Comprehensive insurance

[Guest tgriffin]

Hey guys,

I've got quotes with Justcar and Young & Cool. Any other good places that'll insure in Sydney?

My current info is:

- '96 R33 Skyline GTS25t insured to the value of about $25,000

- 20/21 years old (depending on when I take delivery)

- 20-30% no claim (goes to 30% if I hold onto my current insurance till Feb 03)

- Stock car EXCEPT an exhaust tip

It's looking to be around $4,000-$4,500 for the first year (and less for subsequent years as my no-claim goes up).

A further question, for those who've had the misfortune to have had to make a claim - will they count an exhaust tip as a modification on the "exhaust"? I'd prefer to tell them, but the premium just skyrockets.

I've heard insurance brokers get much better deals with the insurance companies, anyone know any?

[G0DF4Th3R]

hey there tim

go shop around some more....and yeah insurance brokers do get better rates...

i'm 19 with 0% NCB and insured an R33 for 20 grand with a catback exhaust system and 17" rims and the place where i park my car at nite is a high crime area with NO GARAGE and NO FENCING and im paying 3600 a year

[two40]

try suncorp metway. i found them to be very good service wise and they were't a rip off or anything either.

[NIZ30]

with onarun there..lot's of QLDers (that i know) go through suncorp-metway. my premium is atleast $600 cheaper than a quote from Just cars. But Just Cars are very flexible with modifications, suncorp may allow 1 or 2 maybe.

[Guest tgriffin]

Originally posted by G0DF4Th3R

hey there tim

go shop around some more....and yeah insurance brokers do get better rates...

i'm 19 with 0% NCB and insured an R33 for 20 grand with a catback exhaust system and 17" rims and the place where i park my car at nite is a high crime area with NO GARAGE and NO FENCING and im paying 3600 a year

Hey there,

Can you recommend any insurance brokers?

I tried Suncorp's online estimate and it said it couldn't give me a a price based on what I entered. I'll call them on Monday and give them my info over the phone and see what I get.

[Guest tgriffin]

Ouch! I just called Suncorp for a 96 Skyline for me (20yo 20% no claim) and they said $9500/yr for comprehensive insurance!

How did you guys get cheap insurance with them? You get discounts if you have other forms of insurance with them, but I don't..

I'll either stick to JusrCar or find an insurance broker

[NIZ30]

Ouch!!! Might have something to do with Sydney...but I don't know.

24 year old, 0% no claim....$2400. And it went up to $400 when i moved from Gladstone to Brisbane. So I talked them down on my rating to rating 5 so with 20% ncb went down to $2000.

What about modifications? Any? Mine doesn't have any...I bought it that way.

[Guest tgriffin]

Originally posted by NIZ30

Ouch!!! Might have something to do with Sydney...but I don't know.

24 year old, 0% no claim....$2400. And it went up to $400 when i moved from Gladstone to Brisbane. So I talked them down on my rating to rating 5 so with 20% ncb went down to $2000.

What about modifications? Any? Mine doesn't have any...I bought it that way.

They didn't ask if I had any mods, but mine wouldn't have any.

I'm a 20 year old with a 20% no claim, and the Suncorp guy reckons age doesn't matter, only no claim. I don't understand it - did you just call them up and get a quote? Or visit them?

[NIZ30]

No...always just ring them up. Must be the Sydney thing. Do you live in a bad neighbourhood?

Anyone else have experience with Suncorp-Metway and live in Sydney?

[Guest tgriffin]

Originally posted by NIZ30

No...always just ring them up. Must be the Sydney thing. Do you live in a bad neighbourhood?

Anyone else have experience with Suncorp-Metway and live in Sydney?

I quoted Chatswood as I'm moving there soon. I currently live in Mosman which is a good area for car insurance.

However, Chatswood definitely isn't a hot spot for car theft so I don't think it's a suburb thing..

[NIZ30]

:confused:

Don't know...maybe try again tomorrow. And afterwards if it comes up the same ask them to explain the price increases. That's what I did last week, they are pretty helpful with this.

Suncorp-Metway is Queensland company...Maybe they don't like southerners?

[two40]

Originally posted by NIZ30

Suncorp-Metway is Queensland company...Maybe they don't like southerners?

there is some truth in that. i tried get a quote for a classic car (25+ yr old cars) and they rejected it on the basis i didn't live in qld.

[400HP]

Suncorp-Metway is Queensland company...Maybe they don't like southerners?

I live in Sydney in the North Shore. I have one car (non high risk) insured with suncorp under my name at a very decent price.

When I called to get a quote for the GTR they quoted me $12K. So I said fine. I called up about 4 more times because I know insurance companies are inconsistent. But each time they came back with a high quote.

I spoke to the manager on the day. He said the reason is because Sydney is a much higher risk area than other states (which is true) and cos the car is high risk.

No one I know personally as of late has been able to get a decent quote from suncorp in Sydney < 25 years old.

[Guest tgriffin]

I guess I'll have to use JustCar and pay around $4,000.

With all the chat about Skyline theft on this board I'm paranoid and I'm going to get a tracker and club lock - anything to deter theives (maybe an NRA sticker? )

[Shell]

I'm with Suncorp too, I went thru a broker. The broker was in QLD, which might have helped getting the insurance, as they probably send a lot of business to Suncorp.

But I'm in Canberra (low risk) so it might have been a totally different story if I'd been in Sydney

[hippy]

well i have insurance for about 2300 rating 1 ... what i'm wondering is since i've had an accident, worth about 6.5k, what rating would i be on next year? anyone have any ideas? i think i would be on 2 or 3.

[Guest tgriffin]

Originally posted by hippy

well i have insurance for about 2300 rating 1 ... what i'm wondering is since i've had an accident, worth about 6.5k, what rating would i be on next year? anyone have any ideas? i think i would be on 2 or 3.

If you make a claim that is your fault, doesn't your rating go back to 0%? Then you have to start building up? (1 rating improvement per year).

How old / who are you with that chares $2300?

[Guest tgriffin]

I just got a quote from "Famous Classic Car Insurance" for my Skyline.

I quoted:

- 20 years old

- 20% no claim

- $26,000 Skyline Turbo

- He didn't ask if I had any mods

For $3299.

This is considerably cheaper than any other places I've tried (Justcar, Young & Cool and many others).

Has anyone ever heard of these guys? As much as I'd like to save money, I don't wanna blow it on a company that won't accept my claims / dissapear / etc.

[jmp]

Grr!

I just rand RAC about insurance for a 1993 N/A Skyline and they said the following cars will not be insured for new members -

Nissan 300ZX

Nissan 200SX

Nissan 180SX

Nissan Silvia

Nissan Skyline

Toyota Soarer

Toyota Supra

Toyota MR2

That sucks.

Time to call Shannons, SGIO, Young and Cool and anyone else ...?

[Guest tgriffin]

Originally posted by jmp

Grr!

Time to call Shannons, SGIO, Young and Cool and anyone else ...?

Justcar (www.justcarinsurance.com.au)

Suncorp-Metway (www.suncorp.com.au)