Tints + insurance

[Brody]

Has anyone had problems with dark tints and insurance payouts?

EG more than 35% or there abouts is deemed a defect. If your car has a defected mod, or unlisted mod, when it comes time for the insurance company to pay you out because you just wrote off your car, is or could, this be a problem?

[Atreyu]

Yes, if you have an unlisted mod they will refuse to payout. I got the whole spiel when I signed up with Just Cars yesterday.

[Brody]

Ok, but what Im saying, is that if you list tints for example, thats fine.

But what if your tints are 5% above the legal limit, in that case, they would be entitled to refuse payout, because its a defect? It'd be a complete arsehole act, but its doable....?

[nedb]

Interesting point. What about the pre 1st of August 1994 vehicles?

Check the RTA website:

http://www.rta.nsw.gov.au/registration/dow.../vsi03_rev3.pdf

So the point is, the darker tints would be legal if it was put on before 01/08/94.

So how can the check when the tint was put on? I'm talking here about the pre 94 vehicles, ie. R32.

My skyline was a personal import by the previous owner. He had it for 3 years in Japan before bringing it here. The tints on it is at least 95% dark. So far i haven't had any problems, apart driving at night time with windows up. :looney:

[INASNT]

If the only mod to ur car is tint and your cars a right off, then just smash all the windows before the inspector comes to check the car.

Problem solved

[predator]

good one braniac.. the tint will just stick to the glass making it nice and easy for them to peel off later.

[INASNT]

Break the glass from inside the car out, and then clean it up and no one will be the wiser!

[Duncan]

Well, if you had bald tyres do you think the insurance compay would pay? their job is not to pay out on claims if possible to keep their costs down.

And INASNT do you think right now is a good time to be talking about insurance fraud? lots of media on the forums ATM this is the last thing we need at a time like this

[INASNT]

It was just a last resort thought Duncan!!

Ofcourse no one would do it in real life