Insurance Blues ...

[Guest gtst88]

hey guys ..

i'm going to get a skyline soon .. but i'm not sure whether its going to be a R33 GTST or a R34 GTT ..

well anyways .. i'd like your help in the insurance thing .. i'm only 17 years old and i'm carrying a Malysian license and i'm on a student visa. The thing is i called up Vic Roads and they said its okay for me to drive here in Australia ..

But i dont know any insurance company that would give me a comprehensive insurance. I know its much easier to get insurance for a luxury car like an IS200 or a 325i but what about a skyline ? since it is a high performance sports car and it has turbo .. have you been in this situation before ?

i hope you guys help me out with this .. thanks !

cheers !

NIck

[randymoss]

do a search on the forums, you'll find alot of information.

However, bear in mind insurance will not be cheap

[Boostzor]

there have been a million of these threads, IMHO it will be very hard if not impossible to insure a turbo under ure name.

[SS8_Gohan]

if ur 17 and can afford a R34 GT-T why u worrying about insurance?

[predator]

yeah, you're not going to have much chance getting insurance. If its your first car well you're going to have to take the risk or get something like u said

[HSVKLR]

NO CHANCE....

im 19 and the i rang everyone - the cheapest quote i got under my own name (they dont insure turbo cars under your parents name - it goes off who the youngest driver is) was $6712 for my R32 GTST through Just Car Insurance. Suncorp Insurance wanted $10,412.

And as an extra i have had no driving infringements and live in a low-theft area.

[Sir R33]

i 'm 19 and i own an r33 gtst, i am though just cars and it costs me $2,800 a year full comp:eek:

[akeenan]

it will be very hard if not impossible to insure a turbo under ure name.

no chance!

[chaos]

gettin insurance would be like me gettin an r34 gtr for my bday...as my mum would say no chane in hell

[JET-33]

yeh im at just cars aswell, 33 gtst, $2700 a year, full comp, on rating 2 mind u...connections i was meant to be rating 1

im 21

my mate asked for a 32 gtst, hes 20 and had no comp insurance b4 so he wa gonna be rating 6...2 mates actually, both quoted comfortably over 5k, and then thers like 2-3k excess once u add mods on etc

17, gtt, your gonna be paying out you A**..sorry dude, but thats how it is....and if ya in vic just car will b the only people who wont hang up on you....

[Guest gtst88]

Originally posted by SS8_Gohan

if ur 17 and can afford a R34 GT-T why u worrying about insurance?

ss8_gohan,

it doesnt mean i can afford a R34 GTT i would simply waste money on insurance rite ? i wouldnt pay more than 5 grand for a GTT ... if i get an IS300 i only pay 2 grand .. damn .. i really want a GTT .. cheers dude !

[Guest gtst88]

so its impossible for me to get insurance under my name ? i mean its possible, but i dont want to pay so much just for insurance .. get what i mean ?

what if i register the insurance under my sister's name ? she's 23 and she has a rating 1 .. would i able to drive the car if its under her name ? i know its hard/expensive to get insurance for a sports car ..

i really appreaciate your replies guys ! thanks a lot !!

cheers !

NIck

[SS8_Gohan]

ok... this is probably going to be the ONLY way of getting reasonable insurance while ur 17. Which is a mute point bcos u can't drive until ur 18 anyway...

so before i crap on about ur only option, just answer this question....

do u have a decent paying job? not macca's, not safeway,

[Guest gtst88]

ss8_gohan,

i'm a student dude .. my dad is getting the car for me ..

[Guest gtst88]

and why can't i drive till i'm 18 ? i got a malaysian license and i've contacted vic roads and they said its alright for me to drive here in victoria ...

cheers dude !

NIck

[blind_elk]

Why not settle for Third Party Property. This will cover you if you hit someone else, like a Rolls or Merc or Porsche, but it won't repair your car.

While VicRoads may have said its OK for you to drive here (well, you do have a licence), Vic has a rule (its just not enforced) that drivers older than you (ie, on probationary licences) aren't permitted to drive certain 'high powered' cars. And I think there's a good reason for that - in general, you just don't have the experience to handle the car and the performance. (highlight a 17yo in Queensland - just got 4 months hard time for killing a guy. he'd had a licence for 5 weeks and lost control of what appears to be a Supra TT).

Can I respectfully request that you get a much less powerful car until you get the hang of driving in Australian conditions (both roads and other idiot drivers).

[akeenan]

you wont be able to get full comp due to the fact that it would be illegal for you to drive.

also because you arent originally from australia that may prove an even bigger problem...

my 2 cents, you should do a search on insurance I guarantee that their will be at least 20,000 different threads regarding it.....

because every insurance thread is the same eg: i want a skyline but im having problems with insurance you should read them and it will answer every possible question known to man regarding this question that pops up every week.

thanks.

[Guest INASNT]

gtst88

let me guess u have rich parents in malaysia right?

1 of my mates who was a international student from malaysia livin in mel had 2 cars a new rav 4 and laser and got insurance no problem. He had lots of $$ to burn so it wasent a problem.

[SteveR33]

Firstly I did not read most off the above posts, but anyway I do not have insurance on my 33. If you really want the security of having insurance, you should probably pay top dollar ASAP. Because the longer you wait the more it may cost. Initially this was not my theory but since getting my line I have got one speeding fine , loss of license for a month, a few P plate fines and so on. So my insurance not that I could get it would be astronomical.

[sven laptop]

GTST88: You're 17 years old. Even if you have a Malaysian license you are by no means an experienced driver. There's a good reason why insurance is so expensive for people like you - staistically you are the ones who have the most accidents, especially if you're driving a high-powered car.

Be smart, get a less powerful car. There'll be fast cars around when you're older too you know!

Others paying $2,700, $2,800 insurance: You realise that's more than $50 a week before you even turn the key???

Imagine what else you could spend that on.....