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is the R32 gts legal on P´s


8Ball
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hey everyone i would like to know if the R32gts is legal on our P´s.

n how much would i pay 4 insurance on 1 (im 17).

if its illegal to haave 1 on our P´s if i put insurance n all da other stuff on my mums name could i drive it??

thanks

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i think the best idea is to talk to the people who have the right answers.

for insurance : ring an insurance company - as a general note, your in the worst possible case

for legalities: contact the RTA (for NSW) and ask them - i dont beleive there is any laws (yet) about not having a r32gts when your on your p's

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If it's illegal then insurance wouldn't cover it no matter who's name it was under since it's duty of disclosure in good faith. Which means you have to tell them anything you know that you can reasonably think might affect their insurance of you < quite a simple concept really.

Insurance at 17 = doubt it. JustCars (for people I know who are older than you and been driving longer with the same car) seem to offer around the $5000-5500 mark with about a $4000 excess (or thereabouts - for me it was about $6000).

I doubt anyone else would insure you.

Also you can't put it under your mums name cos then you're not covered. You need to be a nominated driver to be covered. When you're nominated they quite simply give you the same price as if it was in your name (as it always goes by the youngest/highest risk driver).

My mate is 21 and he doesn't insure his cos he can't.

He's never had a speeding ticket.

Never crashed.

Totally stock car.

Good luck.

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Assuming you are in NSW as per your profile yes as the power to weight restrictions such as those in vic dont apply here.

You cant put it in your mums name and have your name as a listed driver, this used to work but insurance companies arent stupid and have clamped down hard on this.

Getting a GTS would be a smart move until you have more experience under your belt, then make the move to a turbocharged import

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if your parents are with NRMA then they will insure you. that is how i got mine insured. also under my dads name it is $2000 a yr to insure a r33 gtr which by far is the cheapest i have seen it. i know because i am a listed driver that if i am in an accident i need to pay an excess of $1500 but in my dads name it is $600.

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If it's illegal then insurance wouldn't cover it no matter who's name it was under since it's duty of disclosure in good faith. Which means you have to tell them anything you know that you can reasonably think might affect their insurance of you < quite a simple concept really.

Insurance at 17 = doubt it. JustCars (for people I know who are older than you and been driving longer with the same car) seem to offer around the $5000-5500 mark with about a $4000 excess (or thereabouts - for me it was about $6000).

I doubt anyone else would insure you.

Also you can't put it under your mums name cos then you're not covered. You need to be a nominated driver to be covered. When you're nominated they quite simply give you the same price as if it was in your name (as it always goes by the youngest/highest risk driver).

My mate is 21 and he doesn't insure his cos he can't.

He's never had a speeding ticket.

Never crashed.

Totally stock car.

Good luck.

Why cant your mate get insurance ?? is it cause no one WILL insure him or he just doesnt wanna pay ridiculous amounts ???

cause im pretty much the opposite of your mate (except in age)

im 22 now but i was 21 when i first insured my car (R34 gtt), I had numerous speeding fines, wrote off my last car and basically lost my liscence (except i didnt cause of some legal handywork..long story), with bodykit, rims, lowered and exhuast....all listed and the insurance came out to be just over 2.5k

which just goes to show the inconsistencies (spelling?) in the insurance process.

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i have a 93 r32 gtst im 21 no accidents few traffic fines in nsw and through just cars my 3rd party is 550 and full comprehensive is 3200 with 1350 excess on both but i have not had insurance on my previous cars.

most are also offering 3rd party fire and theft now for 150 on your normal premium

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8ball - yeah mate you're right to own one, just save PLENTY of cash for insurance...as most ppl have said above. JustCar would be about the only company who would even insure you - i'm 24 and have a full no claim bonus and i still paid $1800...good luck dude

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