Vic Wasteland Thread

[joeyjoejoejuniorshabadoo]

Hide account is for making your banking streamlined and less annoying.

Like say you have 4 kids, each kid can have a savings account and a college fund account, then you can also have a holiday saving account, a car saving account, a bills account and a house deposit account.

Them you have your every day accounts so maybe 4?

You can go from having 16 accounts on screen and in drop downs to just 4.

[Ants]

Hide account is for making your banking streamlined and less annoying.

Like say you have 4 kids, each kid can have a savings account and a college fund account, then you can also have a holiday saving account, a car saving account, a bills account and a house deposit account.

Them you have your every day accounts so maybe 4?

You can go from having 16 accounts on screen and in drop downs to just 4.

business business numbers numbers

[Leroy Peterson]

At Toyota track day at Sandown.... Cars came on track at 10:30, 8 or so cars on track and seen 3 spins on the last corner in about 6 laps.

[Rekin]

Hide account is for making your banking streamlined and less annoying.

Like say you have 4 kids, each kid can have a savings account and a college fund account, then you can also have a holiday saving account, a car saving account, a bills account and a house deposit account.

Them you have your every day accounts so maybe 4?

You can go from having 16 accounts on screen and in drop downs to just 4.

I must have some forgotten kids who needed some extra cash. PayPal says they are named Angus & Natasha.

Need to go into a branch now to sort this out. Damn you public holiday.

[emts]

shit thats f**ked. why would there be an option to hide an account? so when you log in people (aka your partner) cant see you've got a secret account?

your money should be covered by the bank because...

a) they hacked their bank system

b) created a bank account and transferred money from said account without your permission or knowing

you havent done anything wrong. its not like you used some dodgy smart phone or ATM and entered details of your account. if its via the banks website or system then its their security breach, not yours.

(when in NZ my card got scanned by an ATM and someone started withdrawing from america. barely spoke to commonwealth about it due to reception, but they gave me all the money back within a day)

so this is dependent on how they got access to your account.

eg making it simple if you gave a friend the login as you weree away from a computer and they did the dodgy, that's not the banks fault is it.

they will do an investigatoiona nd work this out, don;t expect the cash back in a day or 2 it usually takes a couple weeks.

re "hacking" a bank it does not happen.

what happens is that they get access to your account usually by you logging into the bank from an un secured computer eg a communal pc at a internet cafe/work site that some-onme has put a trojan on.

or more commonly your PC has been compromised (first thing is to run a good scan on that)

this is why banks are moving to things like One Time Passowrds for banking log in:

eg

https://vip.symantec.com/

SO it's something you know, eg your password plus something you have (a phone with an app on it) thus 2 factor authentication rather than a simple password

or more more important accounts (or dealing with governments) something like PKI using Hardware tokens:

http://www.symantec.com/managed-pki-service/

https://www.verisign.com.au/gatekeeper/overview/

So the more of this that happens..the more work I get.

And welcome to what I do for a living.

Securing this sort of thing so it does not happen.

[Rekin]

so this is dependent on how they got access to your account.

eg making it simple if you gave a friend the login as you weree away from a computer and they did the dodgy, that's not the banks fault is it.

they will do an investigatoiona nd work this out, don;t expect the cash back in a day or 2 it usually takes a couple weeks.

re "hacking" a bank it does not happen.

what happens is that they get access to your account usually by you logging into the bank from an un secured computer eg a communal pc at a internet cafe/work site that some-onme has put a trojan on.

or more commonly your PC has been compromised (first thing is to run a good scan on that)

this is why banks are moving to things like One Time Passowrds for banking log in:

eg

https://vip.symantec.com/

SO it's something you know, eg your password plus something you have (a phone with an app on it) thus 2 factor authentication rather than a simple password

or more more important accounts (or dealing with governments) something like PKI using Hardware tokens:

http://www.symantec.com/managed-pki-service/

https://www.verisign.com.au/gatekeeper/overview/

So the more of this that happens..the more work I get.

And welcome to what I do for a living.

Securing this sort of thing so it does not happen.

They managed to login with my unique ID + password ; and the only place you type unique ID is for internet banking. So no doubt a keylogger on a computer.

Only place i login is on my phone, personal laptop & work laptop which are safe. The last place I recall outside of the norm would have been my mortgage brokers computer to print bank statements...

Have raised the concern with them...makes a perfect target...Small family-operated franchise dealing with plenty of bank information, wouldn't have the same level of security as banks etc

However the Bank should have 2-step verification if opening a bank account...very easy to open account & overdraw

[Birds]

IMO you shouldn't be able to open a bank account connected to existing accounts without your 100 points of ID in person or at least the SMS code auth system that netbank makes me do for new/unknown account transfers.

Unfortunately with online banking systems and the way they are marketed these days, to be faster / more simple / easier and more secure, the former occasionally comes at a cost to the latter.

[Mohsen]

think i broke something again...
clunk from the ass end when taking off.

[emts]

They managed to login with my unique ID + password ; and the only place you type unique ID is for internet banking. So no doubt a keylogger on a computer.

Only place i login is on my phone, personal laptop & work laptop which are safe. The last place I recall outside of the norm would have been my mortgage brokers computer to print bank statements...

Have raised the concern with them...makes a perfect target...Small family-operated franchise dealing with plenty of bank information, wouldn't have the same level of security as banks etc

However the Bank should have 2-step verification if opening a bank account...very easy to open account & overdraw

if they could not open a new account they would have just gutted your main one as fast as they could..seen it plenty of times so they still would have got the cash.

SO lets say it turns out that the key logger is on your computer as your Antivius was not up to date or not installed..

who should pay for this the bank or the end user?

I would recommend running a online scan of your system as some software now patches the antivirus stuff if it is not upto date to add itself as safe.

https://security.symantec.com/nss/getnss.aspx?

[dezz]

if they could not open a new account they would have just gutted your main one as fast as they could..seen it plenty of times so they still would have got the cash.

SO lets say it turns out that the key logger is on your computer as your Antivius was not up to date or not installed..

who should pay for this the bank or the end user?

I would recommend running a online scan of your system as some software now patches the antivirus stuff if it is not upto date to add itself as safe.

https://security.symantec.com/nss/getnss.aspx?

Are there other ways to transfer funds from his account to another account without the SMS autehntication code though..?

[Rekin]

if they could not open a new account they would have just gutted your main one as fast as they could..seen it plenty of times so they still would have got the cash.

SO lets say it turns out that the key logger is on your computer as your Antivius was not up to date or not installed..

who should pay for this the bank or the end user?

I would recommend running a online scan of your system as some software now patches the antivirus stuff if it is not upto date to add itself as safe.

https://security.symantec.com/nss/getnss.aspx?

Can't gut the account as you require an sms code for any bank transfers. A PayPal direct debit avoids this verification hence why they went along this way.

Done all the updates/scans. My system is clean. (I have a paid subscription provided by work - which themselves use vip Symantec app on my phone)

[emts]

Are there other ways to transfer funds from his account to another account without the SMS autehntication code though..?

Can't gut the account as you require an sms code for any bank transfers. A PayPal direct debit avoids this verification hence why they went along this way.

Done all the updates/scans. My system is clean. (I have a paid subscription provided by work - which themselves use vip Symantec app on my phone)

there are but you need a business account to do it, (basically faking a Direct debit auth from) so it's basically unworkable for fraudsters.

in the case of not having ability to create sub accounts.

they will do the paypal authorization against your main account and hope that you don't spot the few cents transaction they do to authorize the account then slam it out ASAP and try and get the cash out prior to you noticing.

this will then get transferred to a 3rd party account. this is the sucker that is going to get reamed by this.

this is a "innocent" read stupid person who has replied to one of those posters on a power pole saying make money fast working from home.

they claim to be a imported that has not got a business account in AU yet.

what your job is to take in payments from our suppliers, keep 10% then forward the rest to our corporate HQ via western union, so the money goes overseas and cannot be traced.

thus the audit trail ends at some-one who did not commit the fraud and was used as a third party.

if it is the mortgage broker then you could run into an issue.

as you freely gave the details up to the mortgage broker (ie by entering the details on their computer) you have technically indemnified the bank.

you would then need to chase up the mortgage broker for compensation.

that also said in 99.9% of cases the banks just deal with it internally anyhow as it easier for them and they allocate certain $$ for this anyhow.

[Rekin]

The PayPal rep on the phone was following the payment trail from my account. Was being resent to other PayPal accounts after the initial deposit. Will see what the banks say tomorrow.

[Rekin]

Lol just tried to pull out money from atm. Ate my card and it said its locked. Zzzzz

[emts]

Lol just tried to pull out money from atm. Ate my card and it said its locked. Zzzzz

yeah they will lock your accounts, you will need to go into bank with ID to get cash now.

oh and expect all new account details as well, so any Direct deposits/payments will all need to be changed.

[Rekin]

yeah they will lock your accounts, you will need to go into bank with ID to get cash now.

Credit card still worked. Public holiday not fun

[emts]

Credit card still worked. Public holiday not fun

hmm if they got your netbank details they can see your credit card number...this should be locked as well.

keep an eye out for dodgy transactions on this as it will now be up for sale from a Russian site.

as soon as your main account fixed I would get these changed as well. else 6 months later going through this shit again

[Rekin]

hmm if they got your netbank details they can see your credit card number...this should be locked as well.

keep an eye out for dodgy transactions on this as it will now be up for sale from a Russian site.

as soon as your main account fixed I would get these changed as well. else 6 months later going through this shit again

They don't have cvv number or expiry date. That should hopefully stop them.

Can I hire you as my bounty hunter? Find Angus & Natasha

[dezz]

Just ran that Norton scan, says high risk but can be fixed by paying for one of their products... AVG says I'm fine..

[emts]

They don't have cvv number or expiry date. That should hopefully stop them.

Can I hire you as my bounty hunter? Find Angus & Natasha

easy enough to get around CVV if you feel like it

they just code your number onto a blank card and use it in the country that still accepts signatures.

AU is better now it is all swipe and pin but most places in the world are not like that.

remember most fraudulent transactions happen OS not AU as then harder to prosecute.

ie don't shit in your own backyard.