Jump to content
SAU Community

Insurance brokers, The good and bad!

docile

By docile,
in Western Australia

 Share

Recommended Posts

docile Community Regular

docile

Posted
Posted

As we all know insurance threads are constantly popping up but this ones a little different, to the usual "im 17 looking at a R33, will i get insurance etc"

Last year i purchased a wrx and pretty much lost my license (ran out of demerit points) in the first month or two (STUPID speeds which im not real proud of, but when your young AND STUPID....). Fortuneately i learnt from my mistakes!

Anyway RAC was happy to insure me (was 20 at the time with 20% NCB). Insurance wasnt a huge hassle and only around 2K. I told them about the fines and loss of license but after they sent me out the renewal (for about $400 less) they decided they didnt want to deal with me again......

They dont insure people who are under 25 that have lost their license and drive turbo or the more expensive cars apparently!!! I can now understand why so many people drive around with no insurance. Theres probably thousands of people who are under 25 and lost their license for drink driving, speeding, dangerous driving etc.

So basically i have 10 days to find a new insurance company that will insure a 21 y/o with 30% NCB and an aussie delievered turbo car with a bit of a bad driving record...

Planning on ringing around tomorrow (HBF said they would for $1,700 a few weeks back) but i was wondering if its worth going through an insurance broker? I knwo its not going to be easy, however, it will be done as im NOT driving a 25K+ car uninsured or only 3rd party!

I know a few guys here havent got the best records and are insuring a turbo import...

So basically wil insurance brokers have more luck than myself?? What are some good ones? Ones to steer clear of etc

Any advice would be much appreciated!!

cheers

mat

Link to comment
https://www.sau.com.au/forums/topic/46459-insurance-brokers-the-good-and-bad/
Share on other sites
raasclaat Mentor

raasclaat

Posted
Posted

Just Car Insurance i can definately recommend, I changed over to them from Famous Classic Cars as I wasnt impressed with Famous' customer service. Just Cars was a couple hundred $ cheaper. They also advertise the fact that they will attempt to insure everybody regardless of record and mods - i guess you just have to be prepared to pay a bit more cash for it if your record isnt the best...but at least you get insured.

Guest Moses

Guest Moses

Posted
Posted
just cars are by far the cheapest, my 20 yo missus got the skyline insured for $1300 with a 30% ncb

justcarinsurance.com.au

For you maybe...

Different companies are cheaper for different people / circumstances etc.

who knows why, just ring 'em all..

I got the best deal with Famous Classic.

NO_RSPECT Mentor

NO_RSPECT

Posted
Posted

go with HBF, but if you are planning mods relating to engine management or electronic boost control then dont.. other stuff like intercoolers, exhaust etc should be fine

21 is the qualifying age.. question is do they know about the loss of licence, cos as far as i am aware.. loss of licence.. high performance car (not necessarily import) and 21 is still a bad combo

but hey if they do it then wikked stixx

docile Community Regular

docile

Posted
  • Author
Posted

Thanks guys, i will call J/C and Famous soon. A few people have said dont bother wih the insurance brokers...

Riaz when i rang HBF i told them and they said they had no probs. I guess it all depends on who you speak to.

I'm lucky that in a way it will be a bit easier seeing as im 21, higher NCB with an aussie delievered 4 dr (rather than skyline etc). Its just i lost quiet a few pts in a short space of time (only 2 fines though). If i hadnt lost my license i would have NO problems. I didnt get done for Dangerous driving etc

Whats worrying though is that theres litterally thousands of people who are in the same situation and probably driving around uninsured.

Flite Veteran

Flite

Posted
Posted
i just called just cars and they quoted me $2143 per year. im 25 and have no insurance history either. this is for a r32 gtr.

steve

How much is your NCB and how much did you insure the car for? I got a quote from HBF for my R32 GTR $1100 for $25000 50%NCB

Create an account or sign in to comment

You need to be a member in order to leave a comment

Create an account

Sign up for a new account in our community. It's easy!

Register a new account

Sign in

Already have an account? Sign in here.

Sign In Now
 Share
Go to topic listing


  • Similar Content

  • Latest Posts

    • latino_R35
      Questions on potential new purchase

      By latino_R35 · Posted

      Hey all, not sure how active SAU is anymore but will ask away anyways. Just wanted to get some experience on the 2008 model GTR CBA model.  I've hit that age in my life (43) where I'm like fk it time to get my dream (midlife crisis) car. Looking at importing one in and seeing if these can be reliable if the main flaws are fixed up. Plan is to keep money aside to do the following straight off the bat to future proof it: * install a stage 1 rebuilt trans with all new bits and pieces.  * install a new Bellhousing from the later model GTRs. Or potentially an upgraded stronger version like MAD or ATR. Besides the above two things and typical maintenance items anything else you'd recommend doing.   Been speaking to a few people and the engine on these are very reliable apparently. But keen on the view of the community here. Hoping to find a nice grade 4.5 with low mileage in Grey. I'd go black but swirls too easy. Look forward to your responses and feedback. Cheers    
    • latino_R35
      Returning Member

      By latino_R35 · Posted

      Do Alan and Keith work on Skylines now? I remember buying stuff from them when I owned my Ralliart Lancer a few moons ago. Definitely genuine guys and be excellent if they dealt with the skyline platform as well.
    • latino_R35
      Returning Member

      By latino_R35 · Posted

      Hey all, I'm Gaston from Sydney's West.  I was a member on here when I was a younger lad and owned a mint R33 GTS-T. Ended up selling it and getting married having kids (yadda yadda) we all know how the story goes. Now I'm back with the intention to get my midlife crisis (dream) car ... a R35 GTR.  You'll see me about asking questions and searching the forums. Good to be back and can't wait to get back an Import again.
    • Rezz
      2025 Osaka Auto Messe

      By Rezz · Posted

      I have to put something here in order to post the photos. From what I could gather there's more enthusiasm for modified cars now than there has been for years. There were probably more younger people there than older (me included lol) which was a good sign.  It did seem like the record least amount of representation of the 90's era hero cars on display though. Like maybe one or two examples of S-chassis Nissans, and maybe 3 or 4 R-chassis. By comparison there were a lot of Civics from that era but in all there were about 10 - 12 EG/EK Civic Type R.  Euro exotics are always there in large numbers, led by Liberty Walk...... say what you will about kids using markers to scribble on a Ferrari F40, it did seem like a stunt to infuriate Ferrari enthusiasts, or Ferrari itself. I wonder if there's something more to it. Either way LBWK have done some heinous things to a Lamborghini Miura this time. They should stop now.
    • The Bogan
      NC MX5

      By The Bogan · Posted

      Engines and drivelines are not war stoppers for me mate, busted arse bodies and un-obtainium parts and panels are though Both cheap Brumbies I looked at had trashed tubs and a fair bit of rust
×
×
  • Create New...