Jump to content
SAU Community

Recommended Posts

NRMA are called SGIC over here.

Last year, i clipped the back of a brand new Audi while turning out of a city street. Totally my fault, as I thought he'd cleared off and I was looking back the other way so I didn't get hit from other traffic.

Anyhow, it was a small scratch along his bumper, which took out a reversing sensor, about 2.5k damage - steep, but thats why you have insurance.

I got the letter from his insurance company, and paid my excess the next day to get it all sorted, all up it was less than 2 weeks.

Fast forward 8 months, I get a letter from a debt collection agency, threatening legal action if I don't pay for the repairs!

Called SGIC up, and they haven't paid anything for the repairs - they reckon the didn't get a copy of the assesment, which was BS as I handed it all in over the counter. They said they'd sort it out.

Two months later, get another letter! They still hadn't paid the poor guy. So almost a year after the fact, they finally pay up.

On top of that, when looking for insurance for the 34, my details showed 2 claims against my name for the same incident. Took ages to get that sorted out too.

Some ugly ass stories been heard. Pricks just care about taking your money and are so reluctant to pay when the time comes. Must be all those cyclones, floods, hail storms in the last few years that have made them such a pain in the arse now.

NRMA are called SGIC over here.

Last year, i clipped the back of a brand new Audi while turning out of a city street. Totally my fault, as I thought he'd cleared off and I was looking back the other way so I didn't get hit from other traffic.

Anyhow, it was a small scratch along his bumper, which took out a reversing sensor, about 2.5k damage - steep, but thats why you have insurance.

I got the letter from his insurance company, and paid my excess the next day to get it all sorted, all up it was less than 2 weeks.

Fast forward 8 months, I get a letter from a debt collection agency, threatening legal action if I don't pay for the repairs!

Called SGIC up, and they haven't paid anything for the repairs - they reckon the didn't get a copy of the assesment, which was BS as I handed it all in over the counter. They said they'd sort it out.

Two months later, get another letter! They still hadn't paid the poor guy. So almost a year after the fact, they finally pay up.

On top of that, when looking for insurance for the 34, my details showed 2 claims against my name for the same incident. Took ages to get that sorted out too.

And so, if you had died of old age in the meantime, they would have taken the $$ out of your estate!

Monumental cockup!

And so, if you had died of old age in the meantime, they would have taken the $$ out of your estate!

Monumental cockup!

What made it worse, was the reason there ended up being two claims was a mix up with the location of the accident.

However, as it was right out the front of there CBD branch, I failed to see how they could have stuffed that up as well

same thing happened with me a few years back but I was with Shannons

Car was hit parked on the side of the road.

phoned in with police report on same day, was a Thursday

Full payment on following Monday

:action-smiley-069:

The only good thing I can see is that they are a large company, so can hire expensive lawyers to deal with claims.

E.g. some douche slammed into the side of my mum's car years go. It was on a busy roundabout, this dude was on an electric scooter for disabled people. The dude was travelling downhill through the centre of the roundabout (yes, through the centre, as if he was a car driving through the roundabout instead of around it, there is a pedestrian crossing in the usual spot next to the roundabout). Douche wanted lifetime care compensation or something, case went for two years.

Only problem my mum did was pay the fine for negligence driving (because the police showed up and had to fine someone). Eventually the case was dismissed or something (never heard about it again).

Twice I have dealt with Shannon's recently.

Polite, prompt, followed up to see if I was happy.

Full choice of repairers. I couldn't ask for more.

The guy I spoke to was a Skyline enthusiast too.

I had my work vehicles with NRMA; at the time they had the lowest premium, choice of repairer (of which there were many approved repairers in the local area), reasonable excess etc.

I did have to lodge a claim at one stage. Took the car to my choice of repairer for a quote (which was fairly hefty due to some damage to the fibreglass canopy and bumper that had to be rebuilt) which NRMA approved without question, the repairs were carried to an "as new" standard out at said repairer and I paid the excess to the repairer when I collected the car. I could not recommend them highly enough.

From your story I can only conclude perhaps the terms are different private or business customers?

The Z32 is with Shannons due to their more "flexible" approach to an agreed value.

Twice I have dealt with Shannon's recently.

Polite, prompt, followed up to see if I was happy.

Full choice of repairers. I couldn't ask for more.

The guy I spoke to was a Skyline enthusiast too.

This I like to hear. Should be more of that kind of service :)

OP - not defending nrma but what does your PDS say about claims and excesses?

Does it say if you can identify the third party and provide them with their rego, address, name and number they'll waive the excess?

Unfortunately every company when a third party cannot be recovered from will charge an excess. Sure you may not be at fault in come cases but that's how goes.

Same if skippy jumps out in front of you. Excess to e paid. Why? Insurance company cannot recover from a dead animal.

Were you on a market value policy?

Spewing though it took them for ever to make a decision etc

If you aren't happy there is always the IDR process then if that doesn't work, financial insurance ombudsman

  • 2 weeks later...

Create an account or sign in to comment

You need to be a member in order to leave a comment

Create an account

Sign up for a new account in our community. It's easy!

Register a new account

Sign in

Already have an account? Sign in here.

Sign In Now



  • Similar Content

  • Latest Posts

    • My advice is if you need a big build done do it in Japan. The yen rate is so favorable and there are shops that can be genuinely trusted and not micromanaged/carefully monitored every step of the way. Garage Yoshida is obviously my preferred option but they're so busy these days and all interaction with new customers has to be mediated through BBL/Toprank now. 
    • I haven't....but a poorly made one would terrify me. Surely a good second hand one is the go, as they don't work hard and no-one wants to keep one after they are finished with it A big consideration would be the weight of the shell you are putting on it....is it a fully dressed chassis or just the body
    • Not stock. All remade. Mostly looks stock because the pipes run to and from the standard holes in the inner guard to get to the return flow FMIC. I'm not sure which question you're trying to ask, because it seems like "stock position" vs "stock position".
    • Hey, it's a GT-R, it's just as significant a moment as mine😁 It's not ideal when things are uncertain; I'm the type of person that always has a set plan for things in life so being unsure of this plan puts me in a weird place mentally.
    • Hows your intake piping? Are you still running stock? Having in the stock AFM position would mean, if the BOV was shut/venting out, it'd create the almost stalling kind of effect right // "the rich pulse behaviour" due to MAF thinking air is flowing ? But this would be better than having the bov in the stock position + MAF on/just before cross over piping right?
×
×
  • Create New...