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3rd party fire and theft only really covers for up to $6000 in case of theft, minus excess, so its not really worth having if ur car gets stolen. $5000 wont get you much of another R34 Gtt.

Try ringing up some insurance companies maybe...their quotes are free and tehyll give you an exact price? or searching previous threads as this topic has been discussed numerous times...

i know for a fact its not $3k lol its $4k+ for comp

Then you have to pay excess if you ride the car off which equates to around $3k therefore its gonna cost you in the 1st year if u were to ride your car off $7k or in the second year $11k and so on

3rd party fire and theft is the way to go..be basically around $700

These are rough prices...like i said ring just cars etc and theyll give you a quote in 10 minutes

As u probably know mate, it's "super hard" to be "super careful" with a car that has some power. I rang around when i was buyin and the only ppl who would touch me were just cars and was quoted around $5000ish for a 32 turbs. In 2 and a bit yrs time i could have bought a new car!.

i ended up chucking on a real good alarm setup and goin with 3rd party ($375 and this year $312 with fmic, exhaust, bst cnt). In my opinion... you should get a real nice r32 with 3rd party and bide time untill ur insurance rating gets better then go for the r34.

an r32 on 3rd party is an acceptable risk but an r34 at say $30k+... is not. remember just because a crash isn't your fault it doesn't necesarily mean u'll get any compensation. insurance companies do not give a shi+ unless u have full comp... and the bogan who hits you probably wont have any insurance and no money anyway (hypothetical).

i agree with astroboy bout the price. if you don't have any insurance history it doesn't really make too much difference how old you arethey still charge a DOG load.

but if you can get an r34 turbs insured for $3000 that's not too bad. your insurance should drop significantly the next year too if you don't make any claims.

I would have thought so about the super careful bit...

so you reckon R32 w/ 3rd party then, after P's > R34 full comp. Sounds like a good idea...

I didnt know that:

"your insurance should drop significantly the next year too if you don't make any claims."

i thought it was constant, but then again...i guess there is much i dont know about...

thanks hayai32...

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