Sly insurance bs

[hayai32]

Rang up j/c insurance today checking if it was ok to cut out my front bar for a fmic and they said... "we will cover anything as long as its legal"... which got me thinkin... Does that mean that if i crash and make a claim it will void my cover for having a BOV, turbo timer, boost controller etc...? which i have told them i have on my car. Any1 know the deal with this?

ps. is it legal to cut ur front bar? i got a 32 type m bar and wanna cut it up to level with where the liscence plate finishes and move the plate down to 1 side.

[EnricoPalazzo]

its a funny quesion that one, as over in sa, things like bov are illegal whilst quite acceptable interstate. I think as long as u have already listed the modfications made to the car, u will be fine.

I know of alot of modifed cars that have had payouts or been repaired which have had "illegal" mods.

[chops]

It comes down to the assesor really, and how hard they want to try to get out of the claim.

If your car is in a state that renders it illegal under the laws of the state you are driving it in, then driving your car is an illegal activity.

Your policy will contain a clause stating that they reserve the right to void the policy if being used for illegal activity.

This means that, if you have an atmo BOV in SA, your insurance company CAN void your policy. Not saying that they will, but it is within their rights, as they state to you in the disclosure statement.

[MattR]

If I was you id be trying anyone BUT just cars

[chops]

Now, how did I know you would say that Matty???

[hayai32]

How much are you allowed to cut ur front bar?

Btw I've been told to be wary of em but i cant get 3rd party newhere else.