Vic Wasteland Thread

[Rekin]

Just got a quote from Shannons insurance...

1993 Nissan Skyline R32 GTST (all mods declared)

Limited car use (10 days per month - my fifo roster days off)

$10,000 cover with $500 excess & my choice of repairer

$998 per year

Quote from JustCar insurance:

Daily car use

$9600 cover with $450 excess & their choice of repairer

$984 per year

Interesting...

[Odium]

Someone reverses into your door and causes some damage... Do you want the car to be resprayed by Jim Bob's Auto Repair (who put in the cheapest possible quote) or do you want Mick to do the repairs properly?

[joeyjoejoejuniorshabadoo]

Lol sif there is any question.

Shannon's eeeeeeeeery time

[Odium]

What's the point in going for Just Car, their only benefit is "Daily Car Use"... but you won't be there 21 days each month anyway...

[Count Grantleyish]

Someone reverses into your door and causes some damage... Do you want the car to be resprayed by Jim Bob's Auto Repair (who put in the cheapest possible quote) or do you want Mick to do the repairs properly?

Jim Bob's all the way.

[joeyjoejoejuniorshabadoo]

nice nice

what model & mods?

i got my seat brackets delivered

so need to get them installed

Lol get them installed... It's a 5 min DIY job dude

[Count Grantleyish]

Just got a quote from Shannons insurance...

1993 Nissan Skyline R32 GTST (all mods declared)

Limited car use (10 days per month - my fifo roster days off)

$10,000 cover with $500 excess & my choice of repairer

$998 per year

Quote from JustCar insurance:

Daily car use

$9600 cover with $450 excess & their choice of repairer

$984 per year

Interesting...

How is it expensive if you don't use it much?

Doesn't make any sense to me...

[Rekin]

Whats everyone elses agreed value & charge by Shannons?

[Odium]

$1780

All mods listed.

for I think $13k, $500 excess

[Count Grantleyish]

Whats everyone elses agreed value & charge by Shannons?

20 something (can't remember) at $2k p.a.

Premium is mainly cos it's a DD and I live in a shithole. If I move down to Frankston, the premium will reduce to 1600 something.

[Miguelone]

Any you blokes looked into RACV? Their pricing isn't bad, especially compared to JCI.

[Birds]

Someone reverses into your door and causes some damage... Do you want the car to be resprayed by Jim Bob's Auto Repair (who put in the cheapest possible quote) or do you want Mick to do the repairs properly?

If someone reverses into your door, you have choice of repairer at the expense of them or their insurance company...

Nothing wrong with Just Cars repairers though, they all have to repair to a standard which you are satisfied with or you can challenge it and take to VCAT - not that I think you would have to - Just Cars have a rep to uphold themselves and Mick isn't the only panel beater in town who knows how to spray a car. I used a Just Cars recommended repairer myself despite them giving me a choice, because out of the quotes I got, they were the only ones who were gonna do a proper job and replace/weld in new metal instead of using bog etc. Very happy customer here, aside from my poor decision to choose a low premium / high excess when I signed up...but have saved a bit of coin over the years by doing that anyway.

Pat, do Just Cars offer any limited use policies?

[Count Grantleyish]

Any you blokes looked into RACV? Their pricing isn't bad, especially compared to JCI.

Wasn't the case for me this time.

RACV doesn't like Epping very much.

[Count Grantleyish]

do Just Cars offer any limited use policies?

As far as I'm aware, they don't offer limited use policies.

[Kinkstaah]

Just got a quote from Shannons insurance...

1993 Nissan Skyline R32 GTST (all mods declared)

Limited car use (10 days per month - my fifo roster days off)

$10,000 cover with $500 excess & my choice of repairer

$998 per year

Quote from JustCar insurance:

Daily car use

$9600 cover with $450 excess & their choice of repairer

$984 per year

Interesting...

In comparison, my R34 GTT was insured for Just cars for 21K, $1000 excess, their choice of repairer, and I had to provide documentation of every mod (which I didnt mind doing).

Premium: $1725

For shannons, same car, got 27k agreed value, my choice of repairer, $500 excess, and it cost $1100 for the year's coverage, and didn't need to see it, but I had that option to increase my agreed value.

Not even remotely close, lol.

Which is great for obvious reasons.

I for one hope scotty's evo is really boring so he can do something really exciting like swap my entire car over while I'm at work. Thats waaaay more fun than a stroked evo, yep.

[joeyjoejoejuniorshabadoo]

I pay $75 per month, limited use and it's agreed val $23000 with $500 excess through Shannon's.

The last 2 times my 33 was repaired by Shannon's it was on limited use and they never asked anyway

[Rekin]

Wahh much better agreed value vs. cost.

Might have to try bump it up to $15k, although no doubt age plays a part in the final price

[Odium]

I was told with Just Cars that I didn't get to choose the repairer when my door was dented in, I just had to take it into their assessment center and they had 3-4 of their workshops look at it and quote on the repair and it went to the cheapest (approx $1k)

Ended up with a 2nd hand door, resprayed very well in white and all my stuff (speakers, window glass, mirror etc) swapped onto the new door).

They scratched the glass badly, tint was destroyed, door didn't actually close properly because the window glass wasn't adjusted at all. Didn't think to check any of this at the time I went to pick it up because it was quarter past 5 and everyone (them and me) were running late for things... Power mirror doesn't work at all anymore and sometimes the window switch stops working (loose connection somewhere, a bump in the road usually fixes it up).

Called up JCI and they said it wasn't their problem, they didn't want to take a report of the bad workmanship, instead I should re-book it in with the workshop that did the repairs. Called the workshop, they said that I'd need to book it back in via JCI as it was an insurance job and that it would be another couple of days I'd be without the car.

Ended up fixing the majority of it myself so I wasn't carless for any more time, inconvenient as hell

2 weeks later I got a renewal notice from JCI which was $400 more than the previous year, with a $2k reduction in agreed value. Told them to go fucck themselves and went straight to Shannons now that I can afford to / they'll take me as I'm old enough and have a good history.

[Leroy Peterson]

Any you blokes looked into RACV? Their pricing isn't bad, especially compared to JCI.

ive done a claim with RACV and considering how much they were charging for the premium, the service and perks werent very good.

[Birds]

The last 2 times my 33 was repaired by Shannon's it was on limited use and they never asked anyway

It's on very limited use now

Sorry