What insurance do you have?

[Col-GTSX]

Id like to ad that shannons would not insure me and would not give me a reason. I am rating 1 with no claims in the last 5 years and had my licence for 6 years. So go figure.

I had a speeding ticket back in 2001 thats my entire driving history.

Up shannons..... Bugger them.....

[Silver-Arrowz]

Called GIO and they quoted me $7500 for an 99 MX5 10th ann. edition! Even a standard MX5 was the same! Maybe just their way of saying "get lost" cause I didn't even pay that much when I had my GTR (then I was under 24 with a WAY more higher risk car and a few bingles here and there).

[deanx0r]

Called GIO and they quoted me $7500 for an 99 MX5 10th ann. edition! Even a standard MX5 was the same! Maybe just their way of saying "get lost" cause I didn't even pay that much when I had my GTR (then I was under 24 with a WAY more higher risk car and a few bingles here and there).

I'm getting an R33 GTS-T soon and have been quoted $1590 full comp with Just Car Insurance, I thought that was a pretty damn good price. Especially compared to what RACQ, Suncorp and the likes were quoting... they wanted something like $4500.

[grandmasterb]

LOL, i wish i was never going to crash, but thats just not an option unless you dont drive these days. Been lookin into insurance as i want to get full comp although know i will have a hard time getting anywhere with some of the insurnace companys due to my age and type of car. And there is no way in hell im paying over $1200 for insurance, it doesn't even cost me that for my bikes

[justin911]

im 21 (off p's) costs me like $3200/yr with mods @ Just cars for my R33

[Col-GTSX]

Well there is only 2 things you can do guys...

1. Grow up (not having a go at any of you, i was refering to age and maby driving history)

or

2. Get a common car

[grandmasterb]

Well there is only 2 things you can do guys...

1. Grow up (not having a go at any of you, i was refering to age and maby driving history)

or

2. Get a common car

BWAHAHAHAHAHAHA, that cracks me up.

Coming from you at the ripe old age of 22 and extremly mature.

It doesn't matter till your 25 and by then you have waited so long the last couple of years that all you want to do it goof off.

Please explain what a COMMON CAR is???

[eXc]

R32 GTST 4 dr stock except exhaust and hks springs. I am 24/male, garaged all the time, not a daily driver.

Best I got was $1800 from famouscarinsurance. With a lifetime maximum NCB. Plus a rather large excess. So I just got Third Party Property, fire and theft at just cars for $800ish.

I'll see how I go when I get to 25

As for growing up comment, I think a better solution is to not allow people under 24 to drive performance cars, that would make less accidents, and better prices for us (note: I am teasing you guys Don't take my bait! )

[readyGO]

ive got 3rd party fire/theft from just cars.... $600 for 12months...

im still on P's and am getting a zilla soon.... i wont be going full comp.....

[sigsputnik]

can't insure it? can't afford the car.

[grandmasterb]

can't insure it? can't afford the car.

I recon you will get a few reply's with that comment sisgsputnik.

I bought my R32 GTS-t for $6500 and that was on the road, and they want more to insure that than my $16k bike that i can do more on, go faster and at the end of the day injure/hurt/harm just as many people if not more.

They charge what they want as they know they can get away with it.

As for not being able to afford insurance, in most peoples case you will find its not a matter of not being able to afford it, its a matter of paying a third or half of the purchase price of the car in the first place just for cover!!!

[justin911]

ya it is kind of sad when not only do I have to finance my new car, I have to finance my insurance to (grrr if only they would of let me )

[Col-GTSX]

22 or not

true or not?????

Common car = hyundai, lazer or corolla some shit heap

[Col-GTSX]

grand read my post again....

Some of those quote must reflect either age or driving history. I have a good driving history and have insured a S2 33 with Just car with all minor mods and a few major mods (243rwkw now) and it cost me $1300 a year (insured for 29k)....

So if the rate is high you got to ask why????

1. Mods

2. Address of garage

3. Age

4. Driving History

5. Male or Female

6. Type of car

7. Financed or Owned

8. Cost of repair

These are the things that reflect your policy cost....

[Kaz200]

wow, this thread may be rather dead but 11% of the SAU voters are either arrogant idiots or wealthy enough to pay for a written off Carrera GT/Bentley/similiar (considering they don't even have 3rd Party Prop Damage).. something to note! Hope that's no reflection of the rest of Aust's car owners/drivers. :

[CEF33Y]

Man i can't beleive how cheap some of this insurance is!!! best i could find was $3500 p/a for a 10000 ceffy, and thats with a 1800 excess (just cars), needless to say i just went third party.

[Topaz]

I got Full Comprehensive....I got a quote for TP+ F&T but theres no real point because if the $24k car get stolen they only pay out $5k. With fully comp its insured for the full $24k

I spose TP + F&T is good if you have a little A-to-B car, but not with the skyline thanks :uh-huh:

I was suprised to only pay $2200 for fully comp from Just Car. History included no claims, but I have lost my licence once and its a twin turbo jap import so $2200 is ***n awesome I say....although it has a lot to do with the postcode it will be parked at as well

a claim excess for me is $1900

[Links]

Interesting read this.. seeing the range of insurance..

As of yesterday, I have a quote for fully comp with justcars for my new car (picking it up tomorrow.. come on baby..) - '98 R33 gtst - valued @ $21,000

me - 22, never had insurance EVER in my life and they gave me a rating 2 because i've never had an incident and had my license for 4 years..

$2,010/year premium fully comp and basic mods (currently exhaust and factory sunroof)..

Interestingly enough in case people are wondering, they have a bracket in which your car fits, that bracket e.g. for mine was $19,500 - $23,500 (which is estimated street value if they sold your car) - now if you say you purchased it for $19,500 it will cost you the same to insure it for $23,500.. so if you are getting insurance, see if you can ask what the bracket is and push the value up a bit, your premium shouldn't change..

As for the fully comp vs. third party..

My g/f's car was written off in our carpark by a maniac (belive me he was - police had to arrest him) after he went a bit crazy and reversed down our apartment drive into her car + 2 others.. she only had 3rd party..

this happened in oct/nov last year - to date.. she currently has $0 back from it. he has been let off, we've had to take the insurance agent (NRMA) to court because it's your responsibility to chase it up if you don't have comprehensive, and they refuse to pay the bills for solicitor which are >$10k..

so believe me, if there is 1 thing you have - it's comprehensive insurance.. it's not worth the trouble.. and it's not for when you hit something.. it's for when someone hits you.. or your car gets stolen..

anyways.. my thoughts.. and I don't trust half the drivers out there..

[666DAN]

The funny thing is claiming when your car has been stolen, they've caught the guy and have a confession...you still get grilled like a criminal even after handing over many thousands over the past few years.

My car has been at the assessors for 8 working days, still no answer on if it's repairable or not...and I know for a fact that it's been quoted by about 5 parties so far!

[666DAN]

Interestingly enough in case people are wondering, they have a bracket in which your car fits, that bracket e.g. for mine was $19,500 - $23,500 (which is estimated street value if they sold your car) - now if you say you purchased it for $19,500 it will cost you the same to insure it for $23,500.. so if you are getting insurance, see if you can ask what the bracket is and push the value up a bit, your premium shouldn't change..

Haha no chance in hell, wait for the bit where they ask you to supply the receipt for the cost of your car, receipt for you immobiliser, receipt and contact of who services your car, current photograph of your car etc etc it goes on!

Then they ask if your car *really* had windows, and why were your personalised plates removed (it was a stolen car duh!) am I sure it didn't have 4 space savers on it the night before it was taken!!!