Vic Wasteland Thread

[dezz]

Got redraw not 5k but might.not need that much...might check out this barina

.2001 105000km RWC rego til may service history etc

Asking 5 but I'd offer 4 and see what happens

[Mohsen]

CATCH THEM OFF GUARD AND OFFER 6 DEZZ, f**kEN DO IT KUNT.

or else.

[alr33x]

Yeh fair enough maybe try those cheap car dealers you'll get a warranty probably which is good

[Sunkist]

Corner o Clayton rd an princes hwy there's one. Cheap as fuak

[xALmoN]

oh lol 3k cars.

[UNR33L]

u fags better come on the next 'sau ride' thing we organise was just 3 of us last time

when i get a bike

[xALmoN]

meanwhile leigh, lets go ride our pushbikes!

[UNR33L]

haha you come to me and we can

[xALmoN]

its still incomplete though, donate wheels to me and we can.

[Basti]

Should be able to use equity in home loan to purchase depreciating asset.

Ergo, vis-a-vis, concordantly...

[CrispyFries]

Credit card - then do balance transfer to low interest credit card transfer deal

e.g. http://www.citibank.com.au/aus/credit_cards/cards_platinum.htm

Just don't use the card for anything else. Shop around for other deals though, the citibank card has a $250 a year fee

Still can't believe they offered one once with 3.99 for the life of the transfer

[Mohsen]

Would a Victorian unregistered vehicle permit be valid in nsw? So I can drive my car from the hotel to the show n shine

[Miguelone]

Would a Victorian unregistered vehicle permit be valid in nsw? So I can drive my car from the hotel to the show n shine

Nope you'll need to get a nsw one aswell.

[emts]

Would a Victorian unregistered vehicle permit be valid in nsw? So I can drive my car from the hotel to the show n shine

Also remember a unreg permit is meant to be only for getting things done to register your car.

So if you get pulled over up the Hume, you will have a lot of explaining to do, and if not sufficient permit goes and you call a tow truck.

[alr33x]

Don't bother mohomo not worth the hassle brah

[joeyjoejoejuniorshabadoo]

Hambo - 2 days this week doing 6hr shifts in a kitchen - knocked the stuffing outta me, but must admit I'm highly enjoying it.

Will get used to it in a few weeks no doubt.

Cant wait to get open!

hahaha so in total you did 1 average day (well only if there was no break)

opening you own place you will probably end up doing 80-100 hrs a week untill it's making cash back. EOTD every 40/w you d is 50k a year that you aren't paying somone else to do it .

we still need to have that drink... you free this week?

Got a 10k limit on my credit card... But think for cash advances the interest rate is stupid high...Don't know coz I've never used cash advance.

Might be an option considering most personal loans charge a fee if u pay it off within the first 12 months...

Hamish & Andy, insider opinion?

Personal loan is the safest option.

atm westpac are offering a 12.9% from memory.

dont go the cash out then balance transfer method, as you will then have 3 x enquires on your veda report within a year and the balance transfer might get knocked back.

what is the story with your homeloan? is there an interest only portion? cos if there is i'd be staying away from excess credit until this is over as the loan will be reviewed at when it reverts to principle and interest.

personal loan is the safest option if a 5k redraw is not available to you.

just remember that every redraw will be visibale to a banker when you wish to restructure the product, and as such you always want to keep this at a minimum.

with a credit card you have to be more vigilant and make sure the payments are made on time, not early, not late and if you pay just the minimums on 5k you will be paying that for approx 15 years, whereas a personal loan will be 5-7

[joeyjoejoejuniorshabadoo]

dont listen to them mohomo.... just do it.... and have a camera recording pls

[Mohsen]

I'm towing it up on a trailer, permits just to get it to the show n shine.

ill see if a mate let's me borrow his trade plates.

[CrispyFries]

atm westpac are offering a 12.9% from memory.

yes they are, on their flexi loan til the end of the year

dont go the cash out then balance transfer method, as you will then have 3 x enquires on your veda report within a year and the balance transfer might get knocked back.

He already has the CC though, so should be one less? Probably my circumstances, but never had any issues with my report to date.

with a credit card you have to be more vigilant and make sure the payments are made on time, not early, not late and if you pay just the minimums on 5k you will be paying that for approx 15 years, whereas a personal loan will be 5-7

Yeah, fkers, late fee for paying early :-/

[joeyjoejoejuniorshabadoo]

It's not a late fee for paying early, it's because interest is calculated monthly, so if you pay early then your payment will count towards the previous month and technically you haven't paid the current month... Jus made a double pay for the previous month.