all" mods are covered.

I'm 35 with no claims.

[pipster11]

I'm with justcars paying $92 a month insured for $17,500,excess is $600 and "all" mods are covered.

I'm 35 with no claims.

i'm 21 on $107/month

not sure on my excess (would have to add the under 25 excess on tho)

sucks that they don't do windscreen cover, i want a new one

[Tangles]

Im paying $650 per year through Justcar, im 35 with clean licence.value is $13500

same deal here, but 34 later this year. clean driving history no claims no accidents (and no infringments in past dozen yrs)

[tibinstein]

i'm 21 on $107/month

not sure on my excess (would have to add the under 25 excess on tho)

sucks that they don't do windscreen cover, i want a new one

Strange how they dont cover windscreens/windows.when they do panels etc

[pipster11]

Strange how they dont cover windscreens/windows.when they do panels etc

no, with shannons i belive you get 1 free windscreen replacement every year, just car does not do this

[lilcrash]

^ yep. But it has to be cracked. They don't pay for chip repair, I dont know why you would bother anyway.

[Bodella]

I depends a lot on what city you live in.

If you live in West Bumfark then premiums are much cheaper.

These threads often go around in circles unless you are comparing your rates, your modifications, your driving record/experience and location with someone in the same boat.

I am not saying this to have a go at anyone as we all want to pay less and get the same coverage for our insurance dollar but there is more in the price differences than meets the eye.

This man speaks the truth.

I'm inner Sydney, on street parking, only just Car would cover me and it made no difference to the price for on or off street. Shannons and Famous both knocked me back for no off street parking ( didn't care if it was alarmed. ) .

35, No accidents/claims for 15 years, last speeding ticket 2 years ago , agreed 15k, Premium 1,400 , excess 1100

So as you can see there are people with Just Cars with simliar age/driving record/agreed price but paying less and some more. It's all about the suburb/age/NCB. Shannons told me if I lived elsewhere they would accept on street.

[bigkevracer]

Just Cars are AAMI, which I think means no choice of repairer?

I'm insured through a private mutual. $812/year, $500 excess, agreed value of $18,000, complete choice of repairer and any mods I want to do have to be listed as nonstandard accessories and must be road legal. I'm 26 with the car garaged in Adelaide.

[Pft shh 89]

^ yep. But it has to be cracked. They don't pay for chip repair, I dont know why you would bother anyway.

i got a small chip in mine when driving it home (1600km north) from Brisbane, got it repaired as soon as i got it back. after it was done could barely see it, now i can't find it even if i look for it, (i still remember roughly where it is) so IMO was worth the $40 i paid. They used some liquid/gel stuff that hardens once inside the crack, and wipe excess off while its wet. as i say no complaints and well worth it.