Any Good Car Loan Companies?

[WazR32GTSt]

Nar, i have like 3G atm, then im hoping for like 3 or less for me car.

I want a new car, as i wish to go faster, and im interested in R32's...

I predicted, that by start of Feb next year, if i sell me car, i should have about 10G (with me current job)....i could get a 5G loan of me parents maybe?? and get like a 14G R32 Skyline??

Any help would be greatly appreciated..

thanks

<{POST_SNAPBACK}>

have you thought about insurance, stamp duty, rego?

[chaos]

If you are clearing $300per week, pending your living status and what your out goings are you should be able to borrow $15k roughly over a long term.

<{POST_SNAPBACK}>

doubt it josh, im on just over $400 a week after expenses and i cant even get $10k loan and that was applied for over 7 years.

[Eug]

doubt it josh, im on just over $400 a week after expenses and i cant even get $10k loan and that was applied for over 7 years.

<{POST_SNAPBACK}>

would he lie?

[ORACLe__]

have you thought about insurance, stamp duty, rego?

<{POST_SNAPBACK}>

Yep, sure, its a biatch, but im reasonably good at saving.... so say i had 10G got 5G of parents, 15G total... get like a 13500-14000 R32 then id have like 1000-1500G for like expenses such as that mentioned....(plus my earnings)

thanks for ur tips ay (keep em rollin' in), you guys hav really made me think about the whole loan thing... ill c how it all goes...

thanks.....MaTT

[zaffa]

dont go thru banks go thru an actual finance company who will apply to creditors for u they will try make u look as attractive as possible to be a client...if your earning a garunteed 400 a week and have had the job for a year or more u shouldnt have any trouble provided car is newer the than 6yrs old and you have 30%deposit for the vehicle...

[chaos]

im not saying josh is lying at all, but i have tried with ANZ, Suncorp, Commonwealth and Aussie loans and i have struggled to get $10k

QTCU has just got back to me saying they can give me about $8k

[Whippet]

okay, I'm 21, and looking to buy my first Skyline. I've driven a few R32 gtr's, and I'm hooked. I applied for a loan through a very well known finance company, and they said they are not interested, unless It's a post 97 car, and they wont lend me more than 15k. they took a couple of day's to come to that decision, but, from reading other posts here, it would appear to be a standard response to young ppl wanting a loan.

incidentally, my job/pay is not an issue. i'm being paid plenty enough to keep up repayments, and i have about 30% deposit, it's just my first loan, so they are a bit hesitant.

that all being said, I wont even bother approaching the very well known finance company, or any subsidiary of that company again.

[chaos]

Yeh i been getting same responses, i've looked into a few siliva's, crx and a couple 180's seems anything over 5-6years old they get iffy about.

[Nismo_Boy]

doubt it josh, im on just over $400 a week after expenses and i cant even get $10k loan and that was applied for over 7 years.

<{POST_SNAPBACK}>

Ouch, banks have got more hursh nowadays. My example was based on a few mates, but I guess intrest rates an such have changed since then.

[Nismo_Boy]

im not saying josh is lying at all, but i have tried with ANZ, Suncorp, Commonwealth and Aussie loans and i have struggled to get $10k

QTCU has just got back to me saying they can give me about $8k

<{POST_SNAPBACK}>

Benji, Wespac > Personal loan > Teh cash $$

[GRiM_05]

well lucky me , i have till june to save man.. but yeah, me and acle are in the same situation.. except he has a headstart and a car.. yes.. i dont have a car.. my thinking is i want a decent car for my 1st, and i dont want my money to go more into maintenance then mods/petrol.. fkn petrol.. but yeah, any help would be great (as has the posts so far, thnx guys)

[SmoothLine]

Most finance companies and banks will not provide finance for an import these days. At all.

The reason is that when you are younger, the only security they have on a loan to you is the car itself. Import cars depreciate heavily and they are very hard to on-sell. So they basically see an import as too much risk should you default on your loan.

In this case at best they will loan you 30-40% of the cars current value.

Edited October 19, 2005 by SmoothLine

[Keegs]

personal loans are easy to get, i know from experience, doesnt matter how old you are, if you make enough money with in the ratio of earnings to expenses you'll get the loan. Alternatively call someone such as Aussie Auto Loans and they can usually go the extra yard to get you a loan...I know because my dad owns the finance company...and the regulations aren't nearly stict enough for personal loans and/or auto loans, do an online app if you want and you may be suprised. Commonwealth is usually the easiest to get through with and they also have around the best rate.

Having said this dont risk getting a loan unless your confident you can pay it back.

Good Luck to whoever's interested.

Matt

[chaos]

Could of told me your dad owns them I went through them with no luck