Who are you insured thru?

[GoldZilla]

How did all of you guys get Shannons cover for ~$1,300?

I rang and got a quote from them a few weeks ago and they said $2992.08

That's for:

~$23,000 Stagea,

1997 model,

Regular usage (Private),

Garaged nightly (in a locked garage),

Modified,

and that's with 65% NCB!!!

I've had one claim that I can recall, due to malicious damage being done to my car a few years back, and because I couldn't determine who had done the damage (even though cops were on the scene after it happened, and I provided a report, etc., and tried to chase it up), I had to pay the excess for the repair.

I'm 31, and they've given me Rating 1 (hence the 65%)...

I'm calling them back to confirm this...

[Sydneykid]

How did all of you guys get Shannons cover for ~$1,300?

I rang and got a quote from them a few weeks ago and they said $2992.08 

That's for:

~$23,000 Stagea,

1997 model,

Regular usage (Private),

Garaged nightly (in a locked garage),

Modified,

and that's with 65% NCB!!! 

I've had one claim that I can recall, due to malicious damage being done to my car a few years back, and because I couldn't determine who had done the damage (even though cops were on the scene after it happened, and I provided a report, etc., and tried to chase it up), I had to pay the excess for the repair.

I'm 31, and they've given me Rating 1 (hence the 65%)...

I'm calling them back to confirm this...

<{POST_SNAPBACK}>

I just got my renewal notice from Shannons for the Stagea (yes it has been a year, time flies). The price was $200 lower than last year, now $1150. So I figure there must not have been many Stagea claims and a few more Stageas insured.

cheers

[sy300]

In NZ I'm with AMI.

The car is insured for NZ$13,000 (price of car, as I'm paying it off).

Premiums are about NZ$600-NZ$700 a year.

Excess is NZ$250-NZ$500 depending if it is stolen, I crash or my wife crashes.

No excess on glass.

I'm over 25 and have a 60% NCB

You guys seem to pay a lot in Aussie.

[muck]

im up for $993 ...

and can have up to 4 legal mods on the vehicle......

rating 1 .

garaged.

private use.

just cars

[Nismo Racer]

$650 full comp

rating 1 60%NCB

17" nismo GT1 wheels

[Nismo Racer]

i'm with Young and Cool

the car is a S1 R33 GTS25t

[Ska]

1997 Stagea RS4 Series 1

Unique Cars - Rating 1 (28yrs old)

$1100/year

windscreen + rating 1 protection

Agreed value of $30,000

$750 excess on at fault claims

With a crap load of mods!

These guys were very helpful!

[Loop]

Month-old thread, I know, but damn ... I got a quote from Just Cars for $1700 (admittedly, I don't own a Stagea ... yet) and I'm 33 with 65% NCB, car is garages in a low risk suburb.

Might have to ring them and talk in person to get reasonable rates....

[Tangles]

Ive had my rate from Shannons adjusted from $1040 for my 1997 'modified' Stagea, down to $940.

Reason is; got my bike insured thru them, and recently put my wifes car thru Shannons as well.

Rating 1 65%, 27yrs old, no prior claims (in past 5yrs) or traffic offences (in last 5yrs).

Brendan

[-FUZZY-]

I've just got 3 quotes, 26yr old, rating 1, clean history.

JCI - $1100

Shannons - $1500

Unique - $950

Can't believe there is such a difference, JCI is issured at $23K, where as the other two are $21K.

Might have to start bargaining now with them, as prefer shannons, but not at that price.

[AlexCim]

haha, im such a cheap ass

3 party, no fire or theft (it was 250 extra and they would any pay me out 3k max.)

Full comp, $2600 with JCI, no one else would do it.

Thats with mods too

BTW, 18 yo (got licence on my bday, april 29)(made the calls when i got the car 2 months ago), clean history (or lack there-of)

Ill get full comp next year, probably around the same time i get new turbine as i could see a parttern arise after a new turbo...sigh

[Loop]

haha, im such a cheap ass

3 party, no fire or theft (it was 250 extra and they would any pay me out 3k max.)

<{POST_SNAPBACK}>

Ahh, and the truth comes out

After my experience in the last 12 months, there is no way I'd ever _not_ have full comprehensive insurance

[Tangles]

HHmm, Insurance - is it worth it? Only when you need it!!

Alex, when I was 19 I was paying $2200 per year for my '96 Kawasaki ZX7R Ninja full insurance. If I added up how much Ive paid for vehicle insurance, I reckon Id be shocked.

But then again, Ive paid out $9k on health insurance, and claimed back over $30k on knee surgeries (had my 7th last week).

Brendan

[muck]

i found that with just cars.... it was a lot easier to get an online quote with 0 modifications..... worked out to be $940 or something for full comp, 27yo... rang them up... quoted the the reference number.. and then.. added on the mods, they will then say we can provide 4 legal mods before increasing the premium........ so $940 with 4 legal mods....

i found if i listed mods on the website.. the quote went higher.... lowering took the quote to $1040....

and $53 bucks to keep rating 1.. after a claim .. or something like that..

Edited September 26, 2005 by muck

[richpick]

Just joined the forum, and looking through some posts.

People seem to be paying a lot for Insurance.

Shannons gave me a good deal (and pay by the month with no extra charge). I'm paying approx $160 per month to cover 01 Stagea RS4V Prime, 03 Nissan 350Z and 04 Honda CBR600RR all fully comp .

[Ska]

Just had my first major claim with Unique and could not be happier with the level of proffessionalism, the speed of which the claim was dealt with and the outcome. They actually treated me like a person and not just some number.

[AlexCim]

What did you have to claim?

[wagon]

I got quoted $1205 from just cars, had a guy from shannans look over my car for the quote, said hey could beat it then quoted $2500. Im 20 with a reasonably clean record

[_8OO5TED_]

Any one after;

Agreed Value

Choice of Repairer (lifetime guarantee on those repairs)

Pay by the Month (at no extra charge)

Free Windscreen cover

Blanket cover for modifications

Professional driving course cover

21yo+ with a relatively clean driving record

PM me for a comprehensive quote

Edited February 10, 2006 by _8OO5TED_

[Ska]

What did you have to claim?

<{POST_SNAPBACK}>

About $10k worth of damage, had a bit of an off, but because everything is R34 GTR stuff underneath, and lots of stuff was bent, the cost of replacement bits is very high. I would rather not discuss anything else about it, just for personal reasons. I was not doing anything stupid or illegal either.