going from 1 insurance to another

[Riskbreaker]

hi im new here. i'll be frank and say that i dont know much about insurance, especially moving from 1 insurer to another. well anyway i am in the market for a r33 gtst but the problem as pretty much every1 here has faced is insurance, i drive a corolla and the catch is im under 25 and the corolla has comprehensive insurance, under mum's name and i am a listed driver. she is rating 1, what im wondering is if i go to just car (pretty much the only guys that will insure imports) will i be rating 1 or something lower?

[inasinman]

From what I understand, you don't get rating if you're just a listed driver. Otherwise your rating will be 5 or 6. With just car insurance, I don't think you will

get RATING 1 status.

my 5 cents worth

[fooey]

You will be a rating 6 and judged as not ever having insurance.

It's stupid, I was in the same situation, I even got a my insurer (GIO) to provide a written statement that I was rating 2, driving 4 years, no claims, but it was not accepted due to the technicality that I was not "the policy holder".

However, if you've had insurance in your own name (even third party) then most companies will give you some kind of NCB - which I think is a bit stupid... people with 3rd party don't normally claim so if they've had an accident the insurer doesn't even know, but if you have full comp you would normally claim.

[Riskbreaker]

thanks for the heads up. think ill have to get the car under mum name again to keep the insurance down =(

[raz0r$harP.UK]

These days insurers usually go under the lowest rated risk on the policy - ie you. Especially for imports where usually only listed drivers are covered. So I don't think you'll be able to save much if any.