Insurance companies should run for Office!!

[Drift Spec]

ROFL I had to share this with you guys as it cracks me up.

I recently contacted my insurance company for their advice on a certain mod I was looking at doing to my car, I did this to basically find out if they would cover me in an accident as this mod is "sometimes" considered Illegal, like in SA where everything pretty much is but in other states (QLD for example) I am pretty sure it is legal if they are bolt on and not the cruddy spacer plates some ppl have.

BTW the ones I have are bolt on Jap and also have the part in the middle where you can put a wheel space ring in (goes onto centre of hub) so all the load is not on the bolts.

This is the reply I get from my "trusty" insurance company.... maybe they should run for gov too!!..such a pollie answer and leaves me totally in the dark.

Also if the statement below is correct, then 99% of our cars on the road are technically not insured being in SA!!.... very average if you ask me.

Anyway here is the statement.

In response to your query, it is necessary for you to ensure that your car is in a legal and roadworthy condition at all time. Therefore it is up to you to be aware of the law applying to any modifications you do to your car. We are unable to advise you on the legality of any modifications.

Also as GFXMan told me, it is basically impossible to get a list of the laws!!!

[ferni]

I think all insurance companies say that - if your car is unroadworthy/illeall then they don't have to cover it...

[Drift Spec]

I think all insurance companies say that - if your car is unroadworthy/illeall then they don't have to cover it...

Yeah which means nearly no one on this forum is technically covered as nearly every mod is "illegal" in SA.

What I want to know is if they base your car on SA rules, or national rules. As in QLD my car is "Legal" , but in SA it "could" be classed as Illegal.

We all know insurance companies will try to get out of a claim any way they can.