Insuring your skylines

[Zahos]

Almost every decision made by insurance companies is based on statistics, not what they see on today tonight.

4 years ago, a 94 200sx was more expensive than my R33 b/c there more claims on 200sx's than R33's (relative to the number insured)

Now R33 have have more claims (relativly speaking) so they are more expensive.

In simplified terms:

age + gender = risk1 -> risk of you haing accident in general

risk1 * type of car = ris2 -> risk of you having an acident with that car

I have never made an at falt claim, but i have been hit twice this year by other morons! Now my wife's insurance tells me that 1 more NOT at fault claim, and my excess goes up!!!!!

WHY????

B/C statistically they think I somehow contributed to both accidents, even though i was not at fault.... I know it sucks, but they have to run their business somehow....

[beefy]

INASNT: yah totally. and I dont blame them. You would not believe the amount of P platers that try and provoke me to drag them.

I remember there was this one poor guy that was coming the other way in a R33 GTST on Rooks Rd Nunawading and he saw me and decided to make sure I knew he was there by doing a quick burn out and revving the hell out of his car not realising 2 cars behind him was a cop car who looked very interested at his driving skills I dont know what happened to him.

[beefy]

Zahos: I know what you mean!

Afew years ago with my previous car I took it to a Mazda Dealer in Melbourne for a service and they rang me the next day saying that they had stacked my car. Well even though it wasn't directly my fault it was still logged as a claim against myself.

[Bass Junky]

I drive an R34 GT-T

Exhaust, Cooler, wheels etc.

Just Cars Insure me for $1385 including a year of rating protection.

Big excess though, but if I crash my car, I deserve to pay through the nose for being an idiot in whatever I was doing to cause an accident.

BASS OUT

[R31^tUrBo_cHiCk]

hey,

try Vigil Underwriting Agency. Im insured by them, and have been since i was 18 (with a turbo, FMIC, etc)

They have been great in the past 2 years i have been with them.

[saff_cossie]

Thanks people for the new posts. I have decided to opt for something a bit more tame for the moment so have gone down the path of a Lexus. I can get insured on that for $690 which I am happy about. I will hopefully do a few things with that and then look at a skyline later in the year when my insurance comes up for renewal.

Feel free to keep the suggestions coming especially if it helps others.

Cheers for the advice though guys and girls, appreciated.

[R33Hesh]

Regret we cant assist on a quote for a turbo at your age. Try Just Cars 13 13 26

Michael Tracey Dip Fin.Serv.

Director

Unique Car Insurance

935 Station St

Box Hill North Vic 3129

Ph: 03 9898 9400 Toll free: 1800 651 014 (ex Melb metro)

Fax: 03 9898 9499

Website: www.uniquecar.com.au

AFS Licence 246 231