Insurance Companies & Imports (Vic)

[DL123]

Hey guys,

Here's the deal. I'm 20 years old, had my license for over a year and am looking to buy a 350gt - 2004 no mods. I got a quote from Just car it was $3,400 with $2,000 excess, RACV offer (under my mum's name R1 and myself as an occasional driver) $2,600 and $750 premium. Does anyone know another company which insure imports? Holy f**k that is expensive. Also, can I take the quote from a particular branch to another in hopes of them offering a better price?

Thanks for reading and any replies in advance.

[turboadam]

Of course its expensive, you are only 20 years old and driving for 1 year.

Sure, put it in mums name. You think insurance companies are stupid?

Thats a sure recipie to end up with a totaled car, no insurance and a big bill.

If you cant afford the insurance, you cant afford the car.

[Hadouken]

Stupid double

Edited December 1, 2011 by eat_me

[Hadouken]

Insurance = gay for under 25 drivers.

I drive a r33 gtr, no claims bonus, 5 years driving.

Justcar 1700

2000 excess

All you have to do is pucker up and take it. Not many people insure imports, so you have to make due with what you get.

[DL123]

Quote for 2003 350gt - 1,700

Quote for 2004 350gt - 2,700

Anyone know why this is? What is the significant difference?

[Kujotk]

Pay it or forget about that car.

When I was 20 I bought an R33 GTS-t series 2. I still remeber the first insurance slip, $3600. I paid it. Sold it in May, insurance last renewal was $1600 (24 years old). 25 now So I wonder what it would have gone down to...

Either Risk it with no insurance, Don't buy it or pay full comp.

Good luck but it does suck for a few years

[D_I_F]

Hey guys,

Here's the deal. I'm 20 years old, had my license for over a year and am looking to buy a 350gt - 2004 no mods. I got a quote from Just car it was $3,400 with $2,000 excess, RACV offer (under my mum's name R1 and myself as an occasional driver) $2,600 and $750 premium. Does anyone know another company which insure imports? Holy f**k that is expensive. Also, can I take the quote from a particular branch to another in hopes of them offering a better price?

Thanks for reading and any replies in advance.

JCI will prob give you the best deal.

Either way it's going to be expensive.

I was 18 when I got my R32 $3500 first year prem.. deal with it. It's an import, It's going to be almost double what a normal car will be for your age.

[Adriano]

You really are better off buying an excel/corolla for the first year or 2, just think, what you will save in insurance costs will be a quarter of what the car costs.

[domino_z]

Go Third Party fire and theft and drive carefully

[DL123]

Appreciate all the replies guys, I realise this is a GT-R forum and thanks for not flaming me in regards to posting this question here.

My other question still remains - why is the insurance 1,000 less on a 2003 model? Was the 2004 model a significant upgrade?

[LSX-438]

when i was you age (and had a few highpo v8's) i found i had to seriously shop around for fully comp insurance. for example NRMA wanted $4k and QBE wanted say $2km or $1.5k, for the same cover. All i can suggest is seriously shop around, all it costs you is a bit of time.

Edited December 3, 2011 by LSX-438

[DL123]

when i was you age (and had a fee highpo v8's) i found i had to seriously shop around for fully comp insurance. for example NRMA wanted $4k and QBE wanted say $2km or $1.5k, for the same cover. All i can suggest is seriously shop around, all it costs you is a bit of time.

I believe only RACV and Justcar touch imports. Don't have much of an option here. I looked at QBE and NRMA, seems they are NSW-based.

Edit: I'm in Melbourne

Edited December 3, 2011 by DL123