insurance canvassing

[whodaman]

hi guys,

car - r32 nissan skyline gts 2.0, 6cyl, twincam, manual, sedan, front & side skirts, spoiler, stereo, tinted, mags, keyless alarm, personalimport, customs value$13,200, toinsurefor$9,000

me - 27yrsold, male, 1accident(oct 2000), 60%ncb (in nz)

here a list of quotes i got:

Justcars - premium$2,154; excess$1,300; theftexess$2,100

young&cool - premium$2,045; excess$1,400; require an immobilizer(~$350) to be installed.

shannons - premium$2,537

racv - does not insure imports

suncorp metway - does not insure imports

which one do you think/recommend I should get?

any bad experiences with them?

Regards

[meggala]

I'm with just cars they are owned by aami so are big and I have heard no problems with claims.

btw do you get out in the west of melb much I think I saw your car on dynon rd a couple of days ago

meggala

[rs73]

Note: with justcar, immobilizer is not compulsory, that's what justcar said to me. However, if you don't fit any immobilizer on your car, you will only be covered for accident damages, theft will not be covered. I'm with Justcar.

[whodaman]

hi megalla,

maybe.... i like driving around.... but i just know a few streets... i don't know where dynon st is...

saw that post before about you and some guys meeting up for a dyno run... wanted to drop by and have a look, but had other commitments

rs73,

thanks dude... am waiting for a reply from just cars... i asked them... i thought comprehensive-car-insurance would be ..comprehensive?

-- in the long run, the cheaper premium would offset the price of the immobilizer... i guess an immobilizer adds more peace of mind...

-- those excess figures are putting me off though. even if insured, an accident or theft will cost me more than $1k

[whodaman]

just cars has confirmed that:

"if your vehicle does not have an immobiliser the

vehicle is not covered at ALL in the event of a theft."

ok...looks like i need to put an immobilizer any way i go.

[Ait]

Whodaman, you shouldn't be paying 2K for a 4 door NA car. Are you on rating 1?

[inark]

depends on what age and his driving record.

[rs73]

I'm still paying $2300 for 29 y.o. male, but I'm only rating 4 at the moment. Should have come down next year when I go up to rating 3...

I have no insurance record back from where I came from b4 coming to Australia, that's why I have to start with rating 6 in yr 2000 when I bought my 1st car in australia... what a bummer..

[Ait]

I'm paying $2100 for a 28yr male, rating 3. Hmmm...and I thought mine was expensive. Generally no insurance company trusts imported cars.

[whodaman]

i'm 27... and justcars says they consider me to be on rating 3... i think i was a rating 1 in nz... i think i'll go with young and cool.. will save me $100 a year.

anyone with them? any problems? or things I should be aware of?

thanks.

[whodaman]

thanks dudes, for all the tidbits of info.

helped me out heaps. thanks

[riggaP]

I'm with Just Car. It don't matter tho, insurance compaines are a pack of KUNTS!!!!:uh-huh:

[riggaP]

I'm with Just Car. It don't matter tho, insurance compaines are a pack of KUNTS!!!!:uh-huh: