Comprehensive Car Insurance Nsw

[INSANITI]

Hi,

Got 2005 coupe auto and my insurance is with NRMA for $1750 a year.

Who's your insurance? Mines due for another year of commitment and hoping to find someone lower.

Theres no finance on the car but im a bit hesitant doing 3rd Party.

What are your thoughts and who do you use?

Thanks

[sonicii]

It might be different depending on you circumstances and location.

NRMA was the cheapest for me at $750 the first year and then $850 for my last renewal. 2005 manual sedan.

[GTR-N1]

For grey imports there are also...

Just Car, Shannon's, Lumleys SV or (through a broker) Dawes.

Best quote will depend on car, postcode and your record/age

[INSANITI]

Thanks. Did a just car quote for around $1200. Still alot better than $1750.

[GTR-N1]

Great! Congratulations!

Remember too that when it comes time to renew, still ring around, since insurance companies will sometimes bump up the premium assuming that you'll stay loyal to that company.

[INSANITI]

Thanks Terry... living south west sydney doesnt help!

[GTR-N1]

You're welcome!

And another thing...

PDS of Just Car will reveal that if your car needs to be repaired, Just Car will choose the cheapest of their own preferred repairer (unless the one you choose is cheaper still).

If you download the PDS of Shannon's, you'll notice that you yourself get to choose your own repairer subject to the assessor's approval.

Stay safe

[Colt357]

i am 23, with just car, $1440 with $1000 excess. i am covered for $36k

[The Max]

If you download the PDS of Shannon's, you'll notice that you yourself get to choose your own repairer subject to the assessor's approval.

Additionally, should the car ever be written off, you're given first opportunity to buy the wreck back from them.

[The Max]

If you download the PDS of Shannon's, you'll notice that you yourself get to choose your own repairer subject to the assessor's approval.

Additionally, should the car ever be written off, you're given first opportunity to buy the wreck back from them.

[The Max]

If you download the PDS of Shannon's, you'll notice that you yourself get to choose your own repairer subject to the assessor's approval.

Additionally, should the car ever be written off, you're given first opportunity to buy the wreck back from them.

[the toecutter]

I rang around and found Shannons the cheapest too, and having first right over a write off is very important. My V36 is only $1100 a year for $40k cover but it is bundled with other vehicles. The more the merrier....

[INSANITI]

You're welcome!

And another thing...

PDS of Just Car will reveal that if your car needs to be repaired, Just Car will choose the cheapest of their own preferred repairer (unless the one you choose is cheaper still).

If you download the PDS of Shannon's, you'll notice that you yourself get to choose your own repairer subject to the assessor's approval.

Stay safe

wow didnt think of that. Always thought that insurance companies always wants the best for your car.....

[GTR-N1]

Nah, insurance companies are businesses with little conscience and even less compassion. There are even unwritten interpretations that you won't even see in a PDS. They operate under law. Do you see the 'ivory towers' they build in the cities? When paperwork was installed into computers, one would expect that computers save space - even require less staff; but no, the buildings just went higher! jk

Stay with Just Car for a year and then shop around once more. My GTRs have been with Just Car, Lumley SV, Dawes, Shannon's and Pharmacy Guild (who've now opted out of grey imports since 2011).

Your good record (or bad) follows you around wherever you go!!!

[junkie]

Shannons wanted $2700 for my taxi spec 35, which must also be garaged at night. No thanks... They also bumped my s14 premium from around $1500 to almost $2000 when I moved out to Bankstown, thats for a car thats always garaged and under limited use policy. Yes I know the area plays a big role but thats just way too much of a price jump

Made the move to LSV, half the Shannons quote and pretty much the same benefits. Dont have any issues chaning companies now, loyalty counts for squat these days

Edited November 10, 2013 by junkie