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ok I'm not going to search through the fantastic amounts of useless posts in this thread (so, sorry if this has already been said), but things that you're going to have to be aware of are:

the good thing is the club is a single, separate legal entity, and as such people are pretty much immune from public liability, since the individual (volunteer or member) is controlled by the incorporated club

Therefore, any incidents are directly the clubs fault, and not the driver

If someone sues, then they'll be sueing the club, and the club is only worth as much as it's worth, and not any more - in other words, if Person A crashes, it is the clubs problem, not Person A, nor Person B etc

HOWEVER, if you are on a club event, and someone else who is also on the event, hits you

you'll have to deal with the club, and if the club has $0 to its name, then you won't receive anything for the damages - bad luck for you basically!

So you have to decide whether you want public 'immunity' or essentially zero return, unless the club has enough funds

But if it's written off ...

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