Jump to content
SAU Community

Recommended Posts

Ok

First thing to remember is that interest is calculated DAILY, then charged periodically (usually monthly)

Say you have a mortgage of $100k, get paid $5k a month (net) as ~$1150 per week.

Your pay goes into your offset account (normal bank account) and just sits there as you are using your credit card for everything.

While the money is in the offset account your interest is calculated on the loan balance minus the offset balance each day. So if you have $5k in there your interest is charged on $95k despite the borrowings of $100k.

The credit card is interest free for 30 days which allows you to have more days with the balance sitting in your transactional account offsetting the mortgage balance.

What if you forget to pay your monthly cc statement? or does this just get auto taken out..? sounds like a good idea I should be doing it. I just use my savings card for everything

Someone's status from my facebook..

Housing is as affordable now as it was when our parents were buying them. It's just that our parents didn't want a three storey, 6 bedroom house with a theatre, pool and rumpus room. They didn't spend their days at the beach, eating out 14 times a week, doing 2 euro trips a year, pissing $300 a night at lagerfield, driving their brand new Holden wearing their new Armani jeans and ray ban shades. So nah, I don't buy into this 'housing is unaffordable' crap.

Does raise some valid points

Are Evo X quick in a straight line? Just destroyed one off the line with my cold semis...cue a massive loser flyby when I lifted off. Looked like he was using launch control or some shit.

Someone's status from my facebook..

Housing is as affordable now as it was when our parents were buying them. It's just that our parents didn't want a three storey, 6 bedroom house with a theatre, pool and rumpus room. They didn't spend their days at the beach, eating out 14 times a week, doing 2 euro trips a year, pissing $300 a night at lagerfield, driving their brand new Holden wearing their new Armani jeans and ray ban shades. So nah, I don't buy into this 'housing is unaffordable' crap.

Does raise some valid points

Kunce these days don't know the meaning of sacrifice.

70% of my life is spent in 80's motels & plastic jayco cabins to earn my right to purchase a house.

post-10032-14338556231102_thumb.jpg

  • Like 1

You cross the yuppie’s new money thirst for yachts and recognition with the hipster’s anti-ambition, smoke-laced individualism, sprinkle on a dose of millennial entitlement, and the yuccie is what you get.

http://mashable.com/2015/06/09/post-hipster-yuccie/?utm_cid=mash-com-fb-main-link

Not Ham?

See if you can get around it with a better fake ID than I did

Pretty sure the connection here is Ham. (leroy's name was Lee Ham Deli Style) I'll bet that little Jew fuck has people looking for anything pork related.

  • Like 1

Are Facebook storing these proof of IDs? It seems to me like they'll be using this information to help police track down criminals and cyber bullying blah blah

Surely this will kill half of Facebook, i.e. the trolls and bullies, not the shit half i.e. annoying feed people

Guest
This topic is now closed to further replies.



  • Similar Content

  • Latest Posts

    • I know mentally you're set on the ATS clutch but honestly I'm a big fan of the Nismo Super Coppermix Twin. It's much cheaper and in some ways I think it's a better design for a street/circuit car.
    • Just checked in first post and you should be able to bring it home November this year, right? I'm amazed you made it through four years of this. As hard as it feels now the rest will go by in a breeze in hindsight, I'm sure.
    • Realized I haven't been back here in a while. Still here, still alive, still waiting for the car.  I went back again the only time last year from Oct-Nov for R's Meeting and drove it around some more, including a few laps on Fuji Speedway(in the wet, sadly). The car still feels good, but have a couple small things to address. I've been getting more parts but have slowed down still, and most of the bigger purchases are now out of the way. I find myself getting impatient more and more when it comes to getting started on this project; it's quite hard for me not being able to really dive in and start making this car my own because it's halfway across the world. At times it doesn't even really feel like I own one of these. Haven't really been motivated or had the desire to document the last trip on here or social media for, well, reasons... but here's some pics...it's also still alive and well as you can see: I've narrowed down to the last large part purchases(anything over $2k) before the engine build to be: 1) Ohlins Road & Tracks 2) ATS Twin Carbon clutch 3) Endless BBK with some custom options and 4) Kansai Service carbon driveshaft I don't think the budget exists for all of these this year, but I'll try for one or two items I think. Though, every time I look at my spreadsheet I sigh, shake my head, and get depressed just that little bit more.  'til later.
    • It's a stunning location!  I've been to NZ twice but haven't made it to the North Island yet.  Definitely on the cards but the South Island is hard to tear yourself away from too... Looking forward to see what you can wring out of it once you can get it to hold together!  Be awesome to get a low 11 or even sneaking into the high 10's pass out of it.  That's a bloody quick car that most people will never experience in their life.  Enjoy!
    • Nominally yes but I’m not really at that stage yet. Outsourcing to Japan is also a relatively good deal at the moment because their currency has devalued much more against the USD.  You would assume this but a lot has changed from the pandemic. Mechanics are in short supply and demand for fixing old cars has gone up from the cost of new cars. 250-300 USD/hr is not an unusual shop labor rate in California and you’re paying that regardless of whether the guy is competent or not. Coworkers have been quoted 3000 USD for a water pump and thermostat at a dealer on an N54. Oil changes went from ~75 USD to 150 on fairly normal cars like Civics. The cost of the oil and filter hasn’t even kept up with inflation.
×
×
  • Create New...