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$500k 5.19% 30 years approx $2,742pcm

leaves $3658 for everything else spread over 4 weeks is $914 per week not massive factoring bills my car is $100 a week in fuel alone

Yeah so say per annum

Electricity $1,200

Water $1,000

Gas $400

Council rates $1,000

House Insurance $1,000

Car Insurance $1,000

Food & groceries - ??

Social Life - ??

Fuel/Public Transport - ??

Other - ?

Yeah so say per annum

Electricity $1,800

Water $1,200

Gas $900

Council rates $1,000

House Insurance $1,000

Car Insurance $2,000

Food & groceries - 5-6000

Social Life - ??

Fuel/Public Transport - 7000

Other - ?

is more like it...

plus,

car finance $8k so $16000 if you have two cars.

Edited by Plattsy

yea but thats miles away lol

Winton is like double the distance...

Rockpool burger will contain a truffle garnish. Or at least the chips will be cooked in truffle oil. I highly recommend a restaurant in Port Melbourne called The Graham, really good. truffle oil chips as starters sitting infront of the fireplace was tops.

i work in the wild west brah, no auctions here even though im an auctioneer - if you quote low here thats all you'll get haha!

i fkn hate under qouting im putting up with it myself looking at places fkn bullshit. I dont see why they dont just ask the price it really is gonna sell for its not like it will magically sell for less.

using tonys template....

myself and the wife combined..

Yeah so say per annum

Electricity $1,800

Water $1,200

Gas $900

rent $15,000

phones internet $3,000

Car Insurance $2,000

Food & groceries - $5000

Social Life - ??

Fuel/Public Transport - 7000

car finance/credit cards/loans etc: $13,000

Other - ?

around $50k not including holidays, car servicing/parts, holidays alcohol, cigarettes etc.

i work in the wild west brah, no auctions here even though im an auctioneer - if you quote low here thats all you'll get haha!

i fkn hate under qouting im putting up with it myself looking at places fkn bullshit. I dont see why they dont just ask the price it really is gonna sell for its not like it will magically sell for less.

When you go to auction

Are you going to bring in a suitcase and say I'll be paying the full amount in cash? :D

using tonys template....

myself and the wife combined..

Yeah so say per annum

Electricity $1,800

Water $1,200

Gas $900

rent $15,000

phones internet $3,000

Car Insurance $2,000

Food & groceries - $5000

Social Life - ??

Fuel/Public Transport - 7000

car finance/credit cards/loans etc: $13,000

Other - ?

around $50k not including holidays, car servicing/parts, holidays alcohol, cigarettes etc.

Im sure you spend more than $96 a week in food & groceries :P

Im sure you spend more than $96 a week in food & groceries :P

nah bout a 400 dollar shop for a month.... dont actually eat that much...

however you add cigarettes and alchohol into that.... your almost trippling it.

depends what area your talking, out here we have stuff from like low $300's so most first home buyers wouldnt spend that but anything within 15kms of the city i'd say $500k is conservative for something more than an apartment.

in terms of deposit ideally 20% to avoid mortgage insurance but most people don't have that.

Ah fair enough. I don't see the point being a mortgage slave for your first, I'm happy to play the game a bit and work my way up.

That wog upbringing haha

yeh just got to do whats affordable no point having a house you cant furnish, cant afford to go out for a meal or something got to live to! thats why my area is popular houses from 300k - 1.5mill something for everyone 22kms from the city?

anyone need a business card?

hahahah

"On a national average, mood/happiness rises with a gross household income up until that $100,000 point and then nothing further happens to it beyond that. Below that mood/happiness goes down.

I don't know mang

More money over $100k means more money on car parts which makes me happy :D

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