Jump to content
SAU Community

Recommended Posts

Just car insurance

32year old

95' Gtr 33 v-spec

$27,000 insured

Exhaust

Aftermarket security $1000

Coilover suspension

Aftermarket Air filters

Basic Excess $600

Other excesses as well and a reducible premium if u up the value of basic excess

Premium $1200 approx with excesses around $2500

Premium $1750 approx with excesses around $1500

This was just a quote at that stage about a month ago but just cars are about the only ones to insure me I think due to car being a fresh import and never road registered or somethin like that.

Will be keen save $$$ and get better offers if it works.

AI insurance were heaps cheaper when I got quote buy my driving history scratched me from their list.

  • Replies 49
  • Created
  • Last Reply

Top Posters In This Topic

I am due to renew insurance soon. I am currently with just car and would like to move onto someone else if they have some better deals also particularly little things that are real handy like windscreen replacement once a year and what not

  • 4 weeks later...

  • JUST CAR INSURANCE

Age: 31

Annual Premium: $680

Excess: $1700 ($1100 ad-just excess+$600 standard excess)

mods covered: all mods

extra perks: pay by the month and ad-just excess ( if i want $600 excess only I pay a higher premium), 1 claim a year rating 1 protect and $35 rating 1 protect.

negatives: they stack up multi fees like $350 for theft on top of standard excess

insured value $10,400

Edited by GTS R33
  • 8 months later...

Quick question on Just Car. I've been with them for about 6 years now and I did have optional extras on there (Think I just had Mags and stereo + exhaust and a few engine mods) but this year they have disappeared but my premium has stayed the same. Do you just have to list things you want covered or do you just have to list everything to make the insurance policy valid? I was just going to ring them up and ask them but seen as this thread is here, I'd rather ask someone here who is going to be honest/speak from experience etc.

Thanks guys

BTW, my details are like this:

Just Car Insurance

R33 GTS-t 1994.

Agreed Value: $10,800 (from memory)

Annual premium: $663

Rating 1 with Rating 1 protection

Quick question on Just Car. I've been with them for about 6 years now and I did have optional extras on there (Think I just had Mags and stereo + exhaust and a few engine mods) but this year they have disappeared but my premium has stayed the same. Do you just have to list things you want covered or do you just have to list everything to make the insurance policy valid? I was just going to ring them up and ask them but seen as this thread is here, I'd rather ask someone here who is going to be honest/speak from experience etc.

Thanks guys

BTW, my details are like this:

Just Car Insurance

R33 GTS-t 1994.

Agreed Value: $10,800 (from memory)

Annual premium: $663

Rating 1 with Rating 1 protection

Cal, with your mods speak to Shannon's.

You list everything that's on the car so the insurer is aware and can't claim that you misinformed them when getting the policy.

Yeah thought so. I cant go with shannons till im 25 in august otherwise I would change

It's not necessarily the case. The premium drops when you're over 25, significantly so however this isn't a pre-requisite any more. If someone can produce a current PDS that differs, more than happy to see it. It's not in mine.

I was thinking about ringing them anyway. Im a bit over just cars and thought they might be fairly good to me because of my driving history and rating 1 etc. Will just have to see what they say.

Id like to go NRMA but dont think they will do it. Might also be worth calling them as well. When I get my new car thats most likely who ill go with unless whoever insures the skyline can do a good multi car policy

Thanks for your help anyway :)

StretchGSK, roughly how much is your comp insurance?

seems like insurance companies dont like R33s...

I have not got any quotes yet, will be ringing around in the next couple of days.

Customs valuation was only done today for the import so I have a bit of time up my sleeve

Insuring the R' i shopped around a bit (though i was skeptical that anyone would beat just car)

RACQ wouldn't touch me under 25 with more than one modification, Shannons wouldn't touch me due to car being in car port and not fully garaged, and NRMA was about 50% more than just car

Create an account or sign in to comment

You need to be a member in order to leave a comment

Create an account

Sign up for a new account in our community. It's easy!

Register a new account

Sign in

Already have an account? Sign in here.

Sign In Now



  • Similar Content

  • Latest Posts

    • Yeah, thumbsup from me. The distant shot of the bay just looks same-same as before.
    • Dad had a court case drag out with them from 1998 to 2004. He was in a not at fault accident, NRMA were the ones who covered the other person. They tried to blame his neck injuries on the fact he'd had an injury in 1981 on his extreme lower back where he slipped a single disc right near the bottom. Had been all cleared from that injury for years. This accident destroyed his shoulder, and f**ked a heap of discs in his neck, and he still has major problems with it to this day. Sarah's sister while on her L plates had a small Suzuki Alto, she had stopped to give way to an ambulance, and someone changed lanes behind her because there lane was also slowing, and rear ended her at 80km/h. (She had been stopped for a few seconds already too!). Car was completely f**kED. NRMA sent the vehicle around to 3 different workshops as they kept claiming "We believe it can be repaired, and not written off, we just need to find the correct workshop". It took 3 months, and a lot of arguing before they'd concede and wrote it and paid out. About two years later her sister had a Lancer, someone pulled out of a stop sign without stopping (in an 80 zone). Her sister swerved, hit the front of the other persons car (Instead of dead t-boning the drivers door), which ramped her Lancer, and made it roll multiple times down the road. It hit every panel on the way through. Her sister had slid her self out of the car, and remembers the ambos walking to the accident (They'd been sitting at a set of lights just down the road and witnessed it) and they were saying "Well, this ones going to be a fatality, no way you can walk away from that". Well, she did. And then NRMA sent two assessors out to look at the car, both of which wrote it off. They tried to send another assessor out, except a HUGE uproar was raised, and they FINALLY paid it out. That was on a car, that had damage to EVERY panel, you could see from 100m away the whole car was also twisted, roof bowed etc. Nah, we'll try get out of needing to payout on a $10,000 car... Her sister ended up with major shoulder reconstructive surgery being required, and was permanently limited in her ability to do her job as a nurse after that, as she can't (And was told before surgery too this would be guaranteed to happen) regain full strength in that shoulder. However, there was no choice to not have it, as she could barely use her arm, which was her dominant one, and was in near constant major pain. (And she's the type of person that would try and walk off a broken leg!) NRMA did the biggest run around on the personal injury side too for about 18 months, even to the point of trying to put 100% blame of the accident on Sarah's sister, even though the other driver admitted she didn't look, and didn't stop, and was charged by the police. Sarah used to have a Barina insured with them. It was a policy setup, paid all 12 months in advance. At the end of the 12 months, Sarah was living with me, I reviewed the renewal, it clearly stated "If you do nothing, your policy will cease on XYZ date". We did nothing, as we moved her insurance in with all of mine and I was with Shannons. We find out 10 months later, NRMA decided, because he DAD had a car insurance policy at the same address as what Sarah's mailing address was (Garaged address had been changed), that they'd put Sarah's (What should have been non existent policy) onto her Dad's month to month charges on his credit card. We had to jump through hoops, to get a refund. They didn't care that we actually found the letter that said "If you do nothing, your policy will cease" they made us prove we had NON COMPULSORY insurance else where before they'd issue the refund, and after they agreed to the refund, it still took another 6 weeks and 3 more phone calls for them to actually process it. They also had two insurance claims from storm damage, and they were an absolute cluster to get resolved as well (one vehicle, one house). Some how, up until about 3 years ago, her parents were still loyal to NRMA too, and we were like "How the hell are you so loyal to staying with them, when other places are so much cheaper, and they've f**ked you over every time you've ever had to make a claim?"
    • I got the four AN10 fitting welded up to the cam covers and started up making the head to sump breather/drain lines. The front passenger side cover I used a 45 up top and a 90 at the bottom into the stock VCT head drain spot (3/4" BPST to AN10 adapter) thats unused on the RB25DET NEO with some speedflow flame shield to protect it from the manifolds heat.   back passenger side was a 90 up top with some flame shield and 45 at the sump end. The rear drivers is 45 at both ends   the front drivers fitting is capped off for now but ready to go if i want to try moving the breathers around. I was told by the fabricator to leave all the welds raw for now to make sure there are no pin hole leaks. A lot of cleaning up, re bundling looms and degreasing to go as well as final assembly on the cam cover baffles. The first real test will be 28th March at a Circuit event. added complexity and more spots for leaks but overall looks relatively neat imo
    • Yeah i think the dash needs to come out. To get the loom or maybe just climate control and radio cluster. My mirrors are done i think the motors don’t work so well after flood haha i need the ac fan, you said you wanted to keep it for your 31 and interior loom not including boot. The wiper motor. I’m not sure how good the window surrounds are on the exterior on the pintara.  I will message you to get your bank details shortly 
    • Just another barrier put up to stop cars being modified. When we're all driving Chinese sewing machines, you won't want to modify it anyway, and you'll likely already have slashed your wrists and be locked up in a padded room for your own protection.
×
×
  • Create New...