Vic Wasteland Thread

[Astro Bear]

Which bank / organisation should I look at re: getting a bank loan for a new ute around the 25k mark? Any recommendations? I'm an existing westpac customer, but from my research it appears that Commonwealth Bank might have a better deal. Any thoughts, please put them here...

[WGNPWR]

use a credit union

[Count Grantleyish]

ANZ isn't too bad, they don't include interest on principal compared to Commonwealth.

ANZ approved my loan application twice when CBA didn't even though I used to be with CBA at the time.

[alr33x]

Is it for work? If so lease it the rates are much lower compared to the banks

[Birds]

Saw a red ZR1 Corvette on Eastlink...never seen one in the flesh and there must be less than 5 in Australia. Numberplates LS9ZR1 - LS9 being the supercharged 7 litre V8 they come with from factory...absolute porn and ridiculous road presence.

[UNR33L]

they are faster than the gtr around nurburgring I think the 2012 GTR is meant to beat it tho

[Astro Bear]

Is it for work? If so lease it the rates are much lower compared to the banks

I'm a sub-contractor and it would be used in a work capacity, can you provide any more info?

[Astro Bear]

Also, I've only just become self-employed in the last few weeks, so I think the banks may frown upon that kinda thing...hmmmm.

[alr33x]

Tony will be able to elaborate cos he is an accountant however from my understanding if it's used for work you should lease it as you can deduct more a personal loan u can only claim the interest component don't quote me on it though I'm not an accountant, but the. Interest rate will be lower on a lease than a personal loan

[blah_blah]

Lease's and the benefits of salary sacrifice are usually done via an employer.

As you are self employed now you might have a problem obtaining a lease, but see how you go.

You won't be able to salary sacrifice but you will be able to claim MV costs in your ITR such as 'interest' expenses.

[KamikazeNinja34]

Peoples choice credit union, formerly savings and loans. Rate is sub 9 percent still I believe. Got loan on the r via s and l in 09 at a fixed rate of 7.2 percent but has gone up since then

[alr33x]

Pretty sure everyone is below 9% atm well lease companies anyway

Tony gonna start charging us for the advice lol

[Birds]

they are faster than the gtr around nurburgring I think the 2012 GTR is meant to beat it tho

100 times better looking and just a six speed manual! Yer the 2012 GTR is pretty friggen quick...I wonder how it fares against the ACR Viper or if Chev will fire back with something faster?

[blah_blah]

Pretty sure everyone is below 9% atm well lease companies anyway

Tony gonna start charging us for the advice lol

Don't worry I got an excel spreadsheet running with a tab on your SAU VIC Wastelanders

100 times better looking and just a six speed manual! Yer the 2012 GTR is pretty friggen quick...I wonder how it fares against the ACR Viper or if Chev will fire back with something faster?

Seen a Z06 once on our roads. Looked very baws.

I think a conversion of a Z06 costs a fair bit so can't imagine how much it would cost to bring a ZR1 down

[emts]

Seen a Z06 once on our roads. Looked very baws.

I think a conversion of a Z06 costs a fair bit so can't imagine how much it would cost to bring a ZR1 down

prob around this much:

http://www.carpoint.com.au/all-cars/dealer/details.aspx?R=9783935&__Ntt=ZR1&__Qpb=1&__Dx=mode%20matchany&__Ns=pCar_RankSort_Int32|1||pCar_Price_Decimal|1||pCar_Make_String|0||pCar_Model_String|0&keywords=ZR1&__N=834%201216%201246%201247%201252%201282&__Ntx=mode%20matchallpartial&seot=1&__Ntk=CarAll&silo=1011&Cr=10&__Nne=15&trecs=12&__D=ZR1&__sid=135A0D635BE0

[joeyjoejoejuniorshabadoo]

Numberplates LS9ZR1 - LS9 being the supercharged 7 litre V8 they come with from factory

thanx for sleuthing out that bit of highly secret information adam

[Mohsen]

Wtf it's raining!

[JDMKiD__/ⓞⓞ-33]

Wtf it's raining!

time for demos?

[blah_blah]

prob around this much:

http://www.carpoint.com.au/all-cars/dealer/details.aspx?R=9783935&__Ntt=ZR1&__Qpb=1&__Dx=mode%20matchany&__Ns=pCar_RankSort_Int32|1||pCar_Price_Decimal|1||pCar_Make_String|0||pCar_Model_String|0&keywords=ZR1&__N=834%201216%201246%201247%201252%201282&__Ntx=mode%20matchallpartial&seot=1&__Ntk=CarAll&silo=1011&Cr=10&__Nne=15&trecs=12&__D=ZR1&__sid=135A0D635BE0

Compared to the cars you get here for new you could say its quite a bargain!

[Birds]

prob around this much:

http://www.carpoint.com.au/all-cars/dealer/details.aspx?R=9783935&__Ntt=ZR1&__Qpb=1&__Dx=mode%20matchany&__Ns=pCar_RankSort_Int32|1||pCar_Price_Decimal|1||pCar_Make_String|0||pCar_Model_String|0&keywords=ZR1&__N=834%201216%201246%201247%201252%201282&__Ntx=mode%20matchallpartial&seot=1&__Ntk=CarAll&silo=1011&Cr=10&__Nne=15&trecs=12&__D=ZR1&__sid=135A0D635BE0

That looks exactly like the one I saw, bar the numberplates. Might as well have bought that one and slapped the Vic plates on it. Photos don't do justice though.

thanx for sleuthing out that bit of highly secret information adam

Not everyone is familiar with the GM engine family, let alone one that only comes in a special edition of a certain model!

Compared to the cars you get here for new you could say its quite a bargain!

It'd turn many more heads!