Insurance On The Taxi

[jaik]

Werd.

I got a quote from Just Car insurance for the Cefi on Comprehensive Coverage

The stats-

- Im 22.

- Im in WA

- Lost my license in 2003 from Demerit points for 3 months

- Lost my license in 2005 from Reckless driving for 9 months

- Never had insurance on the car before

- Insured as 6cyl turbo manual etc

- Agreed value of $11k + $1.5k wheels

- Notified them of mods like suspension, exhaust, racing seat, fmic etc

- $1300 for the premium + $1200 excess for accident and $900 on theft.

Not bad I thought!

Im going to try for an agreed value of $15k + wheels but I thought considering my driving record and the car type!

JK

[BenA31]

thats very good!!!

i was quoted around the 2.5k mark from memory by JCI at 21y.o with a completely clean record...in melbourne

[lordsnipe]

Yeah JCI are pretty good for WA.

I'm paying 1150, insured for nearly 24k..

reckless driving in 03.. couple of speeding fines .. thats bout it.

that premium (done in may) was for when i was 21 .. im 22 now

[konect]

Yeh mine was 2000+ for 19yo Male in Melb. The killer was that if I had to make a claim it would be almost another 2k.

I thought...hmmm 3rd party for now, full comp later

[CEF33Y]

From what i can see with insurance, its heavily based on location (post code)

Im 23, lost my license once for excessive speed, and to insure a stock cefiro(!) was $3033!!!!!

fark, i mean i only live in the second highest location for car theft in australia.....

need to find a relative from the country

[huddy]

INSURANCE????

errrrr is there something i need to know? what is this 'insurance' you talk about???

[leeroy_pat_12]

i pay just over 500 for mine and thats for 3rd party fire and theft got quoted over 2000 for comprehensive

[dangerous_daveo]

I got a quote of about $3500... but thats when I was 18. I also didnt list all the mods... and have done more since...

If anyone has 3rd party fire and theft with them, make sure you read the WHOLE policy. With my car if I chose that, I still have to pay all my excesses, and if the car is stolen, they keep the car, and the rego etc, and its only insured for an 'agreed' value of $5000, so doing my sums, I worked out this isnt a good deal.

And Im in Brisbane.

[konect]

Yeh mine is only covered for $5000 too. but i thought that is how much I have to pay each year for 1 premium and 1 excess.

So i thought f*k it if I crash itll be FULL drift spec B)

[Resin]

yea i got quoted 1950 in sydnye with JCI......when i was 23 ......stock rb20det ceffy .....an i live in very safe area ! so i went with fire and theft instead .....but i will prolly only go with third party now

its prolly coming down now ...as my third party has come down 150 bucks ....so yea can be expensive

[Guest a31rb25]

at the time of first payment i was 24, got my RB25DET ceffy insured with shannons, full comp, agreed value of $14K, i paid $12K and they're cool with that, unlimited mods policy for $1150.

i'd never had full comp insurance on a car before, had a clean bill in the last 3 yrs (love the old SA system where a fine from a speed camera didn't incur demerit points).

[funkymonkey]

my old man just got insurance with Shannon's for himself on the ceffy, as I don't drive it any more, so no point having it under my insurance policy.

$55 per month and $300 excess. He's 57 and has a 65% no claim bonus with NRMA

When the car was insured under my name with Famous it was $900 per year with $1000 excess. Once the policy on my Skyline runs out I'll be switching to Shannon's as well methinks.

[oz_cefiro]

i paid $1050 for full comprehensive, i'm 21 and rating 2, i live in regional victoria, and agreed value on the cef is $11000.

Victorians are worse off because they can only get there full license at 18, where as SA (where i grew up, lol) you get it at 16 and a half. So i've had my full license for 5 years.

[Softy]

dude who did u get that thru??

thats a pretty good price

[oz_cefiro]

dude who did u get that thru??

thats a pretty good price

<{POST_SNAPBACK}>

Just cars.

[Mr Eps]

I'm with Huddy, What's an "insurance"?

[someonestolecc]

lol you guys are lucky.. with JCI, if my car got stolen without me knowing who did it and in the first year of me having it it would cost around like $7k unless the theives would be nice enough to leave my wheels or stereo behind.

The place in WA that everyone goes through here politely refused.

Everyone else pretty much laughed at me.

[BNR#$]

i will take it without second thought~

[AMS]

Insurance? When I applied for insurance on the Stagea - for an agreed value of $18000 they wanted $6900 per year!

[konect]

Insurance? When I applied for insurance on the Stagea - for an agreed value of $18000 they wanted $6900 per year!

<{POST_SNAPBACK}>

Holy talitos batman ! Maybe thats because they know the details about the car ? Engine etc.

When I insured my cef the guy at just cars actually know what it was Hes like nah dont paint it white, theres too many white ones

Did you end up getting 3rd party at least ?