Car Insurance For A R34 25Gt Non-Turbo

[Longz]

revive old thread :

anyone else use enthusiast underwriting ?

Is it me or does it seem like the prices are quiet decent with good policies ?

[Iron Mike]

Just got my policy renewal letter from Just car - $2700 p.a with agreed value of $72,000....will be calling Lumleys later on today and will let you know what they quote.

edit: wow just realised how old this thread is

[Longz]

Yeah i did a search only found this thread lol,

I did 1.4k Strict recreational use 60k

[Odium]

Just got my policy renewal letter from Just car - $2700 p.a with agreed value of $72,000....will be calling Lumleys later on today and will let you know what they quote.

edit: wow just realised how old this thread is

Ouch... Did you inform them of fines and suspensions?

[Iron Mike]

nope......and I've had a couple more since we last spoke.........

[Iron Mike]

AND that was with their ADjust excess bullsh!t. Forget about my rating 1. Originally it was $3850 because apparently Victoria experiences a higher than Australian-average of natural weather disasters and 3106 is the ghetto....

[Odium]

Jesus...

I'd say go with Shannons... but I doubt they'd like your fines very much

[Sunkist]

Just cars are shit house.

[Charles89]

I'm with Shannons and they are making me pay $1,750 with an agreed value of $18,000.....

Although I'm only 23 and has about 6 speeding fines and once lost of license lol.

[Sunkist]

The Evo with Shannon's was insured for $25000 at $1000 for the year. And I was 22

[Iron Mike]

Jesus...

I'd say go with Shannons... but I doubt they'd like your fines very much

Shannons quoted me $3100 last year and again this year with an agreed value of $65,000. My excess however is only $650. With Just Car I'm covered for $75,000 but my premium is $2850 and my excess is $2900 (using their Adjust premium thing to the max)..... Might have to use the old man's name in vain......Never made a claim but I'm still paying out of my ass like a teenager or someone in their early 20s.......almost $6000 insurance in 2 years for a car that's barely driven once a week, locked up, garaged, has GPS tracking and always parked in sight...... I'm trying Lumleys at the moment but it seems like they use a clueless underwriter - the woman I'm speaking to on the phone has no idea what a Titanium exhaust is and she wants me to list my modifications ........

[GTR-N1]

Interesting... Called them up. They won't come removely close to the Agreed Value Shannons were putting forward. So Lumley are still a waste of time unfortunately for a highly modded import

Also got a quote out of Enthusiast Underwriting, they've met the Agreed Value that Shannons have offered, and have beaten the premium by $250. Excess is better also ($1000 vs $1500). They offer choice of repairer & one windscreen a year (if damaged)

Just going through the rest of the PDS at the moment.

Yes well Ash et al,

I stayed with Lumleys SV for a year > Went across to Dawes for a year > About to sign up with Shannons for next year - all on the same car...

Lol

[Leroy Peterson]

I'm with Shannons and they are making me pay $1,750 with an agreed value of $18,000.....

Although I'm only 23 and has about 6 speeding fines and once lost of license lol.

i got a similar deal, 1680 for value of 18,000 at almost 23yrs. but there aint many pulsars valued above 10k lol. i think the only reason i got it so high is because Just Car had it down for 18500.

reported to them 3 speeding fines, but had about 5 or so + red light which I didnt mention... surprisingly they have an honesty system.

The Evo with Shannon's was insured for $25000 at $1000 for the year. And I was 22

fark u mang

looking forward to 65% discount with 3 years no claims. which is looking likely consider how often its off the road

[Odium]

i got a similar deal, 1680 for value of 18,000 at almost 23yrs. but there aint many pulsars valued above 10k lol. i think the only reason i got it so high is because Just Car had it down for 18500.

reported to them 3 speeding fines, but had about 5 or so + red light which I didnt mention... surprisingly they have an honesty system.

Honesty system... yeah... right.. until something happens to your car and they put a call in to Vicroads and find out you've lied to them... Claim Denied.

Damn I'm getting ripped off by Shannons then R33 with some mods, $13,000 for $1700'ish after the 10% CAMS licence discount.

I left JCI after dealing with them once for a not at fault repair job (when my door got ran into) because I didn't want to trust the other woman's insurance company to do the repair I got JCI to do it and on-charge it to her company. Repair wasn't great, they didn't want to help me get it fixed in an efficient manner... they said to book it in again (could be 2 weeks wait before the next available inspection slot) and then we'll inspect the repair and requote to fix it. f**k that, you're not having my car for another 2+ days just to fix a door / window alignment issue...

[Leroy Peterson]

well i got the quote 6-10 months before I acted upon it. and when I recalled the quote, updated the mod list and had it issued, they didnt ask for any more information regarding fines. so as far as im concerned, what i stated was correct as of the date of the quote. ...i happened to have had a bad 6 months for fines after that is all. if it was a genuine concern for them, wouldnt they just contact vicroads and ask for that info? can be done over the phone.

[Odium]

I thought it was in the policy that I had to inform them of any additional fines?

[milanr34]

Thought you only have to report if you ever had any accidents/claims in the last 5 years, and license loss in the last 3? Fines arent relevant because you still have your lisence until your points run out?

Anywhoo for a R34GTT agreed value of 16k its about $145 a month with RACV for 27yr Male

[Charles89]

When I lost my license, I told them about it, then I told them about other fines I've had over the years, and she said that's fine...

But what is that 65% no claim discount that you guys are talking about? I think I've seen a date on my policy and that might be soon. But does that mean, if say... I pay $2000 now, and when it's 3 years, my premium will drop down to $900 a year?