Car Loan

[Josh]

Just make sure the car is all cool before you go out there - if your gunna break something then more than likely it will happen when your revvin the tits off it at the track...

[SKY 34]

the reason for insurance to be more expensive at youger age because teenagers are hot blooded; lesser patience, drink driving, has higher tendency to get into accidents, with or without powerfull car...

are promises powerfull enough to tempt you from vrooming ~~

[dan_the_man]

Flash89 are you even reading this?

[Josh]

Drink driving with teenagers is a bit of funny statement - you make it sound like(Probably don't mean it tho) that it is kinda a teenager specific thing....

Ah well - I just arc up when someone mentions drink driving and teenagers as I personally think you couldn't do anything more stupid...

never mind me...

[32vspecII]

its not a teenager specific thing , its just as you get into the older brackets most of the drunk drivers have already been eliminated from the insurance pool

[Sammie]

has the topic started even replied to this thread getting pretty big with no comments from him

[DriftSquad]

well my first car was a twin turbo soarer.. fmic, highflowed turbos, power FC.. running 14psi... didnt have 1 bump in it... then i got into drifting.. so disided to buy a lighter car and manual... so i brought a skyline R32 and i love it... and im only 18... with a history... and i saved since i was 15 for it!

i say go for it... just dont be a dickhead behind the weel take things slow and lern to push the limits... PUSH!!

[chaos]

Flash89 are you even reading this?

<{POST_SNAPBACK}>

bahahaha and here i am thinking sammie started this thread lol

[G0DF4Th3R]

the original question is "which banks will give me a loan"

not "how should i spend my money; on a sports car or a bunky"

[Psiker]

1) It is highly unlikely banks will give you a loan.

2) Buy yourslef a bunky for a first car. Mine was a TR Magna, Big comfortable and not overly quick. but still looked great for a first car.

I tell you now.buy yourself a bunky and start saving some cash. When you have the cash for a deposit go to the bank, or keystart and get yourself a house loan. Buy a house. Once you have bought the house banks will throw money at you because almost instantly you have equity. Then get yourself the car of yuor dreams.

Cars are a massive sinkhole. You never make money from them and bank know this too. Houses on the other hand, unless you treat them like utter shit, will always make you money and you find banks will be more open to lending you the money. Or as dan (i think) said. Go on a holiday. At that age you dont need to get yourself in debt that is basically lost money that soon.

P.S - im sorry if this is fairly uncoherent.. I have just been woken up by a mouse at work and my eyes are hanging out of my head.

Edited December 12, 2005 by Psiker

[Parker]

Sammie,

The number of replies this thread has got since you started it certainly shows that the community is trying to give you the benefit of their knowledge as there is nothing closer to a Sau members heart than someone getting their first skyline.

Talk to your Dad and if he is cool with a 32 as your first car he obviously thinks you can handle it and the responsibility and may even go as a guarantor to help you get it.

My only advice is to perhaps think about something a little cheaper, but always get the best example of whatever car you choose to buy as it will likely save you in maintenance and help with re sale.

P.S. I started with a 31, got a 32 GTR before i was 21, got another 31 and have recently bought another GTR. Sure i'd be a bit further ahead financially but the reason why we drive these cars is because we love them and the joys of owning them sometimes out way logical thinking

Cheers,

Rhino.

[dan_the_man]

sammie didnt start the thread though

[Sammie]

dans right i didnt start this thread however i really do take your advice seriously about a week ago my dad got me a r33 from paul at autoworx we wil be picking it up in around 2-3 weeks just getting finance and insurance sorted

[Parker]

Yeah my bad, at the end of the day my 2c for anyone who cares to take notice

[dan_the_man]

Good luck with the car

[Sammie]

thanx

[Josh]

look after it dude!

[Hardwick88]

I have 4500 saved up and getting UP TO 10,000 from my parents, at no interest paying back over 3 years (I know im a lucky kint)

I got quoted from Just Car insurance yesterday for an 11,000 Skyline (r32 GTS-t) to a 18 year old at $2446 Premium with a $1800 excess for comprehensive.

I think im going to go for 3rd party for the first year or so, which is $338 a year and $1.4k excess

[Josh]

Fark there is a big difference between 18 and 19 yo's... mine was for an 11,000 sale price(would only cover for 10,000) and it was ~1800 a year... what the? maybe its cos i'd had my license for nearly 2 years already - with no claim bonus', clean histry n shit... what you guys reckon? and thats with minor mods - intercooler, non-existent stereo, bov, air filter etc...

[FLYIN_HiGh]

I have 4500 saved up and getting UP TO 10,000 from my parents, at no interest paying back over 3 years (I know im a lucky kint)

I got quoted from Just Car insurance yesterday for an 11,000 Skyline (r32 GTS-t) to a 18 year old at $2446 Premium with a $1800 excess for comprehensive.

I think im going to go for 3rd party for the first year or so, which is $338 a year and $1.4k excess

<{POST_SNAPBACK}>

aye man if i was u i would be goin full cover. these cars arent cheap to fix if u smash em. best to let the insurance company pay it off 4 ya