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Hai,

My mate was driving my skyline me in the passenger seat and at the big roundabout on gundaroo we were going straight and right at the exit of the roundabout some lady flew out not giving a shit about taking a look to her right (which had about 100metres+ of clear visibility) so my mate slams the brakes as she is flying out and she slam the brakes too my car bounces off hers and side swipes it.

These skylines are tough as the only bits damaged were the quarter panel, front bar scratched, bonnet corner dented and the back has a tiny dent. The steel in the front is thickest ive seen. Lady car side was pretty badly damaged.

Question is i have no comprehensive insurance she does, its definetly her fault. What can i expect in terms of parts, repairs, wait etc. The front quarter panel needs to be replaced 100% as its pretty mangled, bonnet might need to be fixed up, light replaced and rear needs to be popped out and repainted scratches, but the whole rear is part of the roof :( Just lowered the car with coilovers the day before now scrapes on every bump

Here are some pics shitty i know ill take some more decent ones in the light tomorrow.

post-64185-0-69771300-1312296586_thumb.jpg

post-64185-0-30117100-1312296680_thumb.jpg

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1. Did you call the Police?

2. How many photos did you take of the cars, road and direction of travel etc?

3. Do you have 3rd party property insurance?

4. Were there any impartial witnesses?

My fiancee had a similar incident recently and the other driver was 100% at fault but because he blamed her, there were no witnesses and the Police were not called it ended up in a stale mate and both drivers had to pay the excess for each of their cars (she had comprehensive insurance).

Amazingly she was run into again about 6 months later by a guy trying to turn right from the left lane in a roundabout and cutting across her path, at the time he said to us that he was at fault but when he called his insurance he blamed us... It was just lucky that we took heaps of photos of the road, cars and reported it to the Police directly after it happened.

Don't take anything that the other driver says for gospel, people are sh!theads and liars and will do anything to get out of paying (speaking from experience).

If you don't have any insurance at all and she reports to her insurer that you were at fault then the only avenue you have is to take her to court which will be lengthy and expensive... :(

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Did she admit fault (since you were evidently on the roundabout before she entered it)?

Did you lodge a report to the police > Event No.?

If there's a dispute (eg she might insist that your friend was speeding), did you know that you might be best to get a traffic lawyer to procure money from her insurance company to pay for your repairs? If you're even just a member of the NRMA, did you know that you can get free legal advice?

Are you about to obtain say 2x panelbeater quotes for your repairs (and then give them to your lawyer or serve them to her insurance company)?

Advice by Bullet32 about taking pics is good!

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As long you took the proper steps as Mick mentioned you should hopefully be ok.

but yeah in worst case scenario get a traffic lawyer as Terry said.

aside from that i'm not sure what kind of brand new parts are available for this.

but if you get a repair quote from a panel shop you might be allowed to take a insurance payout relative to the repair costs and then source and fit parts yourself and have it taken to a panel and paint shop for any paint and fine adjustments that may be needed to square everything up.

but if the payout is going to be unrealistic then leave it all to them.

Priority:

VERY 1st thing to do: You and your friend complete and file a Police report as soon as possible.

2nd: Contact the other drivers insurance company with her details and make sure she is actually insured and didn't give you false info

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I rear ended my Wife's car in my 33 back over the easter long weekend, after it was towed etc (my radiator was punctured) the panel replacements took around a month, possibly a little more, mostly because my 33 is a series 2 and despite my repairer ordering series 2 front bar and bonnet they received 2 series 1 bonnetts, a set of series 1 lights and a series 1 front bar.

So as long as parts dont get screwed up in the supplier end it'll probably only take a couple of weeks, can be alot of variables in it though

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I took about 7 photos not very clear because of no Flash but it shows us on the medium strip at the end of the roundabout. Not really possible to speed on that roundabout as the limit is 80km/h and don't think my car can turn that fast.

At first she didn't admit fault tried to blame him because obviously she had a moment where she completely forgot the rules of a roundabout and didnt even take a glance to her right to see bright 6000k HIDS. then realized and apologized many times.

Location was the roundabout on Gundaroo where it goes through Barton highway we were traveling from gunners to Belco area was literally a metre from the exit (long roundabout).

I have her drivers license number and name / phone number. I can try calling NRMA and asking them if she is insured but will they give me that information ?

Police report has been done.

Police were called but they said if no one was injured then they wont come.

I dont have third party property just the standard insurance, car registered etc.

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I took about 7 photos not very clear because of no Flash but it shows us on the medium strip at the end of the roundabout. Not really possible to speed on that roundabout as the limit is 80km/h and don't think my car can turn that fast. - Make sure you keep the photos because you'll most likely need to send them along with the Police report to her insurer.

At first she didn't admit fault tried to blame him because obviously she had a moment where she completely forgot the rules of a roundabout and didnt even take a glance to her right to see bright 6000k HIDS. then realized and apologized many times. - If I were you I would rely on the fact that she will tell her insurer that you were at fault, you will probably get a claim letter from them in the mail.

I have her drivers license number and name / phone number. I can try calling NRMA and asking them if she is insured but will they give me that information ? - They might not even speak to you about it unless you have legal representation.

I dont have third party property just the standard insurance, car registered etc. - You'll most likely be fighting an uphill battle against an insurance company's legal team I'm afraid :(

BTW - You mentioned that you have 6000k HID lights... Are they ADR approved?

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Called the lady she is with Suncorp and gave me a claim number (not sure how to check it ). But she sounded a bit sus, i asked her about the police report and how the insurance company will contact me and she said it depends who they find is at fault. So she most likely bullshitted saying i was to blame. If things dont go well there is the old fashioned way left.

She wrote her details on the back of a receipt for mechanics repair and it had something like AUTO, and PARTS - 14$ , LABOUR - $200 so she must have had her window wipers changed for 200$ haha

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some tosser in an NX coupe cleaned up my mums fairlane G220 in a car park and moved her car 3 car spaces and it was witnessed and a note left for my mum. the lady returned to the scene of the crime after she took her car home and came back. she was with BUDGET insurance and clearly at fault.

i told mum to take it to 3 different decent panel shops and BUDGET refused to pay that much (car WAS immaculate til then) and they told her to take it to some dodgy bros paint shop in fyshwick, its a shocking job after 16weeks!!!!!! and leaking water through the boot, the insurance company said its good enough for their liking. my mum wasnt given a loan car or a hire car for any of this time because that insurance company doesnt offer that in their claims. basically having full comp insurance means shit all depending on who your with.

good luck

also theres you and your mates story and her story. so its 2 on 1 really.

back in the day i had people say sorry mate i was at fault blah blah. then after when we go to the cop shop, the cop says the guy was just there before us mouthing off about us young P platers speeding and at fault and were hooning. best thing to do is go to the cop shop with them.

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also theres you and your mates story and her story. so its 2 on 1 really.

I wish that were true... When my missus told the other party's insurer that I was a witness they told her that my statement was inadmissable because I am not an impartial witness, even if I signed a stat-dec.

They won't listen to a statement made by a person who know's either party because they see it as bias toward the person they know... The only credible witness is someone how doesnt know either driver/owner. :(

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note to all. phones now have date stamp options. make sure this is on for the photos!!! date and time stamped photos are very difficult to dispute for insurance companies.

police report is your legal responsibility and you must fill one out. If the other party doesnt then things are weighted even futher in your favour!

If you dont have full comp then you will need to wait until her insurance company instructs you to take it to their approved repairers. In the mean time get your car inspected by places your comfortable so you have 3 quotes to go back them with if you dont like their repairers.

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You can write a report with my number plate details saying u saw some bish pull out and say you couldnt stop because of traffic:P then delete the thread

I called Suncorp and they are investigating it now to see who is to blame as she put me down as being my fault.... after lying to my face. Probably on her mobile phone as she was so shocked that i "came out of nowhere" in plain site. mayshe she should look to her right.

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Arggh stupid bitch :mad: I hate people like that, why can't everyone be honest and tell the truth when they f**k up.

I was right behind an accident once and I stopped straight away to be a witness. The guy at fault (a taxi driver, surprise surprise) was already trying to worm his way out of it, till I walked over and said, Are you joking? i saw you change lanes straight into the side of him!

He STFU then and I was never called up about it so he must have taken the blame.

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:(

My car looks sad with the dents and bends :(

I think when you learn your to control your car and know how to avoid spinning out is great but the greatest enemy is everyone else. Most people drive because they want to get from A to B and thats all a car means to them, they don't know shit about it and most likely dont pay any attention to their driving or anything around them. These people would rather get the driving over and done with and try to fill in their boredom doing other stuff like putting on makeup and reading a book (this is quiet common!) If they enjoyed driving they would pay attention. My problem is i put too much trust in other drivers although i can predict well what they are going to do and how fast they are going, their distance etc but when all that is checked in my brain i trust they aren't going pull out suddenly at the last second or merge into me when they most likely already seen me. Its like the people that drive extra extra slow, pull out of roundabouts and dont know how to merge so they stop suddenly instead of merging smoothly - those type of people think they are the safe driver doing everything right but complete opposite its all about predictability and smoothness going with the flow. When you enjoy getting in your car, going through the gears (no carhomo) and all that comes with driving you pay attention to everything and are more aware of everything else making you much safer driver. I think people that don't appreciate cars shouldn't be allowed to drive and the ones that haven't completed many driving training INCLUDING changing your own oil and how the gearbox, engine & suspension ..

Something like that :P

I am 12 and what is this ?

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