Good Insurance Deal

[jmp]

Originally posted by R33_Cam

how come all of use r paying so much for insurance, im 22 and i was paying $1400 for R33 GTST until it got stolen, and now its gone up to $2000, still is alot less than some of the figures i've seen thrown around in the thread, im with RAC in W.A.

I am in WA.

Unfortunately RAC will not take new applications on import cars such as..

-- Toyota Supra

-- Nissan Silvia

-- Nissan Skyline

-- Nissan 300ZX

-- Nissan 180SX

-- Toyota Soarer

Get my dorift?

[YO880]

on huge worry is that (going by the policy pdf from their site), there is absolutely no cover if the car is parked overnight (11pm-8am) on street or in a public carpark (as Moanie had mentioned before), though public carpark is also defined as "...privately owned/operated or local authhority owned/operated car parks"

i read this to take that secure carparks (owned/operated privately) would not be covered, so basically you couldn't park you car anywhere at night unless it is in a driveway, garage...

i really hope this isn't the case because lets face it if you take your car to the city etc.. you would park in a secure parking station, and it wouldn't be covered..

might be worth double checking before going ahead...

though i hope that it isn't really an issue, and i am just being paranoid!

[Phil]

Originally posted by YO880

on huge worry is that (going by the policy pdf from their site), there is absolutely no cover if the car is parked overnight (11pm-8am) on street or in a public carpark (as Moanie had mentioned before), though public carpark is also defined as "...privately owned/operated or local authhority owned/operated car parks"

That is at the end of the policy document and they are simply definitions of conditions that COULD be placed on your policy, but aren't necessarily. So it's only if your policy has that restriction placed on it. You'll notice that in the same section they define the 'limited use' thing where you nominate to only drive it 3 days a week.. obviously that doesn't apply to every policy either.

[Guest Boxhead]

i think i want this insurance - have a look see... its coooll...

[YO880]

possibly, i hope so

but be aware!

[red900ss]

YO88O, well worth bringing it up. I have this condition on my policy, but my car rarely even sees the stars let alone be parked anywhere other than the garage overnight.

[Dragon18]

i had enough of insurance companys i rang up just cars to renew my quote after 2 weeks. and it was 3235 and then the guy goes hold on a sec so i hold he comes back and goes your new quote is 4011 .

and i say listen mate iam not blaming you u doing ur job but how the **** can it go up 800 buckz in 2 weeks wtf is that bullshit man

tell me why plz

he goes ohh the girl didnt put the risk factor on your car right etc

i said ermm yes

see yaa.

and then i rang 5 min later and the other guy goes nah its gone up by 50 buckz wtf wrong with these poelpe

i rang up roybn and she gave me a rought quote of $3000 grand and i spoke about mods she said its fine if you let us know

i love em +) they rock less stress of my mind now =)

[XCUZME]

my only worry is this heritage insurance underwriting thing? how secure is this? and has anyone made a claim with them?

they quoted 3700 for me which is quite good too

im going with them.

[Mark0]

Dragon i have had the same thing with another company that i was with .. they said $1400 i called twice to confirma that..i wne to pay it and they said $2300 and i gave them the details and persons name i was talkin to and they go..sorry they stuffed up...twice.

Make sure when u talk to anyone and get quotes and stuff ... always get the persons name so if anything goes wrong .. u can tell them the person that quoted you. then u might have a chance of getting it at the original peice ...they seem to bugger up a lot.

[71LLA]

I had similar with Just Cars. Quoted $1900 for GT-R, went to pay the following day "sorry mate that quote was wrong it's $2300". I hung up. Ended up getting it insured with Suncorp - $1650 ! Now that I was pleased with. 30yo with full NCB and 2 recent accidents.

[SS8_Gohan]

post edited

[Timmy G]

The Scottish guy is Tommy. I found him very helpful.

What exactly was the problem? You wanted to change your age to 20 to see what the quote was? Keep in mind that Famous don't use computer calculators to work our premiums, it's pretty much contingent on each person which can lead to some inconsistencies.

e.g. I called up and I am 20 with a 20% NCB, then my mate called up who is 21 and said he had a 30% NCB. His premium was more expensive by a few hundred (for EXACTLY the same car).

But he ended up getting a different car and a cheaper quote in the end.

Cheers,

Tim

[kil41t]

Originally posted by Moanie

Yeah...polite is that what they call it?!?!

I went through Australian Insurance Brokers (they basically find the cheapest insurance for you) and they ended up getting me a quote for $2800 with famous classic cars...i was impressed!!  Especially since my next best quote was with Just Cars for 5k!

I don't think they care how much its modified as long as its street legal, and you aren't insured between 11pm and 8am if you leave your car parked on the street - in a driveway/secure parking/actually being with the car is ok.....

If you ring them up and say you got a quote of $2800 from AIB then they will beat it by at least $200 thats what they did when I called for my dad...

[dojobi]

I called them up and Robyn quoted me $2600. I already had a quote from Young and Cool for $1950, so told her that and she gave me my insurance for $1800. I took them up on it. Now i just have to hope that their underwriting is ok if I kill my car More importantly though, I hope I'm covered if I take out a Lexus.

I checked the company out a little bit, but I've got nothing conclusive yet except that it APPEARS (note, this is not confirmed) that both the underwriting company and Famous have the same company directors (those 2 Scottish guys). If you check up the ABNs, you'll find that Famous isn't the name of the company listed for the ABN they give (AGAIN, please note, this is not necessarily a bad thing - I really don't know if this has any significance).

One other thing, the company itself says they are registered offshore at present, and the previous underwriters didn't give them a good enough deal, so they didn't renew their contract with them.

I must stress that I am not trying to say anything bad about the company (hell, I'm insured with them myself), but I just thought you all might like to know a little extra info.

Cheers,

Michael

[kil41t]

I heard that they used to be underwriters themselves that's why the same ABN I guess.

If anyone has made a claim through them I would very much like to hear it :uh-huh:

[dojobi]

Yeah me too. I do trust them - otherwise I wouldn't have insured my car with them, but it would be nice to see some claim evidence.

[kil41t]

Well the only reason I'm insured with them is coz they will accept the amount of mods I have and still give me a good price

[dojobi]

Yeah, well I haven't got too many mods, but I've got more than enough to piss most insurance companies off. The price and the modability is the reason I went with them too.

Out of curiosity, what mods have you got?

[XCUZME]

what is standard on marvin's car?

ca18det, tomei stroker kit to 2.0 litre

3037 trust turbo......

friggin everythin

[dojobi]

hmm, sounds nice. I must stop buying parts for my car though. It's so damn expensive, yet so addictive. I should keep saying to myself that I am done with modding my car, but it's so hard.