Insuring A Gtst

[GH05T]

Buying an r32 gts-t

Financing it so I need (and want) comprehensive insurance.

Rang my normal broker who is a friend and he can't touch it.

Im over 25 but being an import and turbothey just don't touch it.

Who do u guys use, just car? Shannons? Am I going to get bent over? Is it a head f**k?

What can I expect to pay and how to car values go with imports?

Thanks for all your help.

[zebra]

I use Shannons

Highly reccomended

[GH05T]

Just doing a quote with them now

[GH05T]

Hmmm they want $1400 a year, seems expensive on a $8000 car?

[Jamie77]

  On 11/10/2011 at 2:11 AM, GH05T said:

Buying an r32 gts-t

Financing it so I need (and want) comprehensive insurance.

Rang my normal broker who is a friend and he can't touch it.

Im over 25 but being an import and turbothey just don't touch it.

Who do u guys use, just car? Shannons? Am I going to get bent over? Is it a head f**k?

What can I expect to pay and how to car values go with imports?

I insurance both my cars under just car. I'm 24, paid about $1200 for the year for the gts-t. Insured for about 12000.

Edit: that's for a r33 gts-t

Edited October 11, 2011 by Jamie77

[zebra]

I pay ~1k for my $8000 Soarer...

[J'z-R33]

+1 Shannons, great price, policy, and customer service.

[GH05T]

That quote was shannons

[GH05T]

And I'm 27

[zebra]

Give justcar a call...You will be suprised.

Do you have any speeding fines/claims or anything before hand? Also the Postcode playes a big part

[GH05T]

No nothing, and I live in a new development. I will see what just car have to say

[boiracer]

yeah it all relies on driving record, etc etc.

i got both the liner and missus Beetle thru shannons for 1300 a year. (shannons is owned by suncorp)

expect these numbers man, its HIGH risk vehicle!!!

and if you've lost your liscence and been a silly bugger expect alot more.

cheapest i had on the liner was thru suncorp for 770 a year, but that was market value with a silly excess.

[defari]

$981full comp with just car, all mods covered - 27- had license since 17 - clean record no claims.. decent area helps.. but i would say at least the $1000 mark would be the minimum

[GH05T]

A thousand I can cop bit $1450-$1500 is a rip off for me being over 25 clean history with a stock 32. Will keep shopping, anyone else do turbo imports?

[jjman]

  On 11/10/2011 at 2:48 AM, J said:

+1 Shannons, great price, policy, and customer service.

definately.

hahaha, u ready to cry people?

Thru Shannons it costs me $550 a year to comprehensively insure my modded to the mother, HKS turboed, R33 GTST (n they know about the mods). (insured for 14k)

Also $500 for my Suzuki GSXR 750.

so that works out that i have an average of 575bhp per tonne (Veyron territory) comprehensively insured for an average of $525 per year

(sorry, it always peps me up when i do those sums)

yummy...

Edited October 11, 2011 by jjman

[samuri]

  On 11/10/2011 at 2:28 AM, GH05T said:

Hmmm they want $1400 a year, seems expensive on a $8000 car?

you must be a miserable driver if you take up that offer. Surely you don't want to fork out 17.5% on insurance .

Just go 3rd party property damage. Why do you need comprehensive on a cheap car. Even 4% is a bit high in my view which is what I pay on my car

[Jamie77]

  On 11/10/2011 at 10:07 AM, samuri said:

you must be a miserable driver if you take up that offer. Surely you don't want to fork out 17.5% on insurance .

Just go 3rd party property damage. Why do you need comprehensive on a cheap car. Even 4% is a bit high in my view which is what I pay on my car

Why wouldn't you? For eg coming home from work in my work car and I got crashed into and it was declared my fault. The car was only worth 4 grand but had comp insurance on it. Now if I did not have insurance I was going to be out of pocket what ever it cost for a new work car. But since I did I got 3500 back bought a another car for 2 grand with 1500 to do what ever I like with.

[GH05T]

yeah agreed value is the good part. but no i dont wanna be paying %1500 a year

[MSTRshenanigans]

I'd recommend you give the following a call after Just Car and Shannons.

Allianz, NRMA, Suncorp.

They are completely independant (Just car and Shannons are owned by Suncorp but all have different underwriters) of each other and have fluctuations of when they will take on more grey imports. I call them regularly to see if the price I have is crap, hell just after Brisbane floods my premiums on my car went down by $120 and I live in the inner north side. Probably helps that my street etc is not a flood zone though =P

Edited October 16, 2011 by MSTRshenanigans